81250 Overseas Highway Unit 1
Upper Matecumbe Key Islamorada, FL 33036
Map
- 3 beds
- 3 baths
- 2,072 sqft
- $1,375 per sqft
- 1985 build
- – on site
Welcome to Tarpon Flats, an exclusive gated enclave at the very heart of downtown Islamorada. Spanning four acres of beautifully landscaped grounds, this intimate bayfront community of just 12 private residences offers total privacy and tranquility in one of the most desirable locations in the entire Florida Keys.This southernmost unit is the most private residence in Tarpon Flats, capturing sweeping views of the bay and pool from its elegant porch. Thoughtfully designed with timeless style and high-end materials, this three-bedroom, three-bath home features rich wood floors and refined finishes throughout.Enjoy breathtaking sunsets over the bay, direct access to world-class fishing with dockage ideal for your skiff, and an array of premium amenities including a full-time concierge, tennis court, large resort-style pool, gazebo, greenhouse, and playgrounds for your children or grandchildren. The property also offers a dedicated workshop for your projects or hobbies, as well as extended parking for multiple cars and trailers--perfect for hosting guests or storing your fishing and boating equipment.Best of all, you're within walking distance to Islamorada's finest restaurants, charming cafes, and renowned art galleries, immersing you in the vibrant cultural and culinary scene of the Keys.Experience refined waterfront living in this rare Islamorada offering--where privacy, luxury, and the ultimate Keys lifestyle come together seamlessly amidst lush tropical landscapes.
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Last updated Jul 11, 2025
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MLS# 615755 —
The Building
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Year Built:1985
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Construction:CBS
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Style:Single Family
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Building Style:Townhouse
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Unit #:1
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Exterior Features:Gazebo, Tennis Court(s), Storage, Sandy Beach
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Windows/Doors:Impact Rstnce Window, Impact Rstnce Doors
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Roof:Metal Roof
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Porch/Balcony:Open Porch/Balcony
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Security:Electric Gate
Interior
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Specialty Rooms:Workshop
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Furnished:Partially
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Interior Features:Pantry, Built-in Cabinets, Storage, Granite Counter Top
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Floor:Tile, Laminate, Wood
Financial & Terms
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Terms:Cash, Conventional
The Property
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Parcel #:00404641-000100
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Property Condition:Updated/Remodeled
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Land Size:2 Less Than 5 Acres
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Waterfront:Bay Front, Open Water
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Zoning:MF - Multi-Family Attached
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Waterfront:Yes
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Waterview:Bay/Gulf View, Open Water View
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Flood Zone:AE,AE,0.2 PCT ANNUAL
Listing Agent
- Contact info:
- Agent phone:
- (305) 731-3356
- Office phone:
- (305) 712-8888
Taxes
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Tax Year:2024
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Taxes:15609.24
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Tax Exemptions:None
Beds
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Total Bedrooms:3
Baths
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Total Baths:3.00
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Full Baths:3
The Listing
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Bank Owned:No
Heating & Cooling
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Cooling:Central Air
Utilities
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Utilities:FKAA, Cable Available, Municipal Sewer
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Pre-Wired:Cable
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Pub Sewer HkUp:Yes
Appliances
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Appliances:Washer, Stainless Steel Appliance(s), Freezer, Microwave, Oven, Refrigerator, Dishwasher, Dryer
The Community
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Subdivision:Tarpon Flats (81.5)
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Neighborhood Features:Community Pool, Beach, Community Dockage
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Pool Info:In Ground, Concrete
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Dockage:First Come Dock
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Dockage: Dock Length:150
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Pets:Pets Allowed
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Fee Includes:Bldg Exterior Mnt, Common Area Mnt, Building Insurance
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Association Info: Association Fee $:8050.00
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Association Info: Mandatory Home Owners Asc:Yes
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Association Info: Assoc/Mnt Fee Per:Quarterly
Parking
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Vehicle Storage:Carport, Trailer Storage, Covered Parking, Off Street Parking, Guest Parking, Assigned Parking
Monthly cost estimate
Asking price
$2,850,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$15,260
|
| Taxes | $1,300 |
| Insurance | $783 |
| Utilities | $183 See report |
| Total | $17,526/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
|
7/10/25
Jul 10, 2025
|
Listed / Active | FLKMLS | $2,850,000 | 83.9% (8.2% / YR) |
|
4/27/15
Apr 27, 2015
|
FLKMLS | $1,550,000 |
