- 3 beds
- 2 baths
- 1,264 sqft
- 10,890 sqft lot
- $545 per sqft
- 1968 build
- – on site
Discover lakeside living at its finest in this quaint and peaceful Cowan Lake retreat in Rockford schools. This no high speed boating lake is perfect for pontooning, swimming, fishing, and kayaking. The 3 bedroom (4th nonconforming) home has been thoughtfully updated from top to bottom, offering peace of mind and modern comfort. Enjoy a brand new roof, fresh interior and exterior paint, brand new carpet, and a fully renovated walkout level with wet bar that brings you out to your tranquil backyard. Other upgrades include newer HVAC, water heater, sump pump, French drain, interior/exterior doors, and stylish can lighting throughout both levels. Relax on the brand new covered composite deck and take in serene lake views. This turnkey home is ready for your next chapter of waterfront living
Last checked:
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Last updated Jun 25, 2025
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MLS# 25029535 —
This home is listed in more than one place. See it here.
The Building
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Year Built:1968
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New Construction:false
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Construction Materials:Brick, Wood Siding
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Building Features:None
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Building Area Total:1264.0
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Architectural Style:Ranch
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Roof:Composition, Shingle
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Foundation Details:None
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Stories:1
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Basement:No
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Basement:Full, Walk-Out Access
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Basement:Yes
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Basement Finished SqFt:1032.0
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Common Walls:None
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Window Features:Screens, Replacement, Insulated Windows, Window Treatments
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Patio And Porch Features:Deck
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Accessibility Features:No
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Direction Faces:None
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Exterior -Brick:true
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Exterior Material -Wood Siding:true
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Roofing -Composition:true
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Roofing -Shingle:true
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Below Grade Finished Area:1032.0
Interior
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Interior Features:Ceiling Fan(s), Broadband, Garage Door Opener, Wet Bar, Eat-in Kitchen, Pantry
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Flooring:Carpet, Laminate, Stone, Tile, Wood
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Rooms Total:5
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Total Fireplaces:1.0
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Fireplaces Total:1
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Fireplace:true
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Fireplace Features:Living Room, Recreation Room
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Furnished:None
Room Dimensions
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Living Area:2296.0
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Main Level SqFt:1264.0
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Basement SqFt:1264.0
Financial & Terms
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Ownership:Private Owned
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Listing Terms:Cash, VA Loan, Conventional
Location
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Directions:10 Mile E From Rockford 1/4 Mile E off Ramsdell on Bay Dr.
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Cross Street:10 Mile
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Latitude:43.117333
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Longitude:-85.422706
The Property
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Property Type:Residential
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Property Subtype:Single Family Residence
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Property Attached:No
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Current Use:None
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Parcel Number:41-12-06-126-014
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Zoning:None
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Zoning Description:Residential
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Lot Features:Cul-De-Sac
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Lot Size SqFt:10890.0
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Lot Size Acres:0.25
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Lot Size Area:0.25
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Lot Size Units:Acres
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Topography:None
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Waterfront:true
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View:None
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View:No
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Inclusions:None
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Possible Use:None
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Frontage Type:None
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Water Access:Yes
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Water Body Name:Cowan Lake
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Waterfront:Yes
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Waterfront Features:Lake
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Road Surface Type:Paved
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Road Frontage:75.0
Listing Agent
- Contact info:
- Agent phone:
- (616) 514-9148
- Office phone:
- (616) 285-9305
Taxes
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Tax Year:2025
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Tax Year:2025.0
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Tax Legal Description:LOT 62 * COWAN LAKE PLAT NO.2
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Tax Annual Amount:6039.66
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Annual Property Taxes:6039.66
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Tax Assessed Value:149229
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Taxable Value:149229.0
Beds
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Bedrooms Total:3
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Main Bedrooms:2
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Main Level Bedrooms:2
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Basement Bedrooms:1
Baths
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Total Baths:2
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Total Baths:2.0
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Partial Baths:None
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Full Baths:1
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Full Baths:2
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Full Baths:1
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Terms Available -VA Loan:true
Heating & Cooling
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Cooling:Central Air
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Cooling:true
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Heating:true
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Heating:Forced Air
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Heat Type -Forced Air:true
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Heat Source -Natural Gas:true
Utilities
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Utilities:Phone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
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Natural Gas:true
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Dishwasher:true
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Central Air:true
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Sewer:Public
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Sewer -Publictrue
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Water Source:Well
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Well:true
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Water Heater -Natural Gas:true
Appliances
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Appliances:Humidifier, Bar Fridge, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator, Washer
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Refrigerator:true
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Disposal:true
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Cook Top:true
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Microwave:true
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Washer:true
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Dryer:true
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Laundry Features:Electric Dryer Hookup, In Basement, Laundry Room, Washer Hookup
Schools
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Elementary School District:None
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Middle Or Junior School District:None
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High School District:Rockford
The Community
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Association:No
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Pool Private:No
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Senior Community:No
Parking
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Parking Total:None
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Parking Features:Garage Faces Front, Garage Door Opener, Attached
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Garage:true
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Garage Spaces:2.0
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Attached Garage:true
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Carport Spaces:None
Monthly cost estimate

Asking price
$689,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$3,689
|
Taxes | $503 |
Insurance | $189 |
Utilities | $155 See report |
Total | $4,536/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.