45 White Cliffs Lane
Santa Rosa Beach, FL 32459
- 5 beds
- 7 baths
- 4,279 sqft
- 8,276 sqft lot
- $886 per sqft
- 1995 build
- – on site
Set behind the gates of the exclusive Village of White Cliffs, this stunningly reimagined residence blends timeless coastal design with elevated elegance, just moments from the sugar-white sands of Blue Mountain Beach. Completely remodeled in 2020 and meticulously maintained since, this 5-bedroom, 5 full bath, 2 half bath, plus office retreat offers over 4,200 square feet of refined living space and gulf views from its top-floor, covered veranda. The home makes a statement from the moment you arrive—clean-lined white stucco, professional landscaping, and a gracious front entry framed by swaying palms. Inside, wide-plank hardwood floors, custom millwork, and a palette of soft neutrals provide an atmosphere of understated luxury. The vaulted great room impresses with its beamed wood ceilings and dual iron chandeliers, anchored by Restoration Hardware furnishings that convey with the home. The designer kitchen offers style and substance with custom cabinetry, sleek appliances, quartz countertops with waterfall edges, and a spacious island perfect for entertaining. A butler's pantry with wine cooler, ice maker and custom cabinetry adds both function and flair. Each bedroom is a sanctuary, featuring en suite baths with spa-like finishes, generous closet space, and designer lighting. The home features two true primary suites, each offering its own distinctive character and comfort. The first suite boasts a serene sitting area, expansive custom-built closet, and a spa-like bath with freestanding soaking tub, oversized glass shower, and twin vanities. A second primary suite dazzles with chevron-accent feature wall, designer lighting, and a bath featuring upscale decor. The home also features a built-in bunk room, a separate dedicated office, two laundry areas, and a drop-zone style mudroom with custom storage built-ins. Tech-savvy upgrades include motorized window shades, surround sound, and elevator access to all levels. Even the garage has been outfitted with cabinets and extra storage. Outdoor living is just as exceptional. The covered summer kitchen is equipped with built-in grill, vent hood, sink, and prep space, while the adjacent fireplace lounge with TV connection invites year-round enjoyment. The third-story covered veranda captures breezes and gulf viewsideal for morning coffee or golden-hour gatherings. Additional highlights: " Oversized two-car garage with extended paver driveway " Exquisite trim detail " Offered fully furnished with Restoration Hardware pieces " Non-short-term rental community with deeded beach access, resort-style community pool, and tennis court " Gated entry in the heart of Blue Mountain Beach All within walking distance to favorites like Red Fish Taco, Blue Mountain Creamery, Basmati's, Mimmo's and so much more. A rare offering in one of 30A's most sought-after enclaveswhere design meets livability, and every detail is polished to perfection.
Last checked:
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Last updated May 8, 2025
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MLS# 975852 —
The Building
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Year Built:1995
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Construction Materials:Siding CmntFbrHrdBrd, Stucco
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Building Area Total:4279.0
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Building Area Source:Building Plan
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Architectural Style:Beach House
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Stories:3
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Levels:None
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Exterior Features:Balcony, BBQ Pit/Grill, Columns, Sprinkler System, Summer Kitchen
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Window Features:Plantation Shutters, Window Treatment All
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Accessibility Features:None
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Direction Faces:None
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Patio And Porch Features:Deck Covered, Porch
Interior
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Furnished:Furnished - All
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Interior Features:Breakfast Bar, Built-In Bookcases, Ceiling Cathedral, Ceiling Raised, Ceiling Vaulted, Elevator, Kitchen Island, Lighting Recessed, Newly Painted, Owner's Closet, Pantry, Walls Wainscoting, Washer/Dryer Hookup, Wet Bar, Woodwork Painted
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Rooms Total:7
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Fireplace:No
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Fireplaces Total:None
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Laundry Features:None
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Flooring:Floor Hardwood, Floor Tile
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional
Location
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Directions:From US-98W, turn left on County Hwy 283. Turn right on W County Hwy 30A. Turn right into Village of White Cliffs. Turn left on White Cliffs Lane.
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Renovated, Construction Complete
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Property Attached:None
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Lot Features:Cleared, Corner, Covenants, Restrictions, Sidewalk, Within 1/2 Mile to Water
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Lot Size Acres:0.19
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Lot Size Area:0.19
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Lot Size Dimensions:63 X 201 X 70 X 130
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Lot Size SqFt:8276.4
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Lot Size Units:Acres
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Zoning:Resid Single Family
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Possible Use:None
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Parcel Number:12-3S-20-34631-00B-0010
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Topography:None
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View:Gulf
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Fencing:Fenced Lot-Part
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Waterfront:No
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Water Body Name:None
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Road Frontage Type:Private Road
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Road Surface Type:Paved
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:14867.8
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Tax Legal Description:LOT 1 BLK B THE VILLAGES OF WHITE CLIFFS PB 10-18 OR 1168-53 OR 2360-1566 OR 2429??1498 OR 3078-3603 OR 3126-1527 OR 3189-482
Beds
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Bedrooms Total:5
Baths
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Total Baths:6.0
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Total Baths:7
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Full Baths:5
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Half Baths:2
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Virtual Tour URL Unbranded:https://bcove.video/4dsD5YJ
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Electric, Gas - Natural, Public Water
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Electric:None
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Sewer:Public Sewer
Appliances
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Appliances:Cooktop, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Double, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Dual Fuel, Washer
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Dryer:true
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Washer:true
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Disposal:true
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Microwave:true
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Dishwasher:true
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Range:true
Schools
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Elementary School:Van R Butler
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Elementary School District:None
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Middle Or Junior School:Emerald Coast
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Middle Or Junior School District:None
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High School:South Walton
The Community
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Subdivision Name:VILLAGE OF WHITE CLIFFS THE
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Community Features:Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Deed Access, Elevators, Exercise Room, Game Room, Gated Community, Handicap Provisions, Minimum Rental Prd, Pets Allowed, Picnic Area, Pool, Project, Tennis, Waterfront
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Association:true
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Association Amenities:None
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Association Fee:None
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Association Fee 2:1250.0
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Association Fee Frequency:Quarterly
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Association Fee Includes:Accounting, Land Recreation, Management, Master Association, Recreational Faclty
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Pool Private:None
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Pool Features:Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Garage Spaces:3.0
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Attached Garage:true
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Carport:false
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Carport Spaces:1.0
Monthly cost estimate

Asking price
$3,795,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$20,321
|
Taxes | $1,238 |
Insurance | $1,043 |
Utilities | $222 See report |
Total | $22,824/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/8/25
May 8, 2025
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Listed / Active | ECARMLS | $3,795,000 | 359.2% (66.1% / YR) |
12/2/19
Dec 2, 2019
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ECARMLS | $826,400 | -25.9% (-18.4% / YR) | |
7/6/18
Jul 6, 2018
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ECARMLS | $1,115,000 |