- 3 beds
- 1 bath
- 1,110 sqft
- 10,454 sqft lot
- $485 per sqft
- 1973 build
- – on site
Tucked-Away Treasure on Lake Missaukee Tucked into the serene embrace of Clayton Harbor Bay, this storybook 3-bedroom, 1-bath cottage is where lakefront dreams come to life. With 61 feet of private, sandy shoreline, you’ll begin your mornings with coffee by the calm water and end your evenings beneath stars and firelight. Step into a sun-drenched living and dining area where a large sliding door opens to a charming covered porch — your front-row seat to the lake’s gentle rhythms. The main level offers a cozy bedroom and full bath, while upstairs, two more guest rooms await, ready to host generations of memories. Outside, a spacious yard invites barefoot games, summer picnics, and laughter-filled afternoons. A detached two-stall garage with a rear lakeside door keeps your lake gear close at hand. The dock is included — just bring the boat and you're ready to explore Lake Missaukee’s 1,880 acres of clear, sandy-bottom all-sports water. Beyond your own beach, discover everything that makes this Northern Michigan location so special. Cruise into town and tie up at the city dock to enjoy restaurants, boutique shops, or a scoop from the beloved Tasty Treat. Take a day trip to Traverse City, Lake Michigan, or nearby ski resorts, or hit the miles of surrounding ORV trails for four-season adventure. Come July, drop anchor at the west-end sandbar or watch the spectacular "Greatest Fourth in the North" fireworks from your boat. Whether you're casting a line off your private dock, basking in the sunshine, or gathering around the fire with loved ones, this cottage delivers everything you imagine in a classic lakefront escape. This isn’t just a home — it’s a lifestyle steeped in peace, play, and lasting connection. Most furnishings are negotiable, making it easier than ever to start your lakeside story the moment you arrive.
Last checked:
As a licensed real estate brokerage, Estately has access to the same database professional Realtors use: the Multiple Listing Service (or MLS). That means we can display all the properties listed by other member brokerages of the local Association of Realtors—unless the seller has requested that the listing not be published or marketed online.
The MLS is widely considered to be the most authoritative, up-to-date, accurate, and complete source of real estate for-sale in the USA.
Estately updates this data as quickly as possible and shares as much information with our users as allowed by local rules. Estately can also email you updates when new homes come on the market that match your search, change price, or go under contract.
Checking…
•
Last updated Jun 17, 2025
•
MLS# 1934639 —
This home is listed in more than one place. See it here.
Upcoming Open Houses
-
Saturday, 6/21
11am-1pm
The Building
-
Construction:frame
-
Style:1.5 story, cottage
-
Roof:asphalt
-
Foundation:crawl space
-
Exterior Finish:Vinyl
-
Barrier Free Design:Main Floor Access
-
Eco Features:no
-
SqFt:1110
Interior
-
Features:Drywall
-
Kitchen Floor Covering:tile
-
Dining Floor:Carpet
-
Laundry on:None
Financial & Terms
-
Terms:Conventional, Cash
Location
-
Latitude:44.338338
-
Longitude:-85.231771
The Property
-
Principal Residence:no
-
Parcel Description:other
-
Lot #:38
-
Lot Dimensions:60.9x180.4x64.87x178.1
-
Land Features:Cleared, Level
-
Acres:0.24
-
Zoning:Residential
-
Exterior Features:Bay View, Sidewalk, Covered Porch, Landscaped
-
Deeded Waterfront:yes
-
Water Features:private frontage water side, inland lake, all sports, water view, private dock, sandy bottom, public lake, sandy shoreline
-
Body Of Water:Lake Missaukee
-
Lake Size:1880
-
Road:public maintained, blacktop
-
Mineral Rights:Unknown
-
Price Per SqFt:485.59
Listing Agent
- Contact info:
- Agent phone:
- Office phone:
- (231) 839-0077
Taxes
-
Tax ID:009-260-038-00
-
Summer Taxes:$969.79
-
Winter Taxes:$3,126.58
Beds
-
1st Bedroom on:Main Floor
-
1st Bedroom Floor Covering:carpet
-
2nd Bedroom on:Upper Floor
-
2nd Bedroom Floor Covering:carpet
-
3rd Bedroom on:Upper Floor
-
3rd Bedroom Floor Covering:carpet
Baths
-
Master Bath:shared
Heating & Cooling
-
Fireplace/Stove:None
-
Heating & Cooling:Forced Air, Window Air Conditioner
-
Heating & Cooling Source:natural gas
Utilities
-
Water:Private Well
-
Sewer:Municipal
-
TV Service/Internet:Cable TV, Cable Internet
Appliances
-
Appliances:Refrigerator, Oven/Range, Microwave, Window A/C Unit(s), Exhaust Fan, Blinds, Drapes, Curtain Rods, Ceiling Fan, Natural Gas Water Heater, Smoke Alarms(s)
Schools
-
School District:Lake City Area School District
The Community
-
Subdivision:MI
-
Amenities:None
-
Association Fee Includes:Other
Parking
-
Primary Garage:detached, door opener, paved driveway, concrete floors
-
Garage Dimensions:28 x 24
-
Driveway:Concrete, Private
Extra Units
-
Additional Buildings:none
Monthly cost estimate

Asking price
$539,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,886
|
Taxes | $341 |
Insurance | $148 |
Utilities | $152 See report |
Total | $3,527/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
6/3/25
Jun 3, 2025
|
Listed / Active | NGLRMLS | $539,000 | 13.8% (11.2% / YR) |
3/11/24
Mar 11, 2024
|
REALCOMP | $473,500 |