- 4 beds
- 4 baths
- 2,304 sqft
- $563 per sqft
- 1993 build
- – on site
Why is this the ultimate coastal retreat? NO HOA! NO ASSESSMENTS! 2024 gross rental income of $131K with limited nights (196) offered for rental! Just think of the rental potential if offered 365 nights! This beachfront townhome offers direct beach access—yes, the stunning white sand beaches—Gulf views, making it the perfect blend of lifestyle and investment. This property comfortably sleeps up to 12 and features a versatile floor plan that includes a separate studio-style lock-out unit on the first floor, ideal for generating additional rental income or hosting guests with added privacy. Professionally updated, the home boasts a new roof with 50-year shingles to help with insurance costs, new LVP flooring, fresh paint, appliances, and two new A/C units with whole-home air purification system for year-round comfort. Offered fully furnished, this townhome is truly turnkey and has a proven track record as a successful STR. Guests will love the open living areas, beach-facing balconies, and the rare direct beach access - no roads to cross, just step out onto the sand.
Last checked:
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Last updated Jul 13, 2025
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MLS# 980432 —
The Building
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Year Built:1993
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Construction Materials:Frame
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Building Area Total:2304.0
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Building Area Source:County PA Records
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Architectural Style:Townhome
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Stories:3
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Levels:None
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Exterior Features:Balcony, BBQ Pit/Grill
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Accessibility Features:None
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Direction Faces:None
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Patio And Porch Features:Patio Open
Interior
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Furnished:Furnished - All
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Rooms Total:10
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Fireplace:No
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Fireplaces Total:None
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Laundry Features:None
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Flooring:Floor Vinyl
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, FHA, VA
Location
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Directions:Turn west onto Santa Rosa Blvd off Hwy 98, turn south on Whelk Court to 926 Whelk Court Unit C.
The Property
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Property Type:Residential
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Property Subtype:Attached Single Unit
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Property Condition:Construction Complete
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Property Attached:None
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Lot Features:Flood Insurance Req
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Lot Size Units:Acres
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Zoning:City
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Possible Use:None
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Parcel Number:00-2S-24-0222-0000-0030
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Topography:None
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View:Gulf
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Fencing:Fenced Privacy
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Waterfront:true
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Waterfront Features:Unit Waterfront, Gulf, Shore - Beach, Shore - Natural
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Water Body Name:None
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Road Frontage Type:City Street
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:9922.11
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Tax Legal Description:Lot 3, Island Mist
Beds
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Bedrooms Total:4
Baths
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Total Baths:3.5
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Total Baths:4
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Full Baths:3
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Half Baths:1
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Ceiling Fans, Central Air
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Cooling:true
Utilities
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Utilities:Electric, Public Water, TV Cable
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Electric:None
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Sewer:Public Sewer
Appliances
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Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
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Dryer:true
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Washer:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Elliott Point
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Elementary School District:None
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Middle Or Junior School:Bruner
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Middle Or Junior School District:None
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High School:Fort Walton Beach
The Community
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Subdivision Name:ISLAND MIST
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Community Features:BBQ Pit/Grill, Beach, Waterfront
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Association:No
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Association Amenities:None
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Association Fee:None
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Pool Private:None
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Carport:false
Monthly cost estimate

Asking price
$1,299,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$6,955
|
Taxes | $826 |
Insurance | $357 |
Utilities | $180 See report |
Total | $8,318/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
7/10/25
Jul 10, 2025
|
Listed / Active | ECARMLS | $1,299,000 | 36.7% (13.6% / YR) |
10/24/22
Oct 24, 2022
|
ECARMLS | $950,000 | 1.7% (1.5% / YR) | |
9/3/21
Sep 3, 2021
|
ECARMLS | $934,146 | 77.9% (27.4% / YR) |