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8654 Coral Reef Way

Panama City Beach, FL 32413

2 beds
2 baths
1,315 sqft
3,920 sqft lot
$342 per sqft
2023 build
– on site

Cocktails by the Paradise Pool, live music echoing from the pavilion, and a fully upgraded cottage where every detail invites you to exhale - welcome to 8654 Coral Reef Way, where Latitude living begins the moment you arrive. Skip the wait to build and step directly into the Camellia floor plan, thoughtfully curated as part of the Conch Cottage Collection in Latitude Margaritaville Watersound. Enhanced by nearly $55,000 in carefully crafted upgrades, this home is a seamless blend of style, function, and the easy, breezy rhythm of coastal resort living. Inside, the mood is unmistakably relaxed. Coastal-inspired tones pair effortlessly with luxury vinyl plank flooring, setting the stage for sunny mornings, impromptu happy hours, and everything in between. The open-concept layout flows naturally from room to room, with the heart of the home - the gourmet kitchen - anchored by 42-inch upgraded cabinetry, a custom extended quartz island, and Whirlpool® stainless appliances ready to support everything from quiet breakfasts to cocktails with friends. When the day winds down, retreat to the primary suite, where peaceful design and practical luxury meet. You will find a frameless glass walk-in shower, dual vanities, and elevated finishes that make even your morning routine feel indulgent. A second bedroom offers flexibility, perfect for guests, hobbies, or a home office that does not feel like an afterthought. The upgrades extend beyond what meets the eye. An epoxy-coated garage, upgraded door hardware, lighting, and thoughtful tech touches bring convenience and refinement to everyday living. For ultimate peace of mind, this home includes impact-rated windows and doors, Low-E glass, a Rinnai® tankless water heater, and Carrier® HVAC. It is all situated in an X Flood Zone with no CDD fees. Step outside to the screened-in porch, where salty breezes and morning light invite you to slow down and savor the moment. Whether you are entertaining or unwinding, this space becomes an effortless extension of your lifestyle. Beyond your doorstep, Latitude Margaritaville Watersound delivers the vibrant resort lifestyle it is famous for. Spend your days lounging in a cabana by the Paradise Pool, catching a live concert at the music pavilion, taking a class at the Fins Up! Fitness Center, or dining with friends just steps from home. With a dog park and pet spa, pickleball courts, walking trails, and a full calendar of clubs and events, every day offers something to look forward to. And with landscaping and exterior maintenance included in your HOA, you will spend less time on chores and more time living. 8654 Coral Reef Way is not just a move-in ready Camellia. It is your front-row seat to the lifestyle you have worked for, dreamed of, and finally found. Come see what it means to truly live in Latitude.

Listing courtesy of ECARMLS / Live 30A Real Estate LLC

Last checked: Checking… • Last updated Jul 2, 2025 •

MLS# 980043 —

The Building

Year Built:

2023
Construction Materials:

Concrete, Frame, Roof Pitched, Siding CmntFbrHrdBrd
Building Area Total:

1315.0
Building Area Source:

Building Plan
Architectural Style:

Florida Cottage
Stories:

1
Levels:

None
Exterior Features:

Sprinkler System
Door Features:

Storm Door(s)
Window Features:

Plantation Shutters, Window Treatment All, Storm Windows
Accessibility Features:

None
Direction Faces:

None
Patio And Porch Features:

Patio Enclosed

Interior

Furnished:

Furnished - None
Interior Features:

Ceiling Cathedral, Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup, Woodwork Painted
Rooms Total:

5
Fireplace:

No
Fireplaces Total:

None
Laundry Features:

None
Flooring:

Floor Tile

Room Dimensions

Living Area:

None
Living Area Units:

None
Living Area Source:

None

Financial & Terms

Buyer Financing:

Conventional, FHA, VA

Location

Directions:

Hwy 79 north to 388 entrance of Margaritaville Welcome Center, go west. Take left onto Margaritaville Blvd and once thru gate, go to Coral Reef Way and go right. Go approximately 300ft past the Weekend Dr intersection and the home will be on your right.

The Property

Property Type:

Residential
Property Subtype:

Attached Single Unit
Property Condition:

Construction Complete
Property Attached:

None
Lot Features:

Covenants, Interior, Level, Restrictions, Sidewalk, Storm Sewer
Lot Size Acres:

0.09
Lot Size Area:

0.09
Lot Size SqFt:

3920.4
Lot Size Units:

Acres
Zoning:

Resid Single Family
Possible Use:

None
Parcel Number:

32503-350-480
Topography:

None
Waterfront:

No
Water Body Name:

None
Road Surface Type:

Paved

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

3064.28
Tax Legal Description:

LATITUDE AT WATERSOUND AREA 1 PHASE 4A LOT 4240 ORB 4688 P 311

Beds

Bedrooms Total:

2

Baths

Total Baths:

2.0
Total Baths:

2
Full Baths:

2
Partial Baths:

None
Three Quarter Baths:

None
Quarter Baths:

None

The Listing

Virtual Tour URL Branded:

None
Home Warranty:

No

Heating & Cooling

Heating:

Heat Pump Air To Air, Central
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

Electric, Gas - Natural, Public Water
Electric:

None
Sewer:

Public Sewer

Appliances

Appliances:

Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Gas, Water Heater - Tnkls
Dryer:

true
Washer:

true
Disposal:

true
Microwave:

true
Dishwasher:

true

Schools

Elementary School:

Southport
Elementary School District:

None
Middle Or Junior School:

Surfside
Middle Or Junior School District:

None
High School:

Arnold

The Community

Subdivision Name:

Latitude at Watersound
Community Features:

Pickle Ball, Community Room, Dock, Exercise Room, Gated Community, Marina, Pets Allowed, Pool, Tennis, Waterfront
Association:

true
Association Amenities:

None
Association Fee:

None
Association Fee 2:

322.09
Association Fee Frequency:

Monthly
Association Fee Includes:

Accounting, Ground Keeping, Management, Master Association, Recreational Faclty, Security
Pool Private:

None
Pool Features:

Pool Type
Spa Features:

None
Pets Allowed:

None
Senior Community:

No

Parking

Garage Spaces:

2.0
Attached Garage:

true
Carport:

false
Parking Features:

Guest

Monthly cost estimate

Asking price

$450,000

Expense	Monthly cost
Mortgage	$2,409
Taxes	$255
Insurance	$123
Utilities	$122 See report
Total	$2,909/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
7/1/25 Jul 1, 2025	Listed / Active	ECARMLS	$450,000

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This townhouse located in FL 32413 is currently for sale for $450,000. 8654 Coral Reef Way is a 1,315 square foot townhouse with 2 beds and 2 baths that has been on Estately for 1 days. This townhouse is in the attendance area of West Bay Elementary School.

Listing Courtesy of: ECARMLS and Live 30A Real Estate LLC.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.