528 Terrace Lane
South Elgin, IL 60177
- 4 beds
- 4 baths
- 2,833 sqft
- $239 per sqft
- 2001 build
- – on site
Welcome to this stunning 4-bedroom, 3.5-bath home in the highly desirable Thornwood Subdivision, located within the top-rated St. Charles School District! Prepare to be amazed as you enter inside the beautiful foyer with the cathedral ceiling and grand staircase. The first level boasts a formal dining room, a two story family room with fireplace and beautiful windows overlook a beautiful tranquil backyard with a brick patio a dream kitchen with granite countertops and stainless steel appliances and an island to enjoy your morning coffee. A first floor den, laundry room and a powder room complete this level. Ascend upstairs to three bedrooms plus the primary bedroom with its own en-suite, featuring a jacuzzi, double sinks, walk in shower and jetted tub. The finished basement adds even more living space, with a full bathroom enhanced by LED can lighting, perfect for a rec room, home gym, or entertainment area. Thornwood's annual low homeowner fee association includes access to a private pool, tennis courts, and basketball courts-offering fun and recreation just steps from your door. Don't miss this fantastic opportunity to own a move-in-ready home in one of the area's most sought-after communities! Close to all the shopping centers. Lots of restaurants and grocery stores. In-neighborhood elementary school, also St. Charles School District! Make an appointment and bring your clients.
Last checked:
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Checking…
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Last updated May 21, 2025
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MLS# 12357218 —
Upcoming Open Houses
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Saturday, 5/24
12pm-2pm
The Building
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Year Built:2001
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Rebuilt:No
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New Construction:false
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Construction Materials:Vinyl Siding, Brick
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Architectural Style:Traditional
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Basement:Finished, Full
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Window Features:All
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Disability Access:No
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Other Equipment:Ceiling Fan(s), Sump Pump
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Living Area Source:Assessor
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Window Features:Drapes
Interior
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Room Type:Den, Recreation Room, Play Room
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Rooms Total:11
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Interior Features:Cathedral Ceiling(s), Built-in Features, Walk-In Closet(s), Coffered Ceiling(s), Granite Counters, Separate Dining Room, Pantry
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Fireplaces Total:1
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Fireplace Features:Wood Burning, Electric
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Fireplace Location:Family Room
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Laundry Features:Main Level, In Unit
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Flooring:Hardwood, Carpet
Room Dimensions
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Living Area:2833
Location
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Directions:Randall Rd to Thornwood Dr to Cole to Terrace Ln
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Location:8092
The Property
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Parcel Number:0905257014
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Property Type:Residential
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Location:A
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Lot Size Dimensions:10689
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Waterfront:false
Listing Agent
- Contact info:
- Agent phone:
- (847) 400-6195
- Office phone:
- (847) 255-3900
Taxes
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Tax Year:2023
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Tax Annual Amount:12401
Beds
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Bedrooms Total:4
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Bedrooms Possible:4
Baths
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Baths:4
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Full Baths:3
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Half Baths:1
The Listing
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Virtual Tour Unbranded:
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Special Listing Conditions:None
Heating & Cooling
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Heating:Natural Gas
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Cooling:Central Air
Utilities
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Sewer:Public Sewer
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Water Source:Public
Appliances
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Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Wine Refrigerator, Humidifier
Schools
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Elementary School District:303
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Middle Or Junior School District:303
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High School District:303
The Community
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Association Fee:163
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Association Fee Includes:Clubhouse, Exercise Facilities, Pool, Other
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Association Fee Frequency:Quarterly
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Master Assoc Fee Frequency:Not Required
Parking
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Parking Total:3
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Parking Features:Garage Door Opener, On Site, Garage Owned, Attached, Garage
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Garage Spaces:3
Monthly cost estimate

Asking price
$679,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$3,635
|
Taxes | $1,033 |
Insurance | $186 |
HOA fees | $54 |
Utilities | $174 See report |
Total | $5,082/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/20/25
May 20, 2025
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Listed / Active | MRED | $679,000 |