98701 Overseas Highway
Key Largo, FL 33037
- 4 beds
- 5 baths
- 2,036 sqft
- ~1 acre lot
- $1,448 per sqft
- 1965 build
- – on site
NEW PRICE!A Secluded Waterfront Paradise in the Heart of the Florida Keys. Step into a world of minimalistic elegance and tranquility at this one-of-a-kind coastal oasis. Tucked away on over an acre of lushly landscaped, private property stretching from highway to water, this architecturally unique home offers serene luxury and endless possibilities. Arrive via a tree-lined driveway to discover a striking three-story coastal retreat. Featuring four private en suite bedrooms, each with its separate entrance, the home is designed to provide privacy and relaxation for family and guests alike. The sleek, contemporary design integrates seamlessly with the natural surroundings, offering captivating water views from every vantage point. Designed with entertaining in mind, this property boasts multiple spacious outdoor entertainment areas, including verandas overlooking the sparkling pool, sand-laden grounds, and tranquil waterfront oasis. Gather around the expansive fire-pit with seating for up to 14, perfectly situated at the water's edge for unforgettable evenings under the Keys' starry skies. Adding to its versatility, a secondary garage structure--measuring over 700 sq. ft. with soaring 11-foot ceilings--has been artfully re-imagined as a flexible guest space or personal retreat.With SR zoning permitting vacation rentals, this unique property offers endless opportunities, whether as a family compound, corporate retreat, or lucrative investment. Its layout, designed to maximize privacy and individuality, makes it especially appealing for those seeking a distinctive and adaptable space.Additional features include:Potential for docking a houseboat or watercraft, as previously enjoyed. Ample parking and storage, ideal for all your waterfront toys. A kayaker's or paddleboarder's dream, with access to nearby mangrove trails. A secluded yet accessible location, offering privacy while remaining close to the best of the Keys.Don't miss the opportunity to own this
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Last updated Apr 10, 2025
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MLS# 613026 —
The Building
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Year Built:1965
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Construction:CBS, Combo Construction
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Style:Single Family
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Exterior Features:Fencing
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Windows/Doors:Sliding Glass Doors, Impact Rstnce Window, Impact Rstnce Doors
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Roof:Combo Roof, Other Roof
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Porch/Balcony:Open Porch/Balcony
Interior
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Furnished:Unfurnished
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Interior Features:Drapes/Blinds Incl, Storage, Built-in Cabinets
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Floor:Tile
Financial & Terms
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Terms:Cash, FHA, VA, Conventional
Location
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Directions:MM 98 Overseas Hwy--Ocean side
The Property
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Parcel #:00521460-000000
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Lot SqFt:49130.00
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Acres:1.12
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Land Size:1 Less Than 2 Acres
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Waterfront:Oceanfront, Open Water
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Zoning:SR - Sub Urban Residential District
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Waterfront:Yes
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Waterview:Ocean View, Open Water View
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Flood Zone:AE,X,0.2 PCT ANNUAL
Listing Agent
- Contact info:
- Agent phone:
- (305) 394-7866
- Office phone:
- (305) 451-4078
Taxes
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Tax Year:2024
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Taxes:18469.42
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Tax Exemptions:None
Beds
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Total Bedrooms:4
Baths
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Total Baths:5.00
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Full Baths:5
The Listing
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Bank Owned:No
Heating & Cooling
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Heating:Other
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Cooling:Ceiling Fans(s), Ductless
Utilities
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Utilities:FKAA, Buyer to Verify, Municipal Sewer
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Pub Sewer HkUp:Yes
Appliances
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Appliances:Dishwasher, Stainless Steel Appliance(s), Freezer, Oven, Range, Refrigerator
The Community
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Subdivision:Rock Harbor Manor (97.0)
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Pool Info:Above Ground
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Pool Info: Other Material:Aluminum
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Dockage: Dock:Wood
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Dockage: Dock Length:30
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Pets:Pets Allowed
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Fee Includes:None
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Association Info: Mandatory Home Owners Asc:No
Parking
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Vehicle Storage:Open Parking
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Vehicle Storage: Car(s):4+
Monthly cost estimate

Asking price
$2,950,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$15,796
|
Taxes | $1,539 |
Insurance | $811 |
Utilities | $199 See report |
Total | $18,345/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
3/18/25
Mar 18, 2025
|
Price Changed | FLKMLS | $2,950,000 | -18.1% |
1/8/25
Jan 8, 2025
|
Listed / Active | FLKMLS | $3,600,000 | 433.3% (66.5% / YR) |
7/6/18
Jul 6, 2018
|
FLKMLS | $675,000 |