- 3 beds
- 2 baths
- 3,900 sqft
- ~1 acre lot
- $160 per sqft
- 1972 build
Stunning updated coastal style home with INCREDIBLE WATERFRONT VIEWS of popular Urbanna Creek! Rarely available "in-town" location makes it easy to walk, bike or golf cart to the charming shops, restaurants and marinas in historic Urbanna - a popular boating/sailing destination and home of the famous Urbanna Oyster Festival. Deeded water access and private boat ramp directly across from the oversized deck provide all the benefits of true waterfront living without any of the maintenance or cost! Put your boat, water toys or your kayaks into one of the Middle Peninsula's favorite waterways or just sit on the expansive waterside deck and enjoy the AMAZING WATER VIEWS. This spacious home has undergone and extensive renovation throughout including a gorgeous kitchen update (2019) with beautiful white cabinets, luxury laminate wood floors, top-of-the line stainless steel appliances, and quartz countertops. A wood-burning fireplace off the kitchen makes for the coziest spot in the house! Both bathrooms have also been masterfully updated (2021 and 2022) with new tile flooring, floor-to-ceiling tile in showers, new vanities and new fixtures. Along with 3 private, oversized bedrooms, you'll find two great gathering spots on the main level. A large living room with oversized bay window offers a quiet respite after a long day on the water, and a light-filled creekside great room provides space for everyone, great views to the water and glass patio doors to the fantastic deck. Rare full basement has a second large laundry room with utility sink, a partially finished rec room area with wood-burning fireplace and a HUGE workshop and storage room with a 2-piece plumbing rough-in. Basement walls and flooring freshly paited. The oversized two-car garage is deep enough to store your boat and water toys and opens into the basement from the water-side for quick access and convenient clean-up. The timeless brick exterior features a charming front porch and mature landscaping. Outdoor living is easy with the extra large, modern waterside deck with cable rails - perfect for entertaining or just watching the sunrise - a fire pit area overlooking the creek, a fenced back-yard (2019), garden shed and a huge stone driveway. Recent updates also include a NEW ROOF (2025) and New Main Level HVAC (2024). This low maintenance property in the popular Garnett Hill neighborhood, is the perfect weekend getaway or short-term rental property (STR history available upon request) and is just 60 minutes to Richmond and 2.5 hours to the DC Metro area. Furniture, jet skis, jon boat and golf cart all available for sale separately to make this a truly turnkey home! BRING YOUR BEACHTOWEL AND SUNSCREEN AND GET READY FOR A SUMMER TO REMEMBER. Don't wait to see this home!
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Last updated Jul 11, 2025
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MLS# VAMX2000216 —
The Building
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Year Built:1972
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Year Built Source:Estimated
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Year Major Reno/Remodel:2018
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Roof:Shingle
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New Construction:No
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Construction Materials:Brick
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Building Levels:2
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Structure Type:Detached
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Historic:No
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Architectural Style:Ranch/Rambler
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Levels:2
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Main Entrance:Northeast
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Entry Floor Number:1
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Door Features:Insulated
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Security Features:Exterior Cameras
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Window Features:Bay/Bow, Double Pane, Energy Efficient, Low-E, Replacement, Skylights
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Accessibility Features:None
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Foundation Details:Slab
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Basement:Yes
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Basement Type:Full, Garage Access, Interior Access, Rough Bath Plumb, Space For Rooms, Unfinished, Workshop
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Total SqFt Source:Estimated
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Total Below Grade SqFt:1530
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Total Below Grade SqFt Source:Estimated
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:2370
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Above Grade Finished SqFt Source:Estimated
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Below Grade Finished Area Units:Square Feet
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Below Grade Finished SqFt Source:Estimated
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Below Grade Finished SqFt:1530
Interior
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Interior Features:Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Bathroom - Stall Shower, Upgraded Countertops, Bathroom - Tub Shower, Kitchen - Island
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Room Count:9
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Flooring Type:Laminate Plank, Ceramic Tile
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Fireplace:Yes
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Fireplaces:2
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Fireplace Features:Brick, Mantel(s), Wood
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Wall & Ceilings:Dry Wall
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Living Area SqFt Source:Estimated
Room Dimensions
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Total SqFt:3900
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Living Area SqFt:3,900 Sqft
Financial & Terms
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Sale Type:Standard
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Acceptable Financing:Conventional, Cash, VA, FHA
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Possession:Settlement
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Lease Considered:No
Location
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Directions:From Route 17 South/Tidewater Trail, Turn onto Town Bridge Road toward Urbanna. Turn Right onto Old Virginia Street (277/602), Right onto Waverly then Left onto Nimcock. House is ahead on the right. From Urbanna Road, follow through town to a Right onto Cross Street and Left onto Virginia Street, then Left onto Waverly and Left onto Nimcock.
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Latitude:37.63147000
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Longitude:-76.57615000
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Location Type:Creek/Stream
The Property
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Property Type:Residential
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Property Condition:Excellent
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Lot Size Units:Square Feet
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Lot Size Acres:0.93
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Lot Size Source:Estimated
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Lot Features:Front Yard, Landscaping, Level, Rear Yard, Sloping, Backs - Open Common Area
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Lot SqFt:40,510 Sqft
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Inclusions:Most Furnishings Convey
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Exclusions:Bar Cart
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Additional Parcels:Lot 20 B64 And Lot 20 B62 Make Up The Total Parcel
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Zoning:R
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Road Surface Type:Black Top
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View:Harbor, Water
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In City Limits:No
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Outdoor Living Structures:Deck(s), Porch(es)
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Other Structures:Above Grade, Below Grade
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Horse:No
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Waterview:Yes
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Fencing:Wood, Partially
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Waterfront:No
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Water Oriented:Yes
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Water Access:Yes
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Water Access Features:Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
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Distance To Water:Feet
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Distance To Body Of Water:100
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Water Body Name:Urbanna Creek
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Water Body Type:Creek/Stream
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Mean Low Water Feet:5
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Navigable Water:Yes
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Tidal Water:No
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Ground Rent Exists:No
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (703) 615-1150
- Office phone:
- (703) 222-3300
Taxes
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Tax ID Number:NO TAX RECORD
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Tax Year:2025
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Tax Annual Amount:$2,062
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Tax Assessed Value:$2,062
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Year Assessed:2024
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Total Taxes Payment Frequency:Semi-Annually
Beds
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Bedrooms:3
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Bedrooms Main Level:3
Baths
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Total Baths:2
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Full Baths:2
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Main Level Baths:2.00
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Main Level Full Baths:2
Heating & Cooling
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Cooling Type:Ceiling Fan(s), Central A/C, Heat Pump(s)
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s)
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Heating Fuel:Electric
Utilities
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Utilities:Cable TV Available, Electric Available
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Sewer/Septic:Septic = # of BR
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Hot Water:Electric
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Water Source:Public
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Internet Services:Broadband
Appliances
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Appliances:Built-In Microwave, Dishwasher, Oven - Self Cleaning, Oven/Range - Electric, Stainless Steel Appliances, Water Heater, Dryer - Electric, Refrigerator, Washer
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Laundry Type:Basement, Hookup
Schools
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School District Name:Middlesex County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:None
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Senior Community:No
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Exterior Features:Gutter System, Outbuilding(s)
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Pool:No Pool
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Spa:No
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Association Recreation Fee:No
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HOA:No
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Condo/Coop Association:No
Parking
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Total Garage and Parking Spaces:6
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Garage:Yes
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Garage Features:Additional Storage Area, Basement Garage, Garage - Side Entry, Inside Access, Oversized, Garage Door Opener
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Garage Spaces:2.00
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Type of Parking:Attached Garage, Driveway, Off Street
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Parking Features:Stone Driveway
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# of Attached Garage Spaces:2
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Driveway - # of Spaces:4
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$624,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$3,346
|
Taxes | $171 |
Insurance | $171 |
Utilities | $263 See report |
Total | $3,951/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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7/10/25
Jul 10, 2025
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Listed / Active | BRIGHT | $624,900 |