540 Swiss Pine Lake Drive
Spruce Pine, NC 28777
- 3 beds
- 2 baths
- 2,145 sqft
- ~1 acre lot
- $153 per sqft
- 1969 build
- – on site
Situated directly across from Swiss Pine Lake, this home offers stunning lake views and the convenience of being just minutes from downtown Spruce Pine. Featuring 3 bedrooms, 2 full bathrooms, and a spacious bonus room perfect for a home office, gym, or guest space, this property is ready for you to customize to your lifestyle. A recently installed metal roof provides durability and peace of mind for years to come. Home has been professional cleaned inside and outside. Whether you’re looking for a full-time residence or a peaceful getaway, this home offers endless possibilities. Don’t miss the chance to enjoy lake living with small-town charm—schedule your showing today!
Last checked:
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Checking…
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Last updated May 13, 2025
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MLS# 4249163 —
The Building
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Year Built:1969
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New Construction:false
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Construction Type:Site Built
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Subtype:Single Family Residence
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Construction Materials:Cedar Shake
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Roof:Metal
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Foundation Details:Basement
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Levels:Two
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Basement:Partially Finished
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Basement:true
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Above Grade Finished Area:1280
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Below Grade Finished Area:865
Interior
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Living Area:2145
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Fireplace:true
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Fireplace Features:Gas Log
Location
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Directions:From Asheville: Take Exit 9 onto US 19E, turn right at stop sign, go 30 miles and turn right onto NC-226, go 0.6 miles and turn right onto McHone Rd, go 0.7 miles and destination is on your right.
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Latitude:35.89588
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Longitude:-82.079846
The Property
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Type:Residential
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Lot Features:Private, Waterfront
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Lot Size Area:1.33
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Lot Size Units:Acres
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Zoning Specification:none
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View:Water
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Waterfront Features:Beach - Private
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Exclusions:Microwave
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Road Responsibility:Private Maintained Road
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Road Surface Type:Asphalt, Paved
Listing Agent
- Contact info:
- Agent phone:
- (828) 208-3135
- Office phone:
- (828) 208-3135
Taxes
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Parcel Number:0789-12-75-8095
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Tax Assessed Value:232800
Beds
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Bedrooms Total:3
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Bedroom Main:2
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Bedroom Basement:1
Baths
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Baths:2
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Full Baths:2
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Full Baths Main:1
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Full Baths Basement:1
The Listing
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Special Listing Conditions:None
Heating & Cooling
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Heating:Baseboard, Propane
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Cooling:Ceiling Fan(s), Central Air
Utilities
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Sewer:Septic Installed
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Water Source:City
Appliances
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Appliances:Dishwasher, Electric Oven, Electric Range, Refrigerator, Washer/Dryer
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Laundry Features:Laundry Room
Schools
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Elementary School:Unspecified
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Middle School:Unspecified
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High School:Unspecified
The Community
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Subdivision Name:Swiss Pine Lake
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Association Name:Swiss Pine Lake HOA
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Association Fee:$800
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Association Fee Paid:Annually
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Restrictions:Architectural Review,Livestock Restriction,Other - See Remarks
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HOA Subject To:Required
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Water Body Name:Swiss Pine Lake
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Senior Community:false
Parking
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Parking Features:Attached Carport
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Garage:false
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Main Level Garage:No
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Carport:true
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Open Parking:false
Monthly cost estimate
Asking price
$329,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,761
|
| Taxes | N/A |
| Insurance | $90 |
| HOA fees | $67 |
| Utilities | $196 See report |
| Total | $2,114/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
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5/13/25
May 13, 2025
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Price Changed | CMLS | $329,000 | -2.4% |
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4/30/25
Apr 30, 2025
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Listed / Active | CMLS | $337,000 | |
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4/29/25
Apr 29, 2025
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Coming Soon | CMLS | $337,000 | 41.9% (10.9% / YR) |
