5896 S Cummings Street
Suttons Bay, MI 49682
Map
- 4 beds
- 3.5 baths
- 2,343 sqft
- ~3/4 acre lot
- $682 per sqft
- 1945 build
- – on site
Once-in-a-lifetime chance to own 2 homes in one of Suttons Bay's most desirable locations. Live the waterfront lifestyle you've always dreamed of with these incredible properties. This unique offering includes two charming homes right across the street from each other. Centrally located in Bingham Township, this property is perfect for buyers looking for flexibility w family & friends. Cozy year round private waterfront cottage on 79' of absolutely beautiful landscaped frontage improved w/sand beach, rock wall, u/g sprinklers, newer furnace & A/C, upscale appliances, detached 2 car garage, w/2 bd, 1 ba, 971 sq ft. Quality upgrades throughout, this needs nothing but to move in & enjoy. The property is prepped should you choose to remodel or build new with oversized newer septic & well. Rendering in docs for a new home if helpful to plan for the future. The second home is a 2024 built contemporary home, 1372 Sq ft w/2 bd, 2.5 ba, low Maintenance LVP flooring, Ring doorbell, water filtration, dual fuel range,...simply elegant! The ultimate 3 car finished & heated garage, oversized septic & well, Generac generator, LP smart siding, RV pad w/outlet & EV hookup- All the bells & whistles desired in a new home. Deeded 25' path to the Bay right across the street. This entry into the market includes 2 separate tax identification numbers that can be sold separately, but the sellers have chosen to sell together at this time (or in simultaneous closings), but reserves the right to sell separately should they choose. So much flexibility for the new owners, & know Sellers love this neighborhood & building close by! Priced together at $1,599,800 ($899,900 for 5896 S Cummings on the Bay, & $699,900 for 5872 S Cummings across the street)
Last checked:
As a licensed real estate brokerage, Estately has access to the same database professional Realtors use: the Multiple Listing Service (or MLS). That means we can display all the properties listed by other member brokerages of the local Association of Realtors—unless the seller has requested that the listing not be published or marketed online.
The MLS is widely considered to be the most authoritative, up-to-date, accurate, and complete source of real estate for-sale in the USA.
Estately updates this data as quickly as possible and shares as much information with our users as allowed by local rules. Estately can also email you updates when new homes come on the market that match your search, change price, or go under contract.
Checking…
•
Last updated Jun 17, 2025
•
MLS# 1934835 —
This home is listed in more than one place. See it here.
The Building
-
Construction:frame
-
Style:bungalow, 1 story
-
Roof:asphalt
-
Foundation:partial, crawl space, block, unfinished, entrance inside
-
Exterior Finish:Aluminum, Cement Board
-
Eco Features:no
-
SqFt:2343
Interior
-
Features:Other, Drywall
-
Laundry on:Lower Floor
-
Laundry Floor Covering:concrete
Financial & Terms
-
Terms:Conventional, Cash
Location
-
Latitude:44.893856
-
Longitude:-85.637465
The Property
-
Principal Residence:no
-
Parcel Description:subdivision
-
Lot #:13,8
-
Lot Dimensions:~79.1x273.4xIrreg
-
Land Features:Sloping
-
Acres:0.63
-
Zoning:Residential
-
Exterior Features:Bay View, Sprinkler System, Patio, Landscaped, Gutters
-
Deeded Waterfront:yes
-
Water Features:private frontage water side, all sports, water view, rocky shoreline, sandy bottom, great lake, Bay View
-
Body Of Water:West Bay
-
Road:public maintained, blacktop
-
Mineral Rights:Unknown
-
Price Per SqFt:682.8
Listing Agent
- Contact info:
- Agent phone:
- Office phone:
- (231) 929-7900
Taxes
-
Tax ID:001-240-013-01&240-008-00
Beds
-
1st Bedroom on:Main Floor
-
1st Bedroom Floor Covering:carpet
-
2nd Bedroom on:Main Floor
-
2nd Bedroom Floor Covering:carpet
Baths
-
Master Bath:none
The Listing
-
Virtual Tour URL 1:https://tours.bluelavamedia.com/s/5896-S-Cummings-Street-S-Cummings-St-Unit-5872-Suttons-Bay-MI-49682
Heating & Cooling
-
Fireplace/Stove:None
-
Heating & Cooling:Forced Air, Central Air
-
Heating & Cooling Source:natural gas
Utilities
-
Water:Private Well
-
Sewer:Private Septic
-
TV Service/Internet:Cable TV, Cable Internet
Appliances
-
Appliances:Refrigerator, Oven/Range, Washer, Dryer, Blinds
Schools
-
School District:Suttons Bay Public Schools
The Community
-
Subdivision:MI
-
Amenities:Lake Privileges
-
Association Fee Includes:None
Parking
-
Primary Garage:detached, paved driveway, concrete floors
-
Driveway:Blacktop, Private
Extra Units
-
Additional Buildings:guest house, Accessory Dwelling Unit
Monthly cost estimate
Asking price
$1,599,800
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$8,566
|
| Taxes | N/A |
| Insurance | $439 |
| Utilities | $230 See report |
| Total | $9,235/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
|
6/6/25
Jun 6, 2025
|
Listed / Active | NGLRMLS | $1,599,800 | 223.6% (48.4% / YR) |
|
10/22/20
Oct 22, 2020
|
REALCOMP | $494,400 | ||
|
9/9/20
Sep 9, 2020
|
Accepting Backup Offers | NGLRMLS |
