- 4 beds
- 3 baths
- 3,541 sqft
- $140 per sqft
- 1991 build
- – on site
PRICED BELOW APPRAISAL with 40K in renovations! This home is a MUST SEE - NOW VACANT! Stunning 4-Bedroom Home with Water Views at Lake Monticello! Discover the perfect blend of comfort and luxury in this beautifully maintained 4-bedroom, 3-full-bath home nestled in a quiet cul-de-sac at Lake Monticello. Enjoy breathtaking water views. Step inside to brand-new carpeting throughout and a COMPLETELY RENOVATED basement, offering additional living space or a private retreat. The main living areas are bright and inviting, featuring a cozy wood-burning fireplace—perfect for chilly evenings. The kitchen boasts gas cooking and a an eat in kitchen and plenty of storage space, making meal prep a breeze. Outside, the fenced rear yard provides privacy, while the lot extends beyond the fence for even more space to enjoy. A spacious back deck is ideal for entertaining, whether you're hosting a summer barbecue or enjoying peaceful lake views with your morning coffee. Amazing amounts of storage throughout the entire home! Garage is also equipped with a plug to charge an EV. Seller has covered the cost of the annual HOA for 2025, as well as a home warranty paid through August. With access to Lake Monticello’s premier amenities—including a golf course, pools, tennis courts, restaurants, and a bar—this home offers an unparalleled lifestyle in a serene, waterfront setting. NO DIRECT ACCESS TO THE WATER FROM BACKYARD. Don't miss your chance to own this incredible lakefront retreat—schedule your showing today!
Last checked:
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Last updated Jun 15, 2025
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MLS# 2516799 —
This home is listed in more than one place. See it here.
The Building
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Year Built:1991
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Year Built Details:Actual
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New Construction:false
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Construction Materials:Frame,VinylSiding
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Architectural Style:TwoStory
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Roof:Composition,Shingle
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Exterior Features:Deck,Porch,UnpavedDriveway
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Stories Total:1
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Basement:Full
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Basement:true
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Patio And Porch Features:FrontPorch,Deck,Porch
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Security Features:GatedCommunity,SmokeDetectors,SecurityGuard
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Building Area Source:Appraiser
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Below Grade Finished Area:1077.0
Interior
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Interior Features:BedroomOnMainLevel,BreakfastArea,BathroomRoughIn,CeilingFans,CathedralCeilings,SeparateFormalDiningRoom,EatInKitchen,Fireplace,HighSpeedInternet,BathInPrimaryBedroom,MainLevelPrimary,RecessedLighting,CableTv,WiredForData,WalkInClosets
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Flooring:PartiallyCarpeted,Vinyl
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Rooms Total:7
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Fireplace:true
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Fireplace Features:Masonry,WoodBurning
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Fireplaces Total:1
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Laundry Features:WasherHookup,DryerHookup
Room Dimensions
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Living Area:3541.0
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Living Area Source:Appraiser
Financial & Terms
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Possession:CloseOfEscrow
Location
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Directions:The best way to get to the home is to put in the Lake Monticello Police Department into your GPS. That will take you to the front gate. Once you sign in as a guest you can then head to the address of the home.
The Property
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Parcel Number:18-A-12-487
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Property Type:Residential
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Property Subtype:SingleFamilyResidence
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Property Subtype Additional:SingleFamilyResidence
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Property Condition:Resale
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Property Attached:false
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Lot Features:DeadEnd,Wooded,CulDeSac
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Lot Size Acres:0.361
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Lot Size Area:0.361
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Lot Size Units:Acres
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Zoning Description:R-4
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View:Water
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View:true
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Fencing:BackYard,Fenced
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Waterfront:false
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Waterfront Features:BeachAccess,Lake
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Water Body Name:Lake Monticello
Listing Agent
- Contact info:
- Agent phone:
- (804) 972-1987
- Office phone:
- (804) 545-6400
Taxes
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Tax Year:2024
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Tax Lot:487
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Tax Annual Amount:2450.98
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Tax Assessed Value:290400
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Tax Legal Description:INST 220003105 EDGEWOOD-12 LOT 487 15,723 SF
Beds
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Bedrooms Total:4
Baths
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Total Baths:3
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Full Baths:3
Heating & Cooling
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Cooling:CentralAir
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Cooling:true
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Heating:Electric,HeatPump
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Heating:true
Utilities
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Sewer:PublicSewer
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Water Source:Public
Appliances
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Appliances:Dryer,Dishwasher,ElectricWaterHeater,GasCooking,Disposal,Microwave,Oven,Refrigerator,Stove,Washer
Schools
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Elementary School:Central
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Middle Or Junior School:Fluvanna
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High School:Fluvanna
The Community
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Subdivision Name:Lake Monticello
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Community Features:Beach,BoatFacilities,CommonGroundsArea,Clubhouse,Dock,Golf,Gated,HomeOwnersAssociation,Lake,Marina,Playground,Park,Pond,Pool,TennisCourts,TrailsPaths
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Association:true
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Association Fee:108.0
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Association Fee Includes:Clubhouse,CommonAreas,Pools,RoadMaintenance,SnowRemoval
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Association Fee Frequency:Monthly
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Pool Features:InGround,Pool,Community
Parking
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Garage:true
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Attached Garage:true
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Garage Spaces:2.0
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Parking Features:Attached,DirectAccess,Driveway,Garage,GarageDoorOpener,Unpaved
Monthly cost estimate

Asking price
$499,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,671
|
Taxes | $204 |
Insurance | $137 |
HOA fees | $108 |
Utilities | $213 See report |
Total | $3,333/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
6/14/25
Jun 14, 2025
|
Listed / Active | CVRMLS | $499,000 | |
5/14/25
May 14, 2025
|
Price Changed | BRIGHT | ||
4/9/25
Apr 9, 2025
|
Price Changed | BRIGHT |