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85 Windy Cove Road

SWANTON, MD 21561

Name: Open House: 11am-2pm
Start: 2025-06-28T11:00:00
End: 2025-06-28T14:00:00
Location: 85 Windy Cove Road

4 beds
2 baths
1,508 sqft
~1/2 acre lot
$1,047 per sqft
1974 build

Premium lakefront in a Premium Location! If you are looking for prime lake-frontage this is a must see. Located on a peaceful cove with level lakefront, a private Type A boat dock, and expansive lake views, the 4 bedroom 2 bath cottage with detached 2-car garage offers a convenient location, expansive views from almost every room and great water depth. Newly renovated bathrooms, bedrooms, and recreation areas. Situated in the heart of Deep Creek Lake, this property is truly close to everything: 1 mile to Deep Creek Lake State Park, 2 miles to Deep Creeks best restaurants, 2.5 miles to Garrett Cinemas and Arrowhead Market, 3.7 miles to marinas, 8 miles to Wisp Resort, easy access by water to the Deep Creek Yacht Club, 6 miles to Thousand Acres Golf Club and about 10 miles to Lodestone Golf Course and attractions like Swallow Falls and Herrington Manor State Parks. The property also offers easy access to I-68 and Corridor H. The location on the lake is ideal for all outdoor activities, including Boating, Sailing, Kayaking, Water Skiing, Tubing, and Surfing. The property comes with a Type A dock which allows 2 power boats and a third vessel like a WaveRunner or sailboat. This charming cottage includes a main level primary suite, an updated kitchen with granite counters and stainless steel appliances, large spaces for entertainment, 2 full bathrooms, a separate dining room, central A/C, public sewer (avoiding the construction restrictions imposed by septic systems), and 100 feet of level lake frontage. The coveted southern exposure offers all day sun to the dock, yard, firepit, and lakeside deck. Two-car garage. Level outdoor parking area ideal for all weather conditions. Large building envelope for expansion of existing cottage or future rebuild. Minimal restrictions. No HOA fees. Holds a TVRU rental license for 4 bedrooms, 12-person occupancy. Properties with this location, accessibility, level lake frontage, and capacity for expansion afforded by public sewer are a rare find. Schedule your appointment today!

Listing courtesy of BRIGHT / Railey Realty, Inc.

Last checked: Checking… • Last updated Jun 11, 2025 •

MLS# MDGA2009482 —

Upcoming Open Houses

Saturday, 6/28
11am-2pm

The Building

Year Built:

1974
Year Built Source:

Assessor
Year Major Reno/Remodel:

2025
Roof:

Shingle
New Construction:

No
Construction Materials:

Frame
Structure Type:

Detached
Architectural Style:

Cottage
Levels:

2.5
Door Features:

Sliding Glass
Window Features:

Casement
Accessibility Features:

None
Foundation Details:

Block
Basement:

Yes
Basement Type:

Unfinished, Connecting Stairway, Outside Entrance
Total SqFt Source:

Assessor
Total Below Grade SqFt:

384
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

1508
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt:

384
Below Grade Unfinished SqFt Source:

Assessor
Tax Total Finished SqFt:

1508

Interior

Interior Features:

Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Primary Bath(s)
Flooring Type:

Luxury Vinyl Tile, Carpet
Fireplace:

No
Wall & Ceilings:

Dry Wall, Wood Walls, Wood Ceilings, Beamed Ceilings, Vaulted Ceilings
Living Area SqFt Source:

Assessor

Room Dimensions

Total SqFt:

1892
Living Area SqFt:

1,508 Sqft

Financial & Terms

Sale Type:

Standard
Acceptable Financing:

Conventional, Cash
Possession:

Settlement

Location

Directions:

Rt. 219 to Glendale Road. Turn right on to Beckman's Peninsula Road. Turn right on to Windy Cove Road. House will be on the left.
Latitude:

39.50178000
Longitude:

-79.29450000
Location Type:

Lake

The Property

Property Type:

Residential
Property Condition:

Excellent
Lot Size Units:

Square Feet
Lot Size Acres:

0.57
Lot Size Source:

Assessor
Lot Features:

Premium, Open, Level, No Thru Street, Rear Yard, Front Yard
Lot SqFt:

24,892 Sqft
Zoning:

LR
Zoning Description:

Lake Residential
Road Surface Type:

Gravel
Road Responsibility:

Private
View:

Lake, Water, Panoramic
In City Limits:

No
Outdoor Living Structures:

Deck(s), Porch(es)
Other Structures:

Above Grade, Below Grade
Waterview:

Yes
Waterfront:

Yes
Waterfront Features:

Private Dock Site
Water Oriented:

Yes
Water Access:

Yes
Water Access Features:

Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Waterski/Wakeboard, Swimming Allowed
Water Body Name:

Deep Creek Lake
Water Body Type:

Lake
Navigable Water:

Yes
Water Frontage In Feet:

100
Land Use Code:

R
Riparian Rights:

No

Listing Agent

Contact info:

Taxes

Tax ID Number:

1218007037
Tax Year:

2024
Tax Lot:

489
Tax Annual Amount:

$7,866
Tax Assessed Value:

$747,000
Year Assessed:

2025
County Tax:

7866.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Bedrooms Main Level:

3
Upper Level Bedrooms:

1
Upper Level 1 Bedrooms:

1

Baths

Total Baths:

2
Full Baths:

2
Main Level Baths:

2.00
Main Level Full Baths:

2

The Listing

Virtual Tour

Heating & Cooling

Cooling Type:

Central A/C
Central Air:

Yes
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Forced Air, Heat Pump(s)
Heating Fuel:

Electric

Utilities

Sewer/Septic:

Public Sewer
Hot Water:

Electric
Water Source:

Well
Internet Services:

Cable

Appliances

Appliances:

Microwave, Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Laundry Type:

Main Floor

Schools

School District Name:

Garrett County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Beckman's Peninsula
Senior Community:

No
Pool:

No Pool
Docks:

1
Dock Type And Features:

Type A, Private, Floating
Dock/Slip Conveyance:

Yes
Dock/Slip Conveyance:

Physical Dock/Slip Conveys
Boats Power Count:

3-5
Boats Non-power Count:

1
Slips:

1
HOA:

No
Condo/Coop Association:

No

Parking

Total Garage and Parking Spaces:

2
Garage:

Yes
Garage Features:

Additional Storage Area, Garage - Front Entry, Garage Door Opener
Garage Spaces:

2.00
Type of Parking:

Detached Garage
Parking Features:

Gravel Driveway
# of Detached Garage Spaces:

2

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$1,579,000

Expense	Monthly cost
Mortgage	$8,455
Taxes	$655
Insurance	$434
Utilities	$180 See report
Total	$9,724/mo.^*
	^*This is an estimate

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Max Internet Speed

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Sale history

Date	Event	Source	Price	% Change
5/15/25 May 15, 2025	Listed / Active	BRIGHT	$1,579,000

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This house located in MD 21561 is currently for sale for $1,579,000. 85 Windy Cove Road is a 1,508 square foot house with 4 beds and 2 baths. This house is in the attendance area of Southern Garrett High School, Southern Middle School, and Broad Ford Elementary School.

Listing Courtesy of: BRIGHT and Railey Realty, Inc..

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

85 Windy Cove Road

SWANTON, MD 21561