- 3 beds
- 2 baths
- 1,902 sqft
- 9,583 sqft lot
- $276 per sqft
- 2013 build
- – on site
Experience the Best of Waterfront Living in Whispering Lake. Located between the bay and the celebrated beaches of 30A. Welcome to this beautifully upgraded home nestled in the sought-after Whispering Lake community, where waterfront living meets everyday convenience. Perfectly located just minutes from 30A, sugar-white beaches, top-rated schools, shopping, restaurants, and hospitals, this property offers the ideal blend of serenity and accessibility. Step inside to discover engineered hardwood flooring, recessed lighting, and a cathedral ceiling that enhances the bright open feel of the living area. A tray ceiling in the primary bedroom adds dramatic appeal and enhances the bedroom's design. The kitchen is a chef's dream, complete with granite countertops, stainless steel appliances, upgraded custom cabinetry, pantry, and a spacious breakfast bar for casual dining. The primary suite is a peaceful retreat with lake views, a large walk-in closet, and a luxurious ensuite bath featuring double sinks, an oversized jacuzzi tub, and a separate shower. Privacy is prioritized with a split-bedroom floor plan, placing the primary suite away from the additional two bedrooms. Enjoy your morning coffee or unwind in the evening on the screened-in porch overlooking the lake, or take a stroll along the sidewalk of this charming neighborhood. With two community docks, you can fish, relax, or soak in the tranquil lake views. Whispering Lake boasts some of the lowest HOA fees in Santa Rosa Beach, making this property not just a home, but a smart investment in lifestyle and value. Schedule your tour today!
Last checked:
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Last updated Jun 28, 2025
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MLS# 979786 —
The Building
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Year Built:2013
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Construction Materials:Brick, Frame, Siding CmntFbrHrdBrd
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Building Area Total:1902.0
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Building Area Source:County PA Records
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Architectural Style:Craftsman Style
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Stories:1
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Levels:None
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Exterior Features:Fenced Back Yard, Hurricane Shutters, Sprinkler System
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Window Features:Double Pane Windows, Storm Windows
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Accessibility Features:None
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Direction Faces:None
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Patio And Porch Features:Porch Screened
Interior
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Interior Features:Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
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Rooms Total:12
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Fireplace:No
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Fireplaces Total:None
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Laundry Features:None
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Flooring:Floor Tile
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, VA
Location
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Directions:GPS Accurate: From Destin/Miramar Beach, go East on Hwy 98 past CO RD 393 to Veterans RD. Turn left onto Veterans Road and then right onto Whispering Lake Drive. Home #61 will be the 4th house on the left after turning onto Whispering Lake Drive. Home is directly on the lake.
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Construction Complete
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Property Attached:None
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Lot Size Acres:0.22
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Lot Size Area:0.22
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Lot Size Dimensions:65x145
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Lot Size SqFt:9583.2
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Lot Size Units:Acres
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Zoning:Resid Single Family
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Possible Use:None
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Parcel Number:26-2S-20-33700-000-0450
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Topography:None
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View:Lake
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Waterfront:true
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Waterfront Features:Lake
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Water Body Name:None
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:1701.89
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Tax Legal Description:LOT 45 WHISPERING LAKE S/D PB 17 PG 81 OR 2866-3210 OR 2898-2035 OR 2913-3121
Beds
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Bedrooms Total:3
Baths
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Total Baths:2.0
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Total Baths:2
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Full Baths:2
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Ceiling Fans, Central Air
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Cooling:true
Utilities
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Utilities:Electric, Phone, Public Water, TV Cable, Underground
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Electric:None
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Sewer:Public Sewer
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Water Source:Well
Appliances
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Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
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Disposal:true
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Microwave:true
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Dishwasher:true
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Range:true
Schools
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Elementary School:Van R Butler
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Elementary School District:None
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Middle Or Junior School:Emerald Coast
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Middle Or Junior School District:None
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High School:South Walton
The Community
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Subdivision Name:Whispering Lake
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Community Features:Dock, Fishing, Pets Allowed, Waterfront
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Association:true
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Association Amenities:None
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Association Fee:None
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Association Fee 2:261.44
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Association Fee Frequency:Quarterly
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Association Fee Includes:Accounting, Land Recreation, Licenses/Permits, Management, Master Association
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Pool Private:None
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Garage Spaces:2.0
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Attached Garage:true
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Carport:false
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Parking Features:Garage
Monthly cost estimate

Asking price
$525,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,811
|
Taxes | $141 |
Insurance | $144 |
Utilities | $145 See report |
Total | $3,241/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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6/28/25
Jun 28, 2025
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Listed / Active | ECARMLS | $525,000 |