- 2 beds
- 2 baths
- 1,141 sqft
- $376 per sqft
- 1997 build
- – on site
Experience the Best of Coastal Living at The Summit in Tops'l Beach & Racquet Resort! Enjoy peaceful views and an unbeatable location in this beautifully priced 2-bedroom, 2-bath condo overlooking the serene nature preserve of Topsail Hill Preserve State Park. Nestled within the prestigious gated community of Tops'l Beach & Racquet Resort, this east-facing unit offers a tranquil setting where you can sip your morning coffee while watching deer and other wildlife from your private balcony—accessible from both the living area and the primary suite. The interior features a bright open concept layout with updated luxury vinyl flooring for low-maintenance beach living. Sold fully furnished and turn-key, the unit was recently refreshed with new coastal décor (staging items for a minimal fee). The cheerful kitchen includes white appliances, a brand-new microwave, ample cabinetry, a pantry/owner's closet, and a breakfast bar ideal for casual dining. The kitchen and dining area also captures calming nature views. The spacious primary suite features a king bed, a sitting area, balcony access, and large windows that bring in great natural light & peaceful views. The elegant en-suite bath includes a double vanity and a tiled shower/tub comboperfect for a relaxing soak. The guest bedroom offers two twin beds and a split-bedroom layout for added privacy, plus charming barn doors on the closets and flat screen TVs in every room. A second full bath and a stackable washer/dryer complete the space. The hot water heater was just replaced May 2025 to keep your mind at ease! Owners and guests at The Summit enjoy exclusive access to its private pool, hot tub, and BBQ area, as well as the world-class amenities of Tops'l Beach & Racquet Resort. Highlights include 600 feet of private beach, a beachfront pool and tiki bar, fitness center, indoor/outdoor pool, 12 Rubico lighted tennis courts, pickleball, basketball, shuffleboard, mini golf, and three on-site restaurantsall on 52 acres of lush, Gulf-front property. Whether you're looking for a full-time residence, vacation retreat, or income-generating investment, this condo at The Summit checks all the boxes in a truly one-of-a-kind coastal setting.
Last checked:
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Last updated Jun 30, 2025
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MLS# 979915 —
The Building
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Year Built:1997
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Construction Materials:Concrete, Stucco
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# of Buildings:154
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Building Area Total:1141.0
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Building Area Source:County PA Records
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Architectural Style:N/A
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Stories Total:11
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Levels:None
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Exterior Features:Balcony
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Window Features:Window Treatment All
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Accessibility Features:None
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Direction Faces:None
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Green Energy Efficient:Doors
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Security Features:Fire Alarm/Sprinkler
Interior
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Furnished:Furnished - All
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Interior Features:Breakfast Bar, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
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Rooms Total:4
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Fireplace:No
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Fireplaces Total:None
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Laundry Features:None
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Flooring:Floor Vinyl
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, Other
Location
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Directions:From US-98 E/Emerald Coast Pkwy W, turn right onto Tops'l Blvd., travel through community, then turn left toward Tops'l Beach Blvd., property will be on the right.
The Property
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Property Type:Residential
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Property Subtype:Condominium
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Property Condition:Construction Complete
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Property Attached:None
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Lot Size Units:Acres
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Possible Use:None
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Parcel Number:35-2S-21-42150-000-0302
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Topography:None
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Waterfront:No
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Water Body Name:None
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:3198.94
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Tax Legal Description:UNIT 302 OF THE SUMMIT AT TOPS'L CONDO OR 1695-326 OR 2223-380 OR 2476-1879 OR 3149-2480 OR 3172-2152
Beds
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Bedrooms Total:2
Baths
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Total Baths:2.0
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Total Baths:2
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Full Baths:2
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Ceiling Fans, Central Air
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Cooling:true
Utilities
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Utilities:Electric, Public Water, TV Cable
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Electric:None
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Sewer:Public Sewer
Appliances
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Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
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Dryer:true
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Washer:true
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Disposal:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Van R Butler
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Elementary School District:None
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Middle Or Junior School:Emerald Coast
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Middle Or Junior School District:None
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High School:South Walton
The Community
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Subdivision Name:SUMMIT AT TOPS'L (THE)
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Community Features:Pickle Ball, BBQ Pit/Grill, Beach, Deed Access, Elevators, Exercise Room, Gated Community, Pets Allowed, Pool, Sauna/Steam Room, Tennis, TV Cable, Whirlpool
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Association:true
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Association Amenities:None
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Association Fee:None
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Association Fee 2:1075.0
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Association Fee Frequency:Monthly
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Association Fee Includes:Accounting, Ground Keeping, Insurance, Internet Service, Licenses/Permits, Management, Master Association, Repairs/Maintenance, Security, Sewer, Water, Cable TV, Trash
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Pool Private:None
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Pool Features:Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Carport:false
Monthly cost estimate

Asking price
$430,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,302
|
Taxes | $266 |
Insurance | $118 |
Utilities | $118 See report |
Total | $2,804/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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6/30/25
Jun 30, 2025
|
Listed / Active | ECARMLS | $430,000 |