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820 Mill Creek Road

Arnold, MD 21012

3 beds
3 baths
2,939 sqft
~1/2 acre lot
$595 per sqft
1963 build

Introducing 820 Mill Creek Road in Magothy Shores. This charming waterfront cottage has been tastefully updated with modern finishes without compromising on the original character of the home. Located just seven doors down from the award winning restaurant, The Point Crab House and Grill, you can enjoy happy hour with the neighbors or linger over steamed crabs and craft cocktails with your family that just pulled in by boat. The home was originally built by a brick mason as a sturdy summer bungalow and has been added onto over the years with a second story, finished lower level and detached one car garage with guest quarters above. This garage suite has a full bath, sink, fridge and microwave -ideal for guests, an au-pair or an income producing rental. Enter the beautifully landscaped yard through the gated privacy fence and be immediately welcomed in by the lovely flowering bushes and pleasant gardens. The home's cozy kitchen was fully renovated in 2016 all the way down to the studs and boasts all new custom cabinetry, gorgeous granite counters, a custom dinette and high end appliances. Next up was the primary suite which was totally overhauled in 2017 to include a stunning picture window with gorgeous water views and a spa bath. In 2021 the main floor full bath received a complete renovation to include all new tile, flooring, vanity, tub, lighting and high end fixtures. Meander out through the sunroom to the lovely back terrace and rear yard with a gentle slope to the waterside and private pier with boat lift. It is impossible to find a lower yard right on the water like this. Both the waterside and front yard sheds have electricity, such a convenience for boating activities and gardening tasks and there is water at the dock as well. The 12,500 lb boat lift was recently refit with new cables, a new motor and remote controls. Upscale exterior lighting enhances the ambiance at night and the dock lighting is key for returning home from a day on the Bay after dusk. The location on the Magothy is popular among avid boaters because of the multiple restaurants, fun anchorages like Dobbins Island and proximity to Baltimore, Rock Hall, Kent Narrows and Downtown Annapolis. Enjoy all that the Chesapeake Bay waterfront lifestyle has to offer in this exceptional, charming home. A complete list of updates will be included in the documents section. (Magothy Shores is on public sewer and water so no well or septic system to contend with, every waterfront owners dream!) Be sure to check out the virtual walk through tour!

Listing courtesy of BRIGHT / TTR Sotheby's International Realty

Last checked: Checking… • Last updated May 27, 2025 •

MLS# MDAA2115850 —

The Building

Year Built:

1963
Year Built Source:

Assessor
New Construction:

No
Construction Materials:

Brick
Structure Type:

Detached
Architectural Style:

Coastal
Levels:

3
Main Entrance:

East
Accessibility Features:

None
Foundation Details:

Block
Basement:

Yes
Basement Type:

Interior Access, Partially Finished
Total SqFt Source:

Assessor
Total Below Grade SqFt:

1057
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

2939
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt:

1057
Below Grade Unfinished SqFt Source:

Assessor

Interior

Fireplace:

Yes
Fireplaces:

1
Living Area SqFt Source:

Assessor

Room Dimensions

Total SqFt:

3996
Living Area SqFt:

2,939 Sqft

Financial & Terms

Sale Type:

Standard
Acceptable Financing:

Cash, Conventional, FHA, VA
Possession:

Negotiable

Location

Directions:

GPS
Latitude:

39.06656000
Longitude:

-76.51006000

The Property

Property Type:

Residential
Property Condition:

Very Good
Lot Size Units:

Square Feet
Lot Size Acres:

0.38
Lot Size Source:

Assessor
Lot SqFt:

16,650 Sqft
Inclusions:

custom kitchen table with sunbrella bench cushions (2 sets); boat lift; two sheds with electric
Zoning:

R
View:

Creek/Stream
In City Limits:

No
Other Structures:

Above Grade, Below Grade
Waterview:

Yes
Fencing:

Fully
Waterfront:

Yes
Waterfront Features:

Boat/Launch Ramp - Private
Water Oriented:

Yes
Water Access:

Yes
Water Access Features:

Boat - Powered, Canoe/Kayak, Private Access, Sail
Water Body Type:

Creek/Stream
Navigable Water:

Yes
Water Frontage In Feet:

50
Tidal Water:

Yes
Riparian Rights:

Yes

Listing Agent

Contact info:

Taxes

Tax ID Number:

020352504554200
Tax Year:

2025
Tax Annual Amount:

$9,820
Tax Assessed Value:

$955,533
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

3
Upper Level Bedrooms:

3
Upper Level 1 Bedrooms:

3

Baths

Total Baths:

3
Full Baths:

3
Main Level Baths:

1.00
Main Level Full Baths:

1
Upper Level Full Baths:

2
Upper Level Total Baths:

2
Upper Level Total Baths:

2.00
Upper Level Full Baths:

2

The Listing

Virtual Tour

Heating & Cooling

Cooling Type:

Central A/C
Central Air:

Yes
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Heat Pump - Oil BackUp
Heating Fuel:

Electric, Oil

Utilities

Sewer/Septic:

Public Sewer
Hot Water:

Electric
Water Source:

Public

Schools

School District Name:

Anne Arundel County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Magothy Shores
Senior Community:

No
Pool:

No Pool
HOA:

No
Condo/Coop Association:

No

Parking

Total Garage and Parking Spaces:

1
Garage:

Yes
Garage Features:

Additional Storage Area, Other
Garage Spaces:

1.00
Type of Parking:

Detached Garage, Driveway
# of Detached Garage Spaces:

1

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$1,750,000

Expense	Monthly cost
Mortgage	$9,370
Taxes	$818
Insurance	$481
Utilities	$266 See report
Total	$10,935/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
5/26/25 May 26, 2025	Listed / Active	BRIGHT	$1,750,000

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This house located in Arnold, MD 21012 is currently for sale for $1,750,000. 820 Mill Creek Road is a 2,939 square foot house with 3 beds and 3 baths. This house is in the attendance area of Belvedere Elementary School, Broadneck High School, and Severn River Middle School.

Listing Courtesy of: BRIGHT and TTR Sotheby's International Realty.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.