- 4 beds
- 3 baths
- 2,290 sqft
- ~3/4 acre lot
- $318 per sqft
- 1986 build
- – on site
Located in the desirable Smith Estates neighborhood of Colchester, this spacious 4-bed, 2.5-bath home offers tremendous potential and access to the best of Vermont lake life. Enjoy shared private beach/lake access on Malletts Bay, including mooring rights, perfect for boating, paddling, and soaking in lake views. With newly rebuilt stairs in 2024, summer fun is just steps away! Venture inside the home to be greeted by a large, welcoming foyer. Off the foyer sits the front sitting room with large windows and a classic brick fireplace, as well as a home office. Around the corner, find another living area, which opens to a formal dining room with hardwood floors and a generous eat-in kitchen- complete with a window seat and backyard views. A convenient 1/2 bath and attached 2-car garage complete the 1st floor. Upstairs, the spacious primary suite features an updated Âľ ensuite with tiled flooring and a glass-enclosed shower. Down the hall sit an additional 3 bedrooms and a full bath. The basement provides ample unfinished space for storage and includes laundry. New carpet throughout in 2025! Outside, enjoy a large backyard complete with mature trees for privacy and a massive wrap-around deck. With unbeatable proximity to schools, bike paths, Bayside Park, the new Colchester Rec Center, marinas, the public boat launch, and just 10 minutes to I-89, this rare gem is ready for its next chapter. Be the second owner of this wonderful home and make it your own!
Last checked:
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Last updated Jul 3, 2025
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MLS# 5049843 —
The Building
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Year Built:1986
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Pre-Construction:No
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Construction Status:Existing
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Construction Materials:Wood Frame, Vinyl Siding
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Architectural Style:Colonial
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Roof:Shingle
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Foundation:Poured Concrete
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Equipment:Dehumidifier
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Features - Accessibility:1st Floor 1/2 Bathroom, Bathroom with Step-in Shower, Bathroom with Tub, Paved Parking
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Total Stories:1.75
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Approx SqFt Total:3839
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Approx SqFt Total Finished:2,290 Sqft
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Approx SqFt Finished Above Grade:2,290 Sqft
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Approx SqFt Finished Below Grade:0 Sqft
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Approx SqFt Unfinished Above Grade Source:Assessor
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Approx SqFt Unfinished Below Grade:1549
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Approx SqFt Finished Building Source:Assessor
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Approx SqFt Unfinished Building Source:Assessor
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Approx SqFt Finished Above Grade Source:Assessor
Interior
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Total Rooms:9
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Features - Interior:Dining Area, Fireplaces - 2, Hearth, Kitchen/Dining, Primary BR w/ BA, Natural Light, Laundry - Basement
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Flooring:Carpet, Hardwood, Laminate, Slate/Stone, Tile
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Basement:Yes
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Basement Description:Full, Stairs - Interior, Storage Space, Unfinished, Interior Access
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Basement Access Type:Interior
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Room 1 Level:1
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Room 2 Level:1
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Room 3 Level:1
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Room 4 Level:1
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Room 5 Level:1
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Room 6 Level:1
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Room 7 Level:1
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Room 8 Level:1
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Room 9 Level:2
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Room 10 Level:2
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Room 11 Level:2
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Room 12 Level:2
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Room 13 Level:2
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Room 14 Level:2
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Room 1 Type:Foyer
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Room 2 Type:Living Room
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Room 3 Type:Office/Study
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Room 4 Type:Family Room
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Room 5 Type:Dining Room
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Room 7 Type:Breakfast Nook
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Room 10 Type:Bath - 3/4
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Room 9 Type:Primary Bedroom
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Room 8 Type:Kitchen
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Room 6 Type:Bath - 1/2
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Room 11 Type:Bedroom
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Room 12 Type:Bedroom
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Room 14 Type:Bath - Full
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Room 13 Type:Bedroom
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Rooms Level 1:Level 1: Breakfast Nook, Level 1: Bath - 1/2, Level 1: Dining Room, Level 1: Family Room, Level 1: Foyer, Level 1: Kitchen, Level 1: Living Room, Level 1: Office/Study
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Rooms: Level 2Level 2: Bedroom, Level 2: Bath - Full, Level 2: Bath - 3/4, Level 2: Primary Bedroom
Room Dimensions
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Room 1 Dimensions:10 Sqft
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Room 2 Dimensions:13 Sqft
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Room 3 Dimensions:10 Sqft
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Room 4 Dimensions:12 Sqft
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Room 5 Dimensions:10 Sqft
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Room 7 Dimensions:16 Sqft
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Room 6 Dimensions:6 Sqft
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Room 8 Dimensions:14 Sqft
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Room 9 Dimensions:12 Sqft
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Room 10 Dimensions:7 Sqft
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Room 11 Dimensions:12 Sqft
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Room 12 Dimensions:10 Sqft
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Room 13 Dimensions:9 Sqft
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Room 14 Dimensions:8 Sqft
Location
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Directions:From Blakey Road, head west past the Colchester Town Offices and schools. At the intersection, turn right onto East Lakeshore Drive. In 0.4 miles, turn right onto South Bay Circle, then take the first left. In 0.2 miles, 435 South Bay Circle will be on the right.
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Latitude:44.544086646559109
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Longitude:-73.207143830688494
The Property
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Property Type:Single Family
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Property Class:Residential
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Owned Land:Yes
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Seasonal:No
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Lot Features:Curbing, Lake Access, Landscaped, Level, Sidewalks, Neighborhood, Near School(s)
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Lot SqFt:29,185 Sqft
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Lot Acres:0 Sqft
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Zoning:Residential
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Exterior Features:Deck, Garden Space, Natural Shade
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Driveway:Paved
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Road Frontage:Yes
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Road Frontage Length:128 Sqft
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Water Body Name:Lake Champlain
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Water Body Type:Lake
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Water Access Details:Cross a Street to Access, Shared-Private
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Water Body Access:Yes
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Water Restrictions:Unknown
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024/2025
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Tax Year:2025
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Taxes TBD:No
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Tax - Gross Amount:$8,753.30
Beds
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Total Bedrooms:4
Baths
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Total Baths:3
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Full Baths:1
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Three Quarter Baths:1
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Half Baths:1
The Listing
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Price Per SqFt:318.34
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Foreclosed/Bank-Owned/REO:No
Heating & Cooling
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Heating:Natural Gas, Baseboard
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Fuel Company:Vermont Gas
Utilities
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Utilities:Cable - Available, Telephone Available, Underground Utilities
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Sewer:Concrete, On-Site Septic Exists, Septic
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Electric:Circuit Breaker(s)
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Water Source:Public
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Cable Company:Xfinity
Appliances
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Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Heater–Natural Gas, Water Heater - Off Boiler, Water Heater - On Demand
Schools
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Elementary School:Malletts Bay Elementary School
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Middle Or Junior School:Colchester Middle School
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High School:Colchester High School
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School District:Colchester School District
The Community
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Development / Subdivision:Smith Estates
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Association Amenities:Master Insurance, Beach Access, Beach Rights, Common Acreage
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Covenants:Yes
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Fee:200
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Fee Includes:Recreation
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Fee Frequency:Yearly
Parking
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Garage:Yes
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Garage Capacity:2
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Parking:Auto Open, Direct Entry, Driveway, Garage, Paved, Attached
Monthly cost estimate

Asking price
$729,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$3,903
|
Taxes | $729 |
Insurance | $200 |
HOA fees | $17 |
Utilities | $438 See report |
Total | $5,287/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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7/3/25
Jul 3, 2025
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Listed / Active | PRIME_MLS | $729,000 |