809 Water Street
St Charles, MO 63301
Map
- 3 beds
- 1 bath
- 1,794 sqft
- 6,199 sqft lot
- $158 per sqft
- 1950 build
- – on site
Welcome to 809 Water Street – where modern updates meet timeless charm in the heart of St. Charles. This beautifully renovated home features 3 bedrooms and 1 full bathroom with over 1700 sq ft of living space. The kitchen is a standout, with 42" cabinetry, quartz countertops, and stainless steel appliances—perfect for everyday living or entertaining guests. The main floor includes two bedrooms and a full bath. Upstairs, you'll find a versatile finished space that functions perfectly as a third bedroom, home office, or guest retreat. The partially finished basement adds even more flexibility—ideal for a family room, gym, or hobby space. Upgrades include a new roof and HVAC system (2023). Walking distance to Historic St. Charles Main Street where you’ll enjoy easy access to shops, restaurants, parks, and top-rated schools. Don’t miss the opportunity to make this move-in-ready home yours.
Last checked:
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Checking…
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Last updated Jul 18, 2025
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MLS# 25049703 —
Upcoming Open Houses
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Saturday, 7/19
11am-1pm -
Sunday, 7/20
11am-1pm
The Building
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Year Built:1950
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New Construction:false
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Construction Materials:Vinyl Siding
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Architectural Style:Ranch
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Roof:Architectural Shingle
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Foundation Details:Concrete Perimeter
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Window Features:Shutters
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Door Features:Panel Door(s)
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Patio And Porch Features:Deck
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Basement:true
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Basement:8 ft + Pour, Partially Finished
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Above Grade Finished Area:1,243 Sqft
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Below Grade Finished Area:551
Interior
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Interior Features:Breakfast Bar, Eat-in Kitchen, Kitchen Island, Solid Surface Countertop(s)
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Rooms Total:6
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Levels:One
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Fireplace:false
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Living Area Source:Other
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Living Area:1794
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Laundry Features:In Basement, Electric Dryer Hookup, Washer Hookup
Financial & Terms
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Listing Terms:Cash, Conventional, FHA, VA Loan
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Possession:Close Of Escrow
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Home Warranty:false
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Lease Considered:false
Location
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Longitude:-90.494013
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Latitude:38.778563
The Property
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Property Condition:Updated/Remodeled
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Property Sub Type:Single Family Residence
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Property Type:Residential
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Parcel Number:6-009C-4300-00-0036.0000000
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Lot Features:Back Yard, Front Yard
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Lot Size Acres:0.1423
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Waterfront:false
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Road Surface Type:Asphalt
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Fencing:Fenced, Wood
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Structure Type:House
Listing Agent
- Contact info:
- Agent phone:
- (636) 720-1100
- Office phone:
- (636) 720-1100
Taxes
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Tax Year:2024
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Tax Annual Amount:$1,728
Beds
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Main Level Bedrooms:2
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Upper Level Bedrooms:1
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Bedrooms Total:3
Baths
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Bathrooms Total:1
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Main Level Bathrooms Full:1
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Bathrooms Full:1
The Listing
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Virtual Tour URL Unbranded:
Heating & Cooling
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Cooling:Central Air
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Heating:Forced Air, Natural Gas
Utilities
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Water Source:Public
Appliances
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Appliances:Dishwasher, Disposal, Microwave, Electric Range, Refrigerator
Schools
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Elementary School:Harris Elem.
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Middle School:Jefferson / Hardin
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High School:St. Charles High
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High School District:St. Charles R Vi
The Community
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Subdivision Name:Hill Crest Place
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Association:false
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Pool Private:false
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Pool:No
Parking
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Parking Features:Asphalt, Detached, Driveway
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Garage Size Description:detached
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Garage Spaces:1
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Garage:true
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Attached Garage:false
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Carport:false
Monthly cost estimate
Asking price
$285,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,526
|
| Taxes | $144 |
| Insurance | $78 |
| Utilities | $169 See report |
| Total | $1,917/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
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7/18/25
Jul 18, 2025
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Listed / Active | MARIS | $285,000 | 11.8% (8.0% / YR) |
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1/31/24
Jan 31, 2024
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MARIS | $255,000 |
52% of nearby similar homes sold for over asking price
Similar homes that sold in bidding wars went $15k above asking price on average, but some went as high as $40k over asking price.
