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430 Pine Tree Road

Center Cross, VA 22437

3 beds
2 baths
1,400 sqft
11,326 sqft lot
$320 per sqft
1968 build
– on site

Rappahannock River Views and Access - South Hill Banks Waterfront Community with Beach, Pier, Boat Ramp, and Picnic area! Ride your golf cart down to the Beach and enjoy!! 3 BR and 2 BA, large great room & kitchen with wonderful Rivah Views! Hardwood floors, replacement windows, roof (2023), HVAC (2025), nice kitchen cabinets, skylights in kitchen, bonus overflow guest/office room, plenty of storage, and new moisture barrier (6/2025) in crawl space along with new dehumidifier (6/2025) Wonderful deck facing the Rappahannock River. Detached "Crab Shack" with electricity and water. Detached shed with garage door for all your lawn equipment and storage! You can launch at the private boat ramp or you are only a few miles from Garrett's Marina and public boat landing- so bring your boat and enjoy the fishing and crabbing in the River! Renovations 1998 and updates 2024. Rappahannock Views, Rappahannock access with beach, pier, ramp, picnic area, within minute to marina and move in ready!

Listing courtesy of REIN / Morgan & Edwards Real Estate LLC

Last checked: Checking… • Last updated Jul 6, 2025 •

MLS# 10590397 —

The Building

Year Built:

1968
Style:

Ranch
Roof:

Asphalt Shingle
Exterior Siding:

Vinyl
Foundation Type:

Crawl
# of Stories:

1
SqFt:

1,400 Sqft

Interior

Interior Features:

Skylights
Rooms Number:

5
Rooms Other:

1st Floor BR, Attic, Spare Room
Flooring Type:

Carpet, Laminate/LVP, Wood

Financial & Terms

Ownership Type:

Simple

Location

Area:

123 - Essex County
Latitude:

37.795830
Longitude:

-76.733129

The Property

Property Type:

Residential
Property Subtype:

Detached
Approx Acres:

0.2600
View Description:

River
Waterfront Description:

Not Waterfront
Exterior Features:

Deck
Fence Description:

None
Additional Structures:

Storage Shed

Listing Agent

Contact info:

Taxes

Tax Amount Approx:

$1,137

Beds

Beds Total:

3
First Floor Bed Full Bath:

Yes

Baths

Total Baths:

2.00
Full Baths:

2

The Listing

Disclosures:

Disclosure Statement

Heating & Cooling

Heating:

Heat Pump, Propane Gas
Cooling:

Central Air

Utilities

Water Type:

Other
Sewer Type:

Septic

Appliances

Appliances:

Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Water Heater Type:

Electric

Schools

Elementary School:

Other Elementary School
Middle School:

Essex Intermediate
High School:

Essex

The Community

Subdivision Name:

ALL OTHERS AREA 123
Neighborhood Name:

SOUTH HILL BANKS
Pool:

No Pool
HOA:

Yes
Fees POA Monthly:

$10
Association Fee Frequency:

Monthly
Assoc Mgmt Co:

N/A

Parking

Parking:

Driveway Spc

Monthly cost estimate

Asking price

$448,000

Expense	Monthly cost
Mortgage	$2,398
Taxes	$94
Insurance	$123
HOA fees	$10
Utilities	$180 See report
Total	$2,805/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
6/27/25 Jun 27, 2025	Listed / Active	REIN	$448,000

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This house located in VA 22437 is currently for sale for $448,000. 430 Pine Tree Road is a 1,400 square foot house with 3 beds and 2 baths that has been on Estately for 16 days. This house is in the attendance area of Essex High School, Essex Intermediate School, and Tappahannock Elementary School.

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Data last checked: 2025-07-13 12:20:45 -0700