92 Railroad Avenue
Montgomery, NY 12549
Map
- 4 beds
- 3 baths
- 1,584 sqft
- 9,850 sqft lot
- $308 per sqft
- 1920 build
- – on site
Welcome to 92 Railroad Avenue, a beautifully updated 3–4 bedroom, 2.5-bath home located in the heart of the Village of Montgomery. Fully renovated in 2022, this home combines modern upgrades with classic charm and energy efficiency. The first-floor primary suite features a private full bath, offering convenient one-level living. The spacious living and dining areas flow seamlessly into a modern kitchen outfitted with stainless steel appliances and tasteful finishes. Laundry is also located on the main floor for everyday ease. Notable updates include a new, larger-capacity water heater and a high-performance sump pump, ensuring long-term reliability. Owned solar panels produce enough electricity to completely offset utility usage, resulting in zero electric bills. Upstairs you’ll find three additional bedrooms that can serve as a home office, guest space, or creative studio. The backyard is large, level, and fully enclosed by a vinyl fence installed in 2023, perfect for privacy, outdoor activities, or pets. The detached garage features newly poured concrete floors, and the driveway was seal-coated in 2022 for a polished finish. Located within the Valley Central School District and Montgomery Elementary boundary, and close to parks, restaurants, shops, and major highways for easy commuting. This move-in-ready home offers comfort, efficiency, and thoughtful updates throughout.
Last checked:
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Last updated Jun 23, 2025
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MLS# 880295 —
The Building
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Year Built:1920
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Basement:true
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Architectural Style:Other
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Construction Materials:Frame
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Building Area Units:Square Feet
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Attic:Pull Stairs
Interior
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Living Area:1584
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Total Rooms:8
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Interior Features:First Floor Bedroom, First Floor Full Bath, High Speed Internet, Other
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Living Area Source:Public Records
Financial & Terms
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Lease Considered:false
The Property
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Lot Size Acres:0.2261
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Parcel Number:334203-206-000-0004-006.100-0000
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Property Type:Residential
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Property Subtype:Single Family Residence
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Lot Size SqFt:9,850 Sqft
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Property Attached:false
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Waterfront:false
Listing Agent
- Contact info:
- Agent phone:
- (914) 202-0351
- Office phone:
- (888) 276-0630
Taxes
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Tax Year:2024
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Tax Source:Municipality
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Tax Annual Amount:10512.81
Beds
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Total Bedrooms:4
Baths
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Full Baths:2
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Half Baths:1
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Total Baths:3
The Listing
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Special Listing Conditions:None
Heating & Cooling
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Heating:Baseboard, Natural Gas, Other
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Cooling:None
Utilities
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Sewer:Public Sewer
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Utilities:Cable Connected, Electricity Connected, Natural Gas Connected, Water Connected
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Water Source:Public
Appliances
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Appliances:Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
Schools
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High School:Valley Central High School
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Elementary School:Montgomery Elementary School
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High School District:Valley Central (Montgomery)
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Middle School:Valley Central Middle School
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Elementary School District:Valley Central (Montgomery)
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Middle School District:Valley Central (Montgomery)
The Community
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Association:false
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Senior Community:false
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Pool Private:false
Parking
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Parking Features:Detached, Garage Door Opener
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Garage:true
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Garage Spaces:2
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Carport:false
Monthly cost estimate
Asking price
$489,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,618
|
| Taxes | $876 |
| Insurance | $134 |
| Utilities | $331 See report |
| Total | $3,959/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
|
6/23/25
Jun 23, 2025
|
Coming Soon | ONEKEY | $489,000 |
