- 2 beds
- 2 baths
- 2,436 sqft
- 5,475 sqft lot
- $178 per sqft
- 1967 build
Wake up to the serenity of waterfront living in this inviting and affordably priced 2-bedroom, 2-bath townhome on picturesque Rumsey Island. One of the largest homes in the community, thanks to a 2008 addition, it offers a flexible, open layout with endless possibilities—including the potential for a first-floor primary suite with unobstructed water views. Set in a sought-after neighborhood known for its scenic waterways and peaceful setting, this bright and airy residence boasts approximately 36 feet of waterfront and two piers—one private and one shared—perfect for boating enthusiasts. With an estimated mean low tide of 4–5 feet, the water easily accommodates power boats, jet skis, kayaks, paddle boats, and paddle boards. You’re just minutes from the new North Bay Marina and Mariner Point Park, placing you at the heart of Harford County’s boating lifestyle. Inside, the spacious main-level living room fills with natural light from oversized windows and sliding glass doors that showcase breathtaking panoramic water views. A charming alcove at the front of the living area adds versatility—ideal as a reading nook, music corner, compact office, or stylish bar. Crown molding, recessed lighting, and wide-plank laminate flooring enhance the space, while the open-concept design creates a seamless flow between indoors and out. Step directly onto the rear lawn for effortless water access—perfect for morning coffee or evening relaxation. The upper level is a true showstopper, designed to highlight the home’s stunning waterfront setting. It features two bedrooms, a full bath, and a well-appointed kitchen with a breakfast bar and elegant crown molding. At the heart of this level is a dramatic family room with a soaring cathedral ceiling, breezy ceiling fan, and walls of windows that create an airy, sunlit retreat. A sliding glass door opens to the upper-level deck, perfectly positioned for enjoying breathtaking water views, including a clear look at your very own private pier. This rare waterfront opportunity on Rumsey Island won’t last long—don’t miss your chance to embrace the tranquil lifestyle and endless outdoor adventures this exceptional home has to offer. Schedule your private showing today! Note: Select photos have been virtually staged.
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Last updated Jul 15, 2025
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MLS# MDHR2045094 —
The Building
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Year Built:1967
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Year Built Source:Assessor
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Year Major Reno/Remodel:2008
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Roof:Asphalt
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New Construction:No
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Construction Materials:Brick, Shingle Siding
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Structure Type:End of Row/Townhouse
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Architectural Style:Contemporary
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Levels:2
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Door Features:Sliding Glass, Six Panel
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Security Features:Smoke Detector, Main Entrance Lock
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Window Features:Casement, Screens, Double Pane, Palladian, Vinyl Clad
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Accessibility Features:None
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Foundation Details:Slab
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Basement:No
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Total SqFt Source:Assessor
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:2436
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:2436
Interior
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Interior Features:Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Open, Kitchen - Table Space, Bathroom - Stall Shower, Bathroom - Tub Shower, Combination Dining/Living, Combination Kitchen/Living, Crown Moldings, Dining Area, Family Room Off Kitchen, Pantry, Recessed Lighting, Window Treatments
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Room List:Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Foyer, Utility Room
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Flooring Type:Ceramic Tile, Laminate Plank, Laminated
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Fireplace:No
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Wall & Ceilings:Cathedral Ceilings, Dry Wall, High
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:2436
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Living Area SqFt:2,436 Sqft
Financial & Terms
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Sale Type:Standard
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Possession:Immediate, Negotiable
Location
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Directions:Pulaski Highway to Joppa Farm Road, turn right onto Shore Drive. at First Stop Sign, Turn Right onto Bridge. Follow it around, it turns into Anchor. House on the Right. Sign coming.
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Latitude:39.40598000
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Longitude:-76.35896000
The Property
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Property Type:Residential
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Property Condition:Very Good
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Lot Size Units:Square Feet
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Lot Size Acres:0.13
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Lot Size Source:Assessor
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Lot Features:Landscaping, SideYard(s)
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Lot SqFt:5,475 Sqft
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Zoning:R3
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View:River, Creek/Stream, Garden/Lawn, Water
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In City Limits:No
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Outdoor Living Structures:Deck(s)
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Other Structures:Above Grade, Below Grade
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Waterview:Yes
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Fencing:Partially, Rear
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Waterfront:Yes
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Waterfront Features:Private Dock Site
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Water Oriented:Yes
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Water Access:Yes
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Water Body Name:Gunpowder River/Taylor Creek
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Water Body Type:River
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Mean Low Water Feet:4
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Navigable Water:Yes
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Water Frontage In Feet:36
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Land Use Code:TH
Listing Agent
- Contact info:
- Agent phone:
- (410) 404-9038
- Office phone:
- (410) 770-2910
Taxes
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Tax ID Number:1301124544
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Tax Year:2024
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Tax Lot:69
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Tax Annual Amount:$3,257
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Tax Assessed Value:$310,000
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Year Assessed:2025
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County Tax:3257.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:2
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Upper Level Bedrooms:2
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Upper Level 1 Bedrooms:2
Baths
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Total Baths:2
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Full Baths:2
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Main Level Baths:1.00
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Main Level Full Baths:1
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Upper Level Full Baths:1
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Upper Level Total Baths:1
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Upper Level Total Baths:1.00
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Upper Level Full Baths:1
The Listing
Heating & Cooling
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Cooling Type:Ceiling Fan(s), Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Forced Air
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Heating Fuel:Natural Gas
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:Natural Gas
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Water Source:Public
Appliances
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Appliances:Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Refrigerator, Stove, Washer, Water Heater
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Laundry Type:Main Floor, Dryer In Unit, Has Laundry, Washer In Unit
Schools
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Elementary School:Call School Board
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Middle School:Call School Board
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High School:CALL SCHOOL BOARD
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School District Name:Harford County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Rumsey Island
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Senior Community:No
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Exterior Features:Sidewalks, Street Lights
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Pool:No Pool
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HOA:No
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Condo/Coop Association:No
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Municipal Trash:No
Parking
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Total Garage and Parking Spaces:2
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Garage:No
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Type of Parking:Driveway, Off Street
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Parking Features:Concrete Driveway
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Driveway - # of Spaces:2
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$435,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,329
|
Taxes | $271 |
Insurance | $119 |
Utilities | $211 See report |
Total | $2,930/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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7/10/25
Jul 10, 2025
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Listed / Active | BRIGHT | $435,000 |