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55 Ruby Circle

Mary Esther, FL 32569

3 beds
2 baths
1,415 sqft
5,662 sqft lot
$254 per sqft
1994 build
– on site

Welcome to this inviting 3-bedroom, 2-bathroom home with 1,415 square feet of thoughtfully renovated living space. Nestled in the desirable Emerald Estates neighborhood, this gem is centrally located with convenient access to Eglin AFB, Hurlburt Field, and just 5 miles from the sugar-white sand beaches and emerald waters of Okaloosa Island. Step inside to an open-concept floor plan that centers around a cozy fireplace—truly the heart of the home. The spacious living area flows seamlessly into a beautifully renovated kitchen outfitted with all-wood, soft-close cabinetry, brand new stainless steel appliances, and a sunlit window above the sink. Whether you're entertaining at the breakfast bar, gathering in the dining area under a modern chandelier, or grilling on the covered patio, there's a space for every moment. The split-bedroom layout offers privacy for the generous primary suite, featuring an en-suite bath with double vanities and fresh, updated finishes your own peaceful retreat. At the front of the home, two additional bedrooms offer ample space and large closets, perfect for family, guests, or a home office. With all major systems new or newer, including a New Roof (2025), New Hot Water Heater (2025), HVAC (2014), almost all new windows, this home combines comfort, style, and peace of mind. Don't miss the opportunity to make it yours!

Listing courtesy of ECARMLS / Coldwell Banker Realty

Last checked: Checking… • Last updated Jun 9, 2025 •

MLS# 976368 —

The Building

Year Built:

1994
Construction Materials:

Brick, Frame, Siding Vinyl
Building Area Total:

1415.0
Building Area Source:

County PA Records
Architectural Style:

Traditional
Stories:

1
Levels:

None
Exterior Features:

Fenced Back Yard
Window Features:

Window Bay
Accessibility Features:

None
Direction Faces:

None
Patio And Porch Features:

Patio Covered, Porch

Interior

Furnished:

Furnished - None
Interior Features:

Breakfast Bar, Fireplace, Lighting Recessed, Pantry, Washer/Dryer Hookup
Rooms Total:

5
Fireplace:

No
Fireplaces Total:

None
Laundry Features:

None
Flooring:

Floor Laminate, Floor Vinyl, Floor WW Carpet

Room Dimensions

Living Area:

None
Living Area Units:

None
Living Area Source:

None

Financial & Terms

Buyer Financing:

FHA, VA

Location

Directions:

From Mary Esther Cutoff, turn West onto Page Bacon Rd then North (right) onto Ruby Circle. Follow to the Stop Sign and then Turn East (Right) staying on Ruby Circle. Home will be on your Right.

The Property

Property Type:

Residential
Property Subtype:

Detached Single Family
Property Condition:

Renovated, Construction Complete
Property Attached:

None
Lot Features:

Aerials/Topo Availbl
Lot Size Acres:

0.13
Lot Size Area:

0.13
Lot Size Dimensions:

31x116x86x92
Lot Size SqFt:

5662.8
Lot Size Units:

Acres
Zoning:

City, Resid Single Family
Possible Use:

None
Parcel Number:

16-2S-24-120A-0000-0220
Topography:

None
Waterfront:

No
Water Body Name:

None
Road Frontage Type:

City Street
Road Surface Type:

Paved

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

3026.83
Tax Legal Description:

EMERALD ESTATES LOT 22

Beds

Bedrooms Total:

3

Baths

Total Baths:

2.0
Total Baths:

2
Full Baths:

2
Partial Baths:

None
Three Quarter Baths:

None
Quarter Baths:

None

The Listing

Virtual Tour URL Branded:

None
Home Warranty:

No

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Ceiling Fans, Central Air
Cooling:

true

Utilities

Utilities:

Electric, Public Water, TV Cable
Electric:

None
Sewer:

Public Sewer

Appliances

Appliances:

Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Disposal:

true
Microwave:

true
Dishwasher:

true

Schools

Elementary School:

Mary Esther
Elementary School District:

None
Middle Or Junior School:

Bruner
Middle Or Junior School District:

None
High School:

Fort Walton Beach

The Community

Subdivision Name:

EMERALD ESTATES
Association:

No
Association Amenities:

None
Association Fee:

None
Pool Private:

None
Spa Features:

None
Pets Allowed:

None
Senior Community:

No

Parking

Garage Spaces:

2.0
Attached Garage:

true
Carport:

false
Parking Features:

Garage

Monthly cost estimate

Asking price

$360,000

Expense	Monthly cost
Mortgage	$1,927
Taxes	$252
Insurance	$99
Utilities	$169 See report
Total	$2,447/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
6/9/25 Jun 9, 2025	Pending	ECARMLS	$360,000
6/3/25 Jun 3, 2025	Price Changed	ECARMLS	$360,000	-1.4%
5/15/25 May 15, 2025	Listed / Active	ECARMLS	$365,000	82.5%

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This house located in Emerald Estates, Mary Esther, FL 32569 is currently pending sale for $360,000. 55 Ruby Circle is a 1,415 square foot house with 3 beds and 2 baths that has been on Estately for 35 days. 55 Ruby Circle is in the Emerald Estates neighborhood of Mary Esther and has a WalkScore® of 47, making it car-dependent. This house is in the attendance area of Mary Esther Elementary School.

Listing Courtesy of: ECARMLS and Coldwell Banker Realty.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.