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650 Silver Rock Road

LUSBY, MD 20657

4 beds
4 baths
2,377 sqft
14,810 sqft lot
$204 per sqft
1967 build

A captivating chalet-style residence that effortlessly combines rustic charm with timeless elegance. This offering is on 3 lots. Thoughtfully designed with comfort and functionality in mind, this home offers four spacious bedrooms and four full bathrooms, providing ample room for family and guests alike. Soaring vaulted ceilings with exposed beams create an inviting, airy ambiance, while expansive windows bathe the interior in natural light. At the heart of the home is a beautifully renovated kitchen, seamlessly blending modern sophistication with classic character — an ideal space for both everyday living and entertaining. Enjoy the versatility of three distinct living areas located on the main floor, loft, and lower level — each offering a unique setting for relaxation or gathering. The main floor is where you'll find the master suite with en suite bathroom. The master suite features a dedicated HVAC system for personalized comfort. An additional bedroom and full bathroom on the main level offer flexible options for guest accommodations or a home office. Upstairs, two well-appointed bedrooms share a stylish Jack-and-Jill bathroom and include ample closet space. The lower level features multiple storage rooms and additional living space, ensuring all your organizational needs are met. Additionally, the roof was replaced within the last five years, ensuring peace of mind and long-term value Surrounded by mature trees, the home enjoys a sense of privacy. The beautifully landscaped yard offers a peaceful oasis with multi-level decks, a charming patio, and a raised garden bed area — perfect for outdoor living and entertaining. Located just minutes from schools, shopping, and recreational amenities, 650 Silver Rock Road offers the perfect balance of seclusion and convenience. This home is a true gem — where classic charm meets modern comfort. Chesapeake Ranch Estates offers an array of amenities including campgrounds, multiple beaches, a clubhouse, community gardens, horseshoe pits, a scenic lake, and miles of nature trails for you to enjoy. Ideally located for work as it's a convenient commute to NAS Patuxent River, this home is just over an hour from Andrews Air Force Base, and within easy reach of Washington, D.C.—making it a perfect choice for military personnel, government employees, and anyone seeking a peaceful retreat with access to city amenities.

Listing courtesy of BRIGHT / CENTURY 21 New Millennium

Last checked: Checking… • Last updated Jun 15, 2025 •

MLS# MDCA2021340 —

The Building

Year Built:

1967
Year Built Source:

Assessor
New Construction:

No
Construction Materials:

Frame
Structure Type:

Detached
Architectural Style:

Cabin/Lodge, Chalet, Log Home, A-Frame
Levels:

3
Accessibility Features:

None
Foundation Details:

Block
Basement:

Yes
Basement Type:

Connecting Stairway, Daylight, Full, Heated, Interior Access, Outside Entrance, Rear Entrance, Sump Pump, Walkout Level, Windows
Total SqFt Source:

Assessor
Total Below Grade SqFt:

880
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

1632
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Finished SqFt:

745
Below Grade Unfinished SqFt:

135
Below Grade Unfinished SqFt Source:

Assessor
Tax Total Finished SqFt:

2377

Interior

Fireplace:

No
Living Area SqFt Source:

Assessor

Room Dimensions

Total SqFt:

2512
Living Area SqFt:

2,377 Sqft

Financial & Terms

Sale Type:

Standard
Acceptable Financing:

Cash, Conventional, FHA, USDA, VA
Possession:

0-30 Days CD

Location

Directions:

From 235: Cross the Solomons Bridge, Turn right onto MD-4 N/Patuxent Beach Rd, Continue to follow MD-4 N, 8 min (6.4 mi), Continue on Southern Connector Blvd. Take Rousby Hall Rd and Catalina Dr to Silver Rock Rd in Chesapeake Ranch Estates-Drum Point.
Latitude:

38.35999000
Longitude:

-76.41772000

The Property

Property Type:

Residential
Lot Size Units:

Square Feet
Lot Size Acres:

0.34
Lot Size Source:

Estimated
Lot SqFt:

14,810 Sqft
Zoning:

R
In City Limits:

No
Other Structures:

Above Grade, Below Grade
Waterview:

No
Waterfront:

No
Water Oriented:

Yes
Water Access:

Yes
Water Access Features:

Canoe/Kayak, Public Beach, Swimming Allowed
Water Body Type:

Lake
Navigable Water:

No
Tidal Water:

No
Land Use Code:

E
Ground Rent Exists:

No

Listing Agent

Contact info:

Taxes

Tax ID Number:

0501119184
Tax Year:

2024
Tax Lot:

61
Tax Annual Amount:

$4,142
Tax Assessed Value:

$394,300
Year Assessed:

2025
County Tax:

3732.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Bedrooms Main Level:

2
Upper Level Bedrooms:

2
Upper Level 1 Bedrooms:

2

Baths

Total Baths:

4
Full Baths:

4
Main Level Baths:

2.00
Main Level Full Baths:

2
Upper Level Full Baths:

1
Lower Level Full Baths:

1
Upper Level Total Baths:

1
Upper Level Total Baths:

1.00
All Lower Levels Total Baths:

1
Lower Level Total Baths:

1.00
Upper Level Full Baths:

1
Lower Level Full Baths:

1

Heating & Cooling

Cooling Type:

Ceiling Fan(s), Central A/C
Central Air:

Yes
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Heat Pump - Gas BackUp
Heating Fuel:

Electric, Propane - Owned

Utilities

Sewer/Septic:

Private Sewer
Hot Water:

Electric
Water Source:

Public

Schools

School District Name:

Calvert County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Chesapeake Ranch Estates
Senior Community:

No
Pool:

No Pool
HOA:

Yes
Condo/Coop Association:

No
HOA/Condo/Coop Amenities:

Beach, Bike Trail, Club House, Common Grounds, Horse Trails, Jog/Walk Path, Lake, Tot Lots/Playground
HOA Fee:

$550
HOA Fee Frequency:

Annually

Parking

Garage:

No
Type of Parking:

Driveway

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$485,000

Expense	Monthly cost
Mortgage	$2,597
Taxes	$345
Insurance	$133
Utilities	$203 See report
Total	$3,278/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
5/30/25 May 30, 2025	Listed / Active	BRIGHT	$485,000

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This house located in Chesapeak Ranch Estates, Chesapeake Ranch Estates, MD 20657 is currently for sale for $485,000. 650 Silver Rock Road is a 2,377 square foot house with 4 beds and 4 baths. 650 Silver Rock Road is in the Chesapeak Ranch Estates neighborhood of Chesapeake Ranch Estates. This house is in the attendance area of Patuxent High School, Patuxent Appeal Elementary Campus, Patuxent Elementary School, and Mill Creek Middle School.

Listing Courtesy of: BRIGHT and CENTURY 21 New Millennium.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.