- 4 beds
- 4 baths
- 2,872 sqft
- $713 per sqft
- 2024 build
- – on site
Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living. This 2,872 sq ft three-story residence features a private in-unit elevator, deeded 40' boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style. The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room, and direct access to a covered patio with marina and water views. On the second floor, the spacious primary suite is its own retreat and offers a spa-style oversized bath, large walk-in closet, and a private covered balcony with tranquil water views. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with wainscoting and ample storage, high-end stainless steel appliances, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse. Additional features include wide-plank wood flooring throughout, tankless water heater, pre-plumbing for a water softener in the garage, and rooftop access via the private elevator. Stylish details and modern finishes complement the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seatingperfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. **With limited availability and select builder upgrades still possible, now is the time to secure your home at Cortez on the Water. Experience the unmatched lifestyleschedule your private tour today.
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Checking…
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Last updated Jun 27, 2025
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MLS# 2095644 —
The Building
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Year Built:2024
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New Construction:true
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Construction Materials:Concrete, Fiber Cement, Frame
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Development Status:None
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Architectural Style:Contemporary, Other
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Entry Level:1
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Stories Total:3
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Stories:3
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Levels:Three Or More
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Basement:None
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Foundation Details:None
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Exterior Features:Balcony, Boat Slip, Impact Windows
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Building Features:None
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Patio And Porch Features:Covered, Patio
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Building Name:None
Interior
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Interior Features:Ceiling Fan(s), Eat-in Kitchen, Elevator, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
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Flooring:Wood
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Fireplace:No
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Laundry Features:Electric Dryer Hookup, Lower Level, Washer Hookup
Room Dimensions
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Living Area:2872.0
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Living Area Units:None
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Living Area Source:Builder
Financial & Terms
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Possession:Close Of Escrow
Location
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Directions:From the iconic Lions Bridge, travel east on Anastasia Blvd. Turn left onto Comares Avenue, then continue north. Cortez on the Water will be just 200 feet ahead on your right—look for the waterfront
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Cross Street:None
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Latitude:29.891438
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Longitude:-81.294101
The Property
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Parcel Number:218431-0114
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Property Type:Residential
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Property Subtype:Condominium
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Property Attached:true
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Zoning:None
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Zoning Description:Residential
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Current Use:Residential
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Possible Use:None
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Topography:None
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View:Intracoastal, Marina
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Additional Parcels:No
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Additional Parcels Description:None
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Road Surface Type:Asphalt
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Land Lease:No
Listing Agent
- Contact info:
- No listing contact info available
Beds
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Bedrooms Total:4
Baths
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Total Baths:3.5
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Total Baths:4
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Full Baths:3
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Three Quarter Baths:None
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Half Baths:1
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Partial Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
Heating & Cooling
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Heating:Central, Electric
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Heating:true
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Cooling:true
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Cooling:Central Air, Electric
Utilities
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Utilities:Electricity Connected, Sewer Connected, Water Connected
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Water Source:Public
Appliances
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Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater
Schools
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Elementary School:R.b. Hunt
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Elementary School District:None
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Middle Or Junior School:Sebastian
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Middle Or Junior School District:None
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High School:St. Augustine
The Community
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Subdivision Name:Cortez on the Water
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Senior Community:false
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Pool Private:No
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Spa Features:Community
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Waterfront:true
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Waterfront Features:Intracoastal
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Water Body Name:None
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Pets Allowed:None
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Association:true
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Association Amenities:Other, Boat Dock, Marina, Spa/Hot Tub
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Association Fee:3834.1
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Association Fee Includes:Insurance, Maintenance Grounds, Maintenance Structure
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Association Fee Frequency:Quarterly
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Association Name:The CAM Team
Parking
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Garage:true
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Garage Spaces:2.0
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Attached Garage:true
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Carport:false
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Parking Total:None
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Parking Features:Attached, Garage
Monthly cost estimate

Asking price
$2,050,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$10,977
|
Taxes | N/A |
Insurance | $563 |
Utilities | $138 See report |
Total | $11,678/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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6/27/25
Jun 27, 2025
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Listed / Active | NEFMLS | $2,050,000 |