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54454 Heron Cove

Elkhart, IN 46516

5 beds
3 baths
7 sqft
15,682 sqft lot
$99,857 per sqft
– on site

Discover Over 3,000 sq ft of Thoughtfully Updated Living Space on the Peaceful Channel of the Upper St. Joe River In Heron Cove! This 4–5 bedroom, 3.5 bath Haven Offers unmatched Serenity and Functionality—Including a Full Bathroom on Every Level, Making Busy Mornings and Guest Stays a Breeze! Step Inside to a Beautiful Soaring Coffered Ceiling & Wall of Windows in the Living Room, and a Gourmet Kitchen (2021) Boasting Spacious Quartz Countertops, Black Stainless Steel Appliances, Tiled Backsplash, Pantry and Walk-Around Island. The Main-Level Primary En-Suite Provides a Relaxing Escape, while Three Upstairs Bedrooms and another Full Bath Offer Comfort and Privacy for the Whole Family. The Walk-Out Basement Provides a Versatile Layout that Includes an Additional Bedroom or Office, Full Bath, Kitchenette, Game Room, and Spacious Family Room—Ideal for Entertaining. Enjoy the Peacefulness of the Channel with Steel Wall and Year-Round Dock Access—No Hauling, No Seasonal Stress, No Wake Splashing Against the Seawall and High Ground - No Chance of Flooding! Entertain Effortlessly on the New Composite Deck, Railing, & Staircase (2021) with Power Awning! Additional Updates to This Meticulously Kept Home Include Vinyl Luxury Flooring (2021), Front Storm Door, New Chimney and Cap, and New Lighting. Perfect Location with the Park Area with Volleyball, Tennis Court, Basketball Court, Playground, & Picnic Area Right Across the Street .

Listing courtesy of IRMLS

Last checked: Checking… • Last updated Jul 15, 2025 •

MLS# 202525276 —

The Building

Year Built:

1989
New Construction:

No
Style:

Two Story
Roof Material:

Asphalt
Exterior:

Brick, Cedar
Amenities:

Built-In Bookcase, Deck Open, Deck on Waterfront, Dryer Hook Up Gas, Eat-In Kitchen, Foyer Entry, Irrigation System, Kitchen Island, Main Level Bedroom Suite, Formal Dining Room, Main Floor Laundry
Basement:

Yes
Basement/Foundation:

Full Basement, Walk-Out Basement, Partially Finished
Total SqFt:

3329
Total Finished SqFt:

3119
Above Grade Finished SqFt:

2144
Below Grade Finished SqFt:

975
Total Below Grade SqFt:

1185
Below Grade Unfinished SqFt:

210

Interior

Kitchen Level:

Main
Dining Room Level:

Main
Living/Great Room Level:

Main
Family Room Level:

Lower
Laundry Level:

Main
Recreation Room Level:

Lower
Fireplace:

No

Room Dimensions

Kitchen Length:

22
Kitchen Width:

12
Dining Rm Length:

13
Dining Room Width:

13
Living/Great Room Width:

16
Living/Great Room Length:

20
Family Room Length:

24
Family Room Width:

19
Recreation Room Width:

16
1st Bedroom Length:

15
1st Bedroom Width:

14
2nd Bedroom Length:

14
2nd Bedroom Width:

11
Recreation Room Length:

19
3rd Bedroom Width:

10
3rd Bedroom Length:

11
4th Bedroom Length:

11
4th Bedroom Width:

10
5th Bedroom Length:

16
5th Bedroom Width:

12
Laundry Room Length:

11
Laundry Room Width:

7

Location

Directions to Property:

Heron Cove Subdivision is marked by a subdivision sign on Jackson Street just 1/4 mile west of the Jackson Street/CR 17intersection. Turn north off Jackson Street onto Heron Cove Lane; Listing is on the east side of street at 54454 Heron Cove Lane.
Latitude:

41.701922
Longitude:

-85.89175

The Property

Parcel# ID:

20-02-36-426-013.000-009
Property Subtype:

Site-Built Home
Location:

City/Town/Suburb
Lot Dimensions:

87 x 180
Lot Description:

Level, Slope, Waterfront, Waterfront-Level Bank
Approx Lot Size SqFt:

15682
Approx Lot Size Acres:

0.36
Driveway:

Concrete
Waterfront:

Yes
Water Features:

Pier/Dock
Water Type:

River
Water Access:

Channel Front/Canal
Water Frontage:

180
Water Name:

St. Joe River Upper

Listing Agent

Contact info:

Taxes

Annual Taxes:

4700

Beds

Total # Bedrooms:

5
1st Bedroom Level:

Main
2nd Bedroom Level:

Upper
3rd Bedroom Level:

Upper
4th Bdrm Level:

Upper
5th Bdrm Level:

Lower

Baths

Total Baths:

4
Total Half Baths:

1
Total Full Baths:

3
# of Full Baths Main:

1
# Half Baths Main:

1
# of Full Baths Upper:

1

The Listing

Unbranded Virtual Tour:

https://www.propertypanorama.com/instaview/irmls/202525276

Heating & Cooling

Heating Fuel:

Gas, Forced Air
Cooling:

Central Air

Utilities

Water Utility:

Well
Well Type:

Private
Sewer:

Septic

Schools

Elementary:

Ox Bow
Middle School:

Concord
High School:

Concord
School District:

Concord Community Schools

The Community

Subdivision:

Heron Cove
Common Amenities:

Playground, Tennis Courts
Pool:

No
Association Dues $:

750
Association Dues Frequency:

Annually

Parking

Garage:

Yes
Garage Type:

Attached
Garage Length:

22
Garage SqFt:

462
Garage Width:

21
Garage/# of Cars:

2

Monthly cost estimate

Asking price

$699,000

Expense	Monthly cost
Mortgage	$3,742
Taxes	$1,306
Insurance	$192
Utilities	N/A
Total	$5,240/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Sale history

Date	Event	Source	Price	% Change
7/1/25 Jul 1, 2025	Listed / Active	IRMLS	$699,000

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This house located in IN 46516 is currently for sale for $699,000. 54454 Heron Cove is a 7 square foot house with 5 beds and 3 baths that has been on Estately for 14 days. This house is in the attendance area of Concord Junior High School, Concord East Side Elementary School, Concord Intermediate School, and Concord Community High School.

Listing Courtesy of: IRMLS and .

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