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5238 406th Street

North Branch, MN 55056

2 beds
2 baths
1,728 sqft
~3 acre lot
$318 per sqft
1981 build
– on site

Discover the charm and potential of this 1981-built berm home nestled on a beautiful lot with 160 feet of pristine frontage on Chain Lake. Designed with energy efficiency in mind, this earth-sheltered home offers peaceful lakefront living with room to grow. Inside, you'll find 2 bedrooms and 2 bathrooms, along with an oversized attached 2-car garage—perfect for storing all your lake toys and tools. The home features extensive hardwood and stone updates, adding warmth and character throughout both levels. An unfinished upper level provides excellent space for storage or the opportunity to expand and customize to your needs. While the home has received many beautiful updates, it still offers room for finishing touches, allowing you to make it truly your own. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property is full of potential in a stunning lakeside setting.

Listing courtesy of NORTHSTAR / Barry Tanner / eXp Realty

Last checked: Checking… • Last updated Jun 10, 2025 •

MLS# 6735784 —

The Building

Year Built:

1981
New Construction:

false
Age Of Property:

44
Construction Materials:

Brick/Stone, Metal Siding
Construction Materials Desc:

Other
Roof:

Age 8 Years or Less, Metal, Rubber
Accessibility Features:

None
Levels:

Two
Main Level Finished Area:

1728.0000
Basement:

None
Basement:

true
Foundation Area:

1728
Manufactured Home:

No
Building Area Total:

1728
Above Grade Finished Area:

1728

Interior

Dining Room Description:

Kitchen/Dining Room
Fireplace:

false
Amenities:

Dock,Hardwood Floors,Patio

Room Dimensions

Living Area:

1728

Location

Directions:

I35 to North Branch(Hwy 95), W to Flink Ave, N to 406th St, West/Left on 406th straight to home.
Latitude:

45.537584
Longitude:

-93.004901

The Property

Parcel Number:

110012510
Zoning Description:

Residential-Single Family
Property Type:

Residential
Property Subtype:

Single Family Residence
Property Subtype:

Earth Berm Home
Property Attached:

false
Additional Parcels:

false
Lot Size Area:

3.25
Lot Size Dimensions:

160x884
Lot Size SqFt:

141744.24
Lot Size Units:

Acres
View:

Lake
Lake Chain:

N
Lake Acres:

254
Lake Bottom:

Sand
Water Body Name:

Chain Lake
Waterfront Slope:

Level
Waterfront Feet:

160
Waterfront Elevation:

10-15
Road Between Waterfront and Home:

No
Road Frontage Type:

No Outlet/Dead End, Private Road
Road Responsibility:

Private Maintained Road
Fencing:

None
Water Source:

Well
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

5679
Tax With Assessments:

5826.0000

Beds

Bedrooms Total:

2

Baths

Total Baths:

2
Bath Description:

3/4 Primary,Main Floor 3/4 Bath
Three Quarter Baths:

2

Heating & Cooling

Heating:

Boiler
Cooling:

Ductless Mini-Split

Utilities

Electric:

Circuit Breakers, 100 Amp Service
Sewer:

Septic System Compliant - No

Appliances

Appliances:

Cooktop, Dishwasher, Double Oven, Dryer, Electric Water Heater, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Schools

High School District:

North Branch

The Community

Waterfront:

true
Waterfront Features:

Lake Front, Lake View
Association:

false
Assessment Pending:

No

Parking

Parking Features:

Attached Garage
Garage Spaces:

2
Garage Door Height:

7
Garage Door Width:

8
Garage Dimensions:

28x28
Garage SqFt:

784

Monthly cost estimate

Asking price

$549,900

Expense	Monthly cost
Mortgage	$2,944
Taxes	$473
Insurance	$151
Utilities	$161 See report
Total	$3,729/mo.^*
	^*This is an estimate

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Air Pollution Index

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Sale history

Date	Event	Source	Price	% Change
6/9/25 Jun 9, 2025	Listed / Active	NORTHSTAR	$549,900

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This house located in North Branch, MN 55056 is currently for sale for $549,900. 5238 406th Street is a 1,728 square foot house with 2 beds and 2 baths that has been on Estately for 8 days. This house is in the attendance area of North Branch Area Middle School, North Branch Area High School, Distance Learning Program, and Sunrise River Elementary School.

Listing Courtesy of: NORTHSTAR and eXp Realty.

Estately, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Thomas Rehman, a licensed Real Estate Broker in the state of Minnesota, and a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information deemed reliable but not guaranteed.

©2025 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved. Information deemed reliable but not guaranteed. Property data presented reflects information otherwise available from public records. The REALTOR® providing this information may not have represented the buyer or seller in some or all of the transactions.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. RMLS and Estately, Inc. assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law.

Open house information subject to change without notice.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.