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95 Frederick Circle

SWANTON, MD 21561

4 beds
3 baths
1,976 sqft
~1 acre lot
$331 per sqft
2000 build

Lake Access Living in Sought-After Sky Valley! Nestled on a peaceful cul-de-sac in the desirable Sky Valley community at Deep Creek Lake, this beautifully updated 4-bedroom, 2.5-bath lake access home offers the perfect blend of rustic charm and modern convenience. Set on a spacious 1.26-acre wooded lot, this home features brand new stainless steel kitchen appliances, granite countertops, and durable LVT flooring throughout for easy lake-life living. The inviting interior boasts vaulted wood ceilings, a stunning stone fireplace with gas log insert in the main living area, and a cozy wood-burning stove for chilly mountain evenings. Enjoy outdoor relaxation from the upper-level deck balcony or unwind on the back porch with its covered sitting area — ideal for quiet mornings or entertaining guests. A one-car attached garage adds convenience and storage space. Sky Valley is one of Deep Creek Lake’s most unique lake access communities, featuring boat slip availability through the HOA waitlist, the lake’s only community boat ramp, a private beach with roped-off swim areas and docks, a sport court, playground, fishing pond, and private roads. Whether you're looking for a full-time residence or a vacation mountain getaway, this home offers lake access, amenities, and privacy all in one. Don’t miss your chance to be part of one of Deep Creek’s most treasured communities!

Listing courtesy of BRIGHT / Railey Realty, Inc.

Last checked: Checking… • Last updated Jun 21, 2025 •

MLS# MDGA2009894 —

The Building

Year Built:

2000
Year Built Source:

Assessor
Roof:

Shingle
New Construction:

No
Construction Materials:

Frame, Stone
Structure Type:

Detached
Architectural Style:

Cottage
Levels:

3
Door Features:

Sliding Glass
Window Features:

Skylights
Accessibility Features:

None
Foundation Details:

Block
Basement:

Yes
Basement Type:

Garage Access, Interior Access, Poured Concrete, Unfinished
Total SqFt Source:

Assessor
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

1976
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt Source:

Assessor
Tax Total Finished SqFt:

1976

Interior

Interior Features:

Bathroom - Tub Shower, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Skylight(s), Upgraded Countertops
Flooring Type:

Luxury Vinyl Tile
Fireplace:

Yes
Fireplaces:

2
Fireplace Features:

Stone, Gas/Propane, Mantel(s), Wood
Wall & Ceilings:

Dry Wall, Wood Ceilings, Vaulted Ceilings
Living Area SqFt Source:

Assessor

Room Dimensions

Total SqFt:

1976
Living Area SqFt:

1,976 Sqft

Financial & Terms

Sale Type:

Standard
Acceptable Financing:

Conventional, Cash
Possession:

Settlement

Location

Directions:

Rt. 219 to Glendale Road. Turn right onto North Glade Road. Turn right onto Rt. 495 South. Turn right onto Sky Valley Road. Follow to the right, and enter main Sky Valley entrance onto Sky Valley Drive. Turn right onto Summit Drive and then right onto Frederick Circle.
Latitude:

39.49099000
Longitude:

-79.25900000
Location Type:

Lake

The Property

Property Type:

Residential
Lot Size Units:

Square Feet
Lot Size Acres:

1.26
Lot Size Source:

Assessor
Lot Features:

Backs - Open Common Area, Cul-de-sac, Front Yard, No Thru Street, Rear Yard, Year Round Access
Lot SqFt:

54,886 Sqft
Zoning:

LR
Zoning Description:

Lake Residential
Road Surface Type:

Stone
Road Responsibility:

HOA
In City Limits:

No
Outdoor Living Structures:

Balcony, Porch(es), Deck(s), Patio(s)
Other Structures:

Above Grade, Below Grade
Waterview:

No
Waterfront:

No
Water Oriented:

Yes
Water Access:

Yes
Water Access Features:

Boat - Powered, Canoe/Kayak, Fishing Allowed, Swimming Allowed, Waterski/Wakeboard
Water Body Name:

Deep Creek Lake
Water Body Type:

Lake
Navigable Water:

No
Tidal Water:

No
Land Use Code:

R

Listing Agent

Contact info:

Taxes

Tax ID Number:

1218015412
Tax Year:

2024
Tax Lot:

493 LOT 12
Tax Annual Amount:

$4,605
Tax Assessed Value:

$450,400
Year Assessed:

2025
County Tax:

4605.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Bedrooms Main Level:

1
Upper Level Bedrooms:

3
Upper Level 1 Bedrooms:

3

Baths

Total Baths:

3
Full Baths:

2
Half Baths:

1
Main Level Baths:

2.00
Main Level Full Baths:

1
Main Level Half Baths:

1
Upper Level Full Baths:

1
Upper Level Total Baths:

1
Upper Level Total Baths:

1.00
Upper Level Full Baths:

1

Heating & Cooling

Cooling Type:

Central A/C, Ceiling Fan(s)
Central Air:

Yes
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Forced Air
Heating Fuel:

Propane - Leased

Utilities

Sewer/Septic:

On Site Septic
Hot Water:

Electric
Water Source:

Well
Internet Services:

Cable

Appliances

Appliances:

Stainless Steel Appliances, Built-In Microwave, Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Washer
Laundry Type:

Main Floor

Schools

School District Name:

Garrett County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Sky Valley
Senior Community:

No
Pool:

No Pool
Community Docks Count:

5
HOA:

Yes
Condo/Coop Association:

No
HOA/Condo/Coop Amenities:

Basketball Courts, Beach, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
HOA Fee:

$86.50
HOA Fee Frequency:

Monthly
HOA/Condo/Coop Fee:

Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Road Maintenance, Snow Removal, Trash

Parking

Total Garage and Parking Spaces:

1
Garage:

Yes
Garage Features:

Garage - Front Entry, Inside Access, Garage Door Opener
Garage Spaces:

1.00
Type of Parking:

Attached Garage
Parking Features:

Stone Driveway
# of Attached Garage Spaces:

1

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$655,000

Expense	Monthly cost
Mortgage	$3,507
Taxes	$383
Insurance	$180
Utilities	$158 See report
Total	$4,228/mo.^*
	^*This is an estimate

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From

Walk Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
6/21/25 Jun 21, 2025	Listed / Active	BRIGHT	$655,000

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This house located in MD 21561 is currently for sale for $655,000. 95 Frederick Circle is a 1,976 square foot house with 4 beds and 3 baths. This house is in the attendance area of Southern Middle School, Southern Garrett High School, and Broad Ford Elementary School.

Listing Courtesy of: BRIGHT and Railey Realty, Inc..

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.