- 2 beds
- 2 baths
- 987 sqft
- $455 per sqft
- 1984 build
- – on site
Just $45K Down! | Unit 215, The Islander - Destin, FL Owner financing available - get into this beautifully remodeled Destin condo for just $45,000 down (10%) at a competitive 5.5% interest rate. With estimated monthly payments around $2,300-$2,400 (P&I), this is an incredible opportunity to own in one of the area's most desirable beachside communities without bank financing. This 2BR/2BA second-floor condo features 987 sq ft of fully furnished living space, freshly painted with new appliances and modern finishes throughout. Enjoy peaceful views of Lake and the Destin Pass from your private balcony, open layout perfect for relaxing or hosting guests. Resort-style amenities include: - Two swimming pools (one heated) - Two hot tubs - Pickleball, tennis - Fitness center - Shuffleboard - Poolside pavilion with BBQ grills - Beach service The Islander recently passed its SIRS inspection, has strong reserves. Located in the heart of Destin, just minutes to the beach, HarborWalk Village, shopping, dining, and more. Turnkey, move-in ready, and easy to ownschedule your showing today and take advantage of this rare financing option!
Last checked:
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Last updated Jun 1, 2025
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MLS# 977747 —
The Building
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Year Built:1984
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Building Area Total:987.0
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Building Area Source:Appraiser
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Architectural Style:N/A
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Levels:None
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Accessibility Features:None
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Direction Faces:None
Interior
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Rooms Total:4
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Fireplace:No
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Fireplaces Total:None
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, FHA, Owner
Location
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Directions:GPS friendly
The Property
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Property Type:Residential
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Property Subtype:Condominium
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Property Condition:Construction Complete
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Property Attached:None
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Lot Size Units:Acres
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Possible Use:None
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Parcel Number:00-2S-24-1302-0000-2150
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Topography:None
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Waterfront:No
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Water Body Name:None
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Legal Description:ISLANDER PH II UNIT 215
Beds
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Bedrooms Total:2
Baths
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Total Baths:2.0
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Total Baths:2
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Full Baths:2
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:No
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Electric, Phone, Public Water, TV Cable
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Electric:None
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Sewer:Public Sewer
Schools
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Elementary School:Destin
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Elementary School District:None
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Middle Or Junior School:Destin
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Middle Or Junior School District:None
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High School:Destin
The Community
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Subdivision Name:ISLANDER CONDO PH 2
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Community Features:Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Elevators, Exercise Room, Fishing, Laundry, Pavillion/Gazebo, Picnic Area, Pool, Tennis, TV Cable, Waterfront, Whirlpool
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Association:true
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Association Amenities:None
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Association Fee:None
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Association Fee 2:839.0
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Association Fee Frequency:Monthly
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Association Fee Includes:Accounting, Ground Keeping, Management, Recreational Faclty, Security, Telephone, Water, Cable TV, Trash
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Pool Private:None
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Pool Features:Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Carport:false
Monthly cost estimate

Asking price
$450,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,409
|
Taxes | N/A |
Insurance | $123 |
Utilities | $134 See report |
Total | $2,666/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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6/1/25
Jun 1, 2025
|
Listed / Active | ECARMLS | $450,000 |