- 4 beds
- 3 baths
- 1,819 sqft
- 15,725 sqft lot
- $274 per sqft
- 1991 build
PRICED BELOW APPRAISAL!!! NOW VACANT! Stunning 4-Bedroom Home with Water Views at Lake Monticello! Discover the perfect blend of comfort and luxury in this beautifully maintained 4-bedroom, 3-full-bath home nestled in a quiet cul-de-sac at Lake Monticello. Enjoy breathtaking water views. Step inside to brand-new carpeting throughout and a COMPLETELY RENOVATED basement, offering additional living space or a private retreat. The main living areas are bright and inviting, featuring a cozy wood-burning fireplace—perfect for chilly evenings. The kitchen boasts gas cooking and a an eat in kitchen and plenty of storage space, making meal prep a breeze. Outside, the fenced rear yard provides privacy, while the lot extends beyond the fence for even more space to enjoy. A spacious back deck is ideal for entertaining, whether you're hosting a summer barbecue or enjoying peaceful lake views with your morning coffee. Amazing amounts of storage throughout the entire home! Garage is also equipped with a plug to charge an EV. Seller has covered the cost of the annual HOA for 2025, as well as a home warranty paid through August. With access to Lake Monticello’s premier amenities—including a golf course, pools, tennis courts, restaurants, and a bar—this home offers an unparalleled lifestyle in a serene, lake setting. NO DIRECT ACCESS TO THE WATER FROM BACKYARD. Don't miss your chance to own this incredible lakefront retreat—schedule your showing today!
Last checked:
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Last updated Jun 14, 2025
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MLS# VAFN2000474 —
This home is listed in more than one place. See it here.
The Building
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Year Built:1991
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Year Built Source:Assessor
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New Construction:No
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Construction Materials:Other
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Structure Type:Detached
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Architectural Style:Traditional
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Levels:3
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Accessibility Features:None
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Foundation Details:Other
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Basement:Yes
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Basement Type:Partial
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Total SqFt Source:Assessor
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:1819
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:1819
Interior
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Fireplace:Yes
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Fireplaces:1
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Fireplace Features:Wood
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:1819
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Living Area SqFt:1,819 Sqft
Financial & Terms
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Sale Type:Standard
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Possession:Settlement
Location
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Directions:The best way to get to the home is to put in the Lake Monticello Police Department into your GPS. That will take you to the front gate. Once you sign in as a guest you can then head to the address of the home.
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Latitude:37.92376000
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Longitude:-78.33059000
The Property
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Property Type:Residential
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Lot Size Units:Square Feet
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Lot Size Acres:0.36
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Lot Size Source:Assessor
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Lot Features:Backs to Trees, Cul-de-sac, Fishing Available, Private, Rear Yard
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Lot SqFt:15,725 Sqft
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Zoning:R4
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View:Water, Trees/Woods, Lake
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In City Limits:Yes
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Outdoor Living Structures:Deck(s), Porch(es)
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Other Structures:Above Grade, Below Grade
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Waterview:Yes
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Waterfront:No
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Water Oriented:Yes
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Water Access:No
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Water Body Type:Lake
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Navigable Water:No
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Tidal Water:No
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Land Use Code:2
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (804) 972-1987
- Office phone:
- (804) 545-6400
Taxes
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Tax ID Number:18A 12 487
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Tax Year:2022
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Tax Lot:487
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Tax Annual Amount:$2,195
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Tax Assessed Value:$252,300
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Year Assessed:2022
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County Tax:2195.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:4
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Bedrooms Main Level:2
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Upper Level Bedrooms:2
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Upper Level 1 Bedrooms:2
Baths
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Total Baths:3
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Full Baths:3
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Main Level Baths:2.00
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Main Level Full Baths:2
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Upper Level Full Baths:1
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Upper Level Total Baths:1
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Upper Level Total Baths:1.00
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Upper Level Full Baths:1
Heating & Cooling
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Cooling Type:Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s)
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:Tankless
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Water Source:Public
Appliances
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Laundry Type:Main Floor, Washer In Unit, Dryer In Unit
Schools
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School District Name:Fluvanna County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Lake Monticello
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Senior Community:No
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Exterior Features:Exterior Lighting, Play Area, Private Beach, Tennis Court(s)
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Pool:Yes - Community
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HOA:Yes
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Condo/Coop Association:No
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HOA Fee:$108
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HOA Fee Frequency:Monthly
Parking
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Total Garage and Parking Spaces:2
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Garage:Yes
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Garage Features:Garage - Front Entry, Garage Door Opener, Inside Access
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Garage Spaces:2.00
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Type of Parking:Attached Garage, Driveway
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# of Attached Garage Spaces:2
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$499,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,671
|
Taxes | $182 |
Insurance | $137 |
Utilities | $166 See report |
Total | $3,156/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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6/14/25
Jun 14, 2025
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Listed / Active | BRIGHT | $499,000 |