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620 Charleston Way

St. Marys, GA 31558

5 beds
4.5 baths
2,404 sqft
~1/2 acre lot
$311 per sqft
2016 build
– on site

Welcome to 620 Charleston Way, a beautifully maintained Lowcountry Traditional Coastal Cottage located in one of Georgia's premier coastal neighborhoods-the gated community of Cumberland Harbour in St. Marys. This 4-bedroom, 3.5-bathroom home sits on an oversized lot and offers thoughtful design, flexible living space, and modern upgrades throughout. Inside, you'll find an open, light-filled layout with custom trim work, wood flooring, and a warm coastal feel. The kitchen features leathered quartz countertops, stainless steel appliances, soft-close cabinetry, and a large island that connects seamlessly to the dining and living areas-perfect for both everyday living and entertaining. The main-level primary suite includes a private bath with dual vanities, a soaking tub, and a tiled walk-in shower. Upstairs, two bedrooms share a full bath, while a third guest bedroom includes its own ensuite bathroom. A screened porch off the main living area opens to a courtyard-style backyard with updated landscaping and a new irrigation system. Adjacent to the main house and detached garage, the fully furnished guest cottage features a bedroom, full bathroom, washer/dryer, kitchenette, and living area, and will convey furnished with only a few exceptions. The detached garage is spray foam insulated and fully air-conditioned. Above it, a partially finished loft provides additional climate-controlled space ideal for storage, a studio, or future expansion. Additional features include a tankless water heater, whole-house water softener, and brand-new HVAC systems for both levels, offering energy efficiency and long-term comfort. Cumberland Harbour offers resort-style amenities including multiple pools, tennis and pickleball courts, a fitness center, nature trails, and parks. Surrounded by river views, salt marsh, and ancient oaks, this private coastal community is just minutes from historic downtown St. Marys and an easy drive to Jacksonville, FL or Brunswick, GA. Don't miss this rare opportunity to own a move-in-ready home with a guest cottage, high-end upgrades, and timeless Lowcountry style-on one of the largest homesites in the neighborhood. Call the listing agent to schedule your private tour today.

Listing courtesy of GAMLS / Tonya Williams / Summer House Realty

Last checked: Checking… • Last updated Jun 17, 2025 •

MLS# 10493669 —

The Building

Year Built:

2016
Construction Materials:

Other
Architectural Style:

Traditional
Structure Type:

House
Roof:

Metal
Levels:

Two
Basement:

None
Total Finished Area:

2404
Above Grade Finished:

2404
Living Area Source:

Owner

Interior

Interior Features:

Double Vanity, High Ceilings, In-Law Floorplan, Master On Main Level, Separate Shower, Soaking Tub, Split Bedroom Plan, Tile Bath
Kitchen Features:

Breakfast Bar, Kitchen Island, Pantry
Flooring:

Hardwood, Tile
Fireplace Features:

Gas Log
Total Fireplaces:

1
Rooms:

Other

Financial & Terms

Home Warranty:

No
Possession:

Close Of Escrow

Location

Latitude:

30.743259
Longitude:

-81.512598

The Property

Property Type:

Residential
Property Subtype:

Single Family Residence
Property Condition:

Resale
Lot Features:

None
Lot Size Acres:

0.43
Lot Size Source:

Public Records
Parcel Number:

160C 285
Leased Land:

No

Listing Agent

Contact info:

Taxes

Tax Year:

23
Tax Annual Amount:

$8,073.93

Beds

Bedrooms:

5
Bed Main:

2
Bed Upper Level:

3

Baths

Full Baths:

4
Main Level Full Baths:

2
Upper Level Full Baths:

2
Half Baths:

1
Main Half Baths:

1

The Listing

Virtual Tour URL Unbranded:

Virtual Tour

Heating & Cooling

Heating:

Central
Cooling:

Central Air

Utilities

Utilities:

Underground Utilities
Sewer:

Public Sewer
Water Source:

Public

Appliances

Appliances:

Dishwasher, Disposal, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Water Softener
Laundry Features:

Laundry Closet

Schools

Elementary School:

Saint Marys
Middle School:

Saint Marys
High School:

Camden County

The Community

Subdivision:

Cumberland Harbour
Community Features:

Clubhouse, Fitness Center, Gated, Park, Playground, Pool, Tennis Court(s)
Association:

Yes
Association Fee Includes:

Maintenance Grounds, Security

Parking

Parking Features:

Garage

Extra Units

Other Structures:

Garage(s), Guest House

Monthly cost estimate

Asking price

$749,000

Expense	Monthly cost
Mortgage	$4,010
Taxes	$672
Insurance	$205
Utilities	$177 See report
Total	$5,064/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
6/17/25 Jun 17, 2025	Price Changed	GAMLS	$749,000	-6.3%
4/4/25 Apr 4, 2025	Listed / Active	GAMLS	$799,000

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This house located in St. Marys, GA 31558 is currently for sale for $749,000. 620 Charleston Way is a 2,404 square foot house with 5 beds and 4.5 baths that has been on Estately for 74 days. This house is in the attendance area of Camden County High School.

Listing Courtesy of: GAMLS and Summer House Realty.

© 2025 Georgia MLS. All rights reserved. Information Deem Reliable But Not Guaranteed. GAMLS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser GAMLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law.