- 4 beds
- 2 baths
- 3,001 sqft
- ~1 acre lot
- $374 per sqft
- 2015 build
- – on site
DIRECT WATERFRONT! NO FLOOD ZONE!!- Tucked away at the end of a quiet cul-de-sac, in the exclusive gated community of Waters Edge, awaits a private sanctuary where luxury, nature, and design come together in perfect harmony. Welcome to your 4 bedroom 2 bathroom waterfront dream home on the serene shores of Banana Lake—where over 1 acre of lush, landscaped privacy meets 270 feet of direct water frontage and unforgettable sunsets. As you arrive, the long paver driveway leads you along manicured landscaping and right up to the welcoming entry of this beautifully crafted residence. The curb appeal is just the beginning. Step inside and be instantly embraced by the soaring volume ceilings, rich crown molding, and the graceful coffer ceiling overhead. Natural light pours through Low-E, hurricane-rated windows dressed with plantation shutters, while mechanical blinds adjust with ease to set the mood. Porcelain tile floors stretch throughout, highlighted by recessed lighting, ceiling fans, and thoughtful architectural details in every room. The gourmet kitchen is a chef’s paradise, complete with Sile Stone countertops, a gas stove with designer hood, built-in microwave, purpose built soft-close 42"x15" deep upper cabinets, pull-out pantry shelving, under mounted cabinet lighting, with stainless steel appliances and an extra large walk-in storage pantry. Custom touches like the built-in L-shaped banquette make the heart of the home both functional and inviting. Retreat to the primary suite, where you’ll find beautiful lake views, custom closet shelving, a classic soaking tub, dual vanities, Corian countertops, a handicap-accessible tile shower with dual shower heads, and elegant finishes that turn every day into a spa experience. Two additional bedrooms and a stylish second bathroom provides ample space for guests or family, featuring tiled showers, a soaking tub, and timeless design. A dedicated laundry room with cabinetry, folding area, and sink makes daily tasks a breeze. Seamlessly transition to the outdoors through the 400 square foot 3-seasons porch —climate-controlled and tiled throughout, with recessed lighting, a covered kitchenette perfect for entertaining and is not included in the home’s square footage. Open the expansive accordion panoramic doors to reveal a composite screened deck leading to your heated saltwater Gunite pool, surrounded by pool pavers, with a 2024 re-screened enclosure and cinematic views that stretch across the lake. Take a walk down the paved path to the impressive 100’ boat dock (built in 2023) with covered shingles, solar lighting, and easy access to the multiple deep-water canals for boating, fishing, and sunset cruises. The 800-gallon propane tank, two tankless water heaters, six-zone irrigation, and two A/C units provide comfort and efficiency year-round. Even practical spaces have been thoughtfully designed, including a 3-car garage with shelving, pegboard, and 13’x15’ of additional storage, perfect for hobbies, tools, and seasonal gear. And don’t forget the sauna, garden, faucets and outlets on all four sides of the home, and a layout that’s both stylish and highly functional throughout. Bring your binoculars and your love of nature—this is a birdwatcher’s paradise, a fisherman's haven, and a lakefront lifestyle unlike any other. Experience elegance and tranquility on the shores of Banana Lake. Own an exceptional lakefront retreat—schedule your private showing today!
Last checked:
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Last updated Jun 27, 2025
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MLS# O6319639 —
The Building
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Year Built:2015
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New Construction:false
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Architectural Style:Custom
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Construction Materials:Block
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Levels:One
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Roof:Shingle
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Foundation Details:Slab
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Window Features:Blinds
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Patio And Porch Features:Covered
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Building Area Total:4739
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Building Area Units:Square Feet
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Building Area Source:Public Records
Interior
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Interior Features:Ceiling Fan(s)
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Flooring:Carpet
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Additional Rooms:Den/Library/Office
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Fireplace:false
Room Dimensions
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Living Area:3001
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Living Area Units:Square Feet
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Living Area Source:Public Records
Location
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Directions:Follow I-4 W and FL-570 W/Polk Pkwy to Polk County. Take exit 10 from FL-570 W/Polk Pkwy. Turn left onto on US-98 S/Bartow Rd. Turn right onto Colbert Rd. Turn right onto Clubhouse Rd. Turn right onto Banana Lake Rd. Turn left onto Shore Dr. Turn right onto Shore Side Dr.
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Latitude:27.97543
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Longitude:-81.89941
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Coordinates:-81.89941, 27.97543
The Property
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Parcel Number:242910280565000120
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Property Type:Residential
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Property Subtype:Single Family Residence
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Property Condition:Completed
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Lot Features:Cul-De-Sac
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Lot Size Acres:1.02
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Lot Size Area:1.024
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Lot Size SqFt:44605
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Lot Size Units:Acres
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Total Acres:1 to less than 2
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Direction Faces:South
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View:Pool
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View:true
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Exterior Features:Irrigation System
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Water Source:Public
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Road Responsibility:Private Maintained Road
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Road Surface Type:Paved
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Road Frontage Type:Street Dead-End
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Flood Zone Code:X
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Flood Zone Panel:12105C0485G
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Additional Parcels:false
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Homestead:true
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Lease Restrictions:true
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Land Lease:false
Listing Agent
- Contact info:
- Agent phone:
- (407) 383-8882
- Office phone:
- (321) 214-4640
Taxes
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Tax Year:2024
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Tax Lot:12
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Tax Legal Description:WATERS EDGE PB 149 PGS 15-16 LOT 12
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Tax Book Number:149-15-16
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Tax Annual Amount:$6,987
Beds
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Bedrooms Total:4
Baths
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Total Baths:2
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Total Baths:2
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Full Baths:2
The Listing
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Virtual Tour URL Unbranded:https://www.propertypanorama.com/instaview/stellar/O6319639
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Special Listing Conditions:None
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Cable Connected
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Sewer:Septic Tank
Appliances
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Appliances:Bar Fridge
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Laundry Features:Inside
Schools
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Elementary School:Highland City Elem
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Middle Or Junior School:Bartow Middle
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High School:Bartow High
The Community
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Subdivision Name:WATERS EDGE
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Senior Community:false
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Community Features:Gated Community - No Guard
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Waterview:Lake
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Waterview:true
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Water Access:Canal - Freshwater
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Water Access:true
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Water Extras:Skiing Allowed
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Water Body Name:BANANA LAKE
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Waterfront:true
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Waterfront Features:Lake Front
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Pool Private:true
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Pool Features:Gunite
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Pets Allowed:Cats OK
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Pet Restrictions:Buyer and/or Buyer's Agent should verify all Pet Restrictions, if any, with the Homeowner’s Association.
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Association:true
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Association Fee:850
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Association Fee Frequency:Annually
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Association Fee Includes:Common Area Taxes
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Association Fee Requirement:Required
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Monthly HOA Amount:70.83
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Ownership:Fee Simple
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Association Approval Required:false
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Additional Water Information:Lake has multiple inlets and deep water canals accessible by watercraft.
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Waterfront Feet Total:270
Parking
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Garage:true
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Attached Garage:true
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Garage Spaces:3
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Carport:false
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Covered Spaces:3
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Open Parking:true
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Parking Features:Driveway
Monthly cost estimate

Asking price
$1,125,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$6,024
|
Taxes | $582 |
Insurance | $309 |
HOA fees | $71 |
Utilities | $176 See report |
Total | $7,162/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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6/20/25
Jun 20, 2025
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Listed / Active | STELLAR_MLS | $1,125,000 |