4228 Ridge Water Rd
Louisville, TN 37777
- 3 beds
- 3 baths
- 3,088 sqft
- ~3/4 acre lot
- $566 per sqft
- 1998 build
- – on site
Welcome to your dream lake house, located on the main channel of the Tennessee River/Fort Loudoun Lake. This custom-built home, designed from a Southern Living floor plan, offers breathtaking water and mountain views, thoughtful design, and timeless southern charm. From the moment you arrive, the home's elegant architecture, beautifully landscaped front yard, and inviting presence set the stage for what lies within. Step inside and you're immediately drawn to a stunning wall of windows in the vaulted great room, showcasing panoramic lake views with the Great Smoky Mountains as a majestic backdrop. This ranch-style home was built for easy, elegant living with all primary spaces on the main level — including the great room, kitchen, den/living room, screened-in porch, and spacious primary suite, all overlooking the lake. The great room features soaring ceilings, built-in shelving and a beautiful fireplace, perfect for gathering with family and friends. The updated kitchen features new quartz countertops, a subway marble backsplash, and a stainless sink and faucet. Stainless steel appliances, including a wall oven, cooktop, and dishwasher, complete this functional and stylish space. An oversized laundry/utility room just down from the kitchen adds exceptional storage and versatility. Step from the kitchen and breakfast area directly onto a screened porch — ideal for morning coffee, al fresco dining, or enjoying the evening breeze. The primary suite is a true retreat, offering private deck access and wall-to-wall windows framing the lake and mountain views. The en-suite bath includes a jetted tub, separate shower, and double vanity for a spa-like experience. Two additional large guest rooms and one-and-a-half additional baths on the main level provide comfort and convenience. Above the garage, a generous bonus room offers endless possibilities — a media room, home office, guest overflow, or recreational space. There's also unfinished attic space for storage or future expansion. Outside, lakefront living shines with a private, covered dock in year-round water, rip-rap protected shoreline, and an irrigation system fed directly from the lake via a TVA-permitted pump. The expansive deck is finished with maintenance-free Trex decking, perfect for grilling, entertaining, or simply relaxing as the sun rises or sets across the water. With the septic system located in the front yard, the lakeside yard remains open and ready for a you to bring your custom outdoor living space to life. While you feel tucked away-this home still offers quick access to everyday essentials, including Food City, Kroger, and Walmart (all within 15-20 minutes). Enjoy nearby outdoor recreation at Louisville Point Park (5 minutes away). Only 15 minutes to McGhee Tyson Airport and top healthcare facilities such as Blount Memorial Hospital. This home is more than just a place — it's a lake lifestyle, offering comfort, beauty, and unforgettable views. Don't miss this rare opportunity to own a piece of lakefront paradise
Last checked:
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Last updated May 7, 2025
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MLS# 1299434 —
The Building
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Year Built:1998
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New Construction:No
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Construction Materials:Stucco, Stone, Wood Siding, Frame
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Architectural Style:Traditional
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Direction Faces:None
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Roof:None
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Stories:None
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Stories Total:None
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Basement:Crawl Space, Outside Entr Only
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Basement:false
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Exterior Features:Dock
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Patio And Porch Features:Porch - Screened, Porch - Covered, Deck
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Security Features:Smoke Detector
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Accessibility Features:None
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Building Area Total:3088.0
Interior
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Interior Features:Breakfast Bar, Eat-in Kitchen
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Levels:None
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Flooring:Carpet, Hardwood, Tile
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Fireplace:true
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Fireplaces Total:1
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Fireplace Features:Wood Burning
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Possession:None
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Lease Term:None
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Tenant Pays:None
Location
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Directions:Take Topside-rt on Louisville Rd, Right on Old Lowes Ferry Rd, Left on Lowes Ferry Rd, Right on Holston Rd, right on Gravelly hills, Right on Ridge water Property is near end of road before cul-de-sac
The Property
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Parcel Number:014 019.10
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Property Type:Single Family
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Property Subtype:Single Family Residence
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Lot Features:Lake/Water Access, Lakefront, Level, Rolling Slope
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Lot Size Area:0.86
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Lot Size Acres:0.86
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Lot Size SqFt:37461.6
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Lot Size Units:Acres
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Lot Size Source:Tax Records
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Zoning:None
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Zoning Description:None
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Current Use:None
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Possible Use:None
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Topography:None
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Waterfront:No
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Water Body Name:None
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Frontage Type:Lakefront
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Road Frontage Type:None
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Property Attached:false
Listing Agent
- Contact info:
- Office phone:
- (865) 588-3232
Taxes
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Tax Annual Amount:4178.12
Beds
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Bedrooms Total:3
Baths
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Total Baths:2.5
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Total Baths:3
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Three Quarter Baths:None
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Full Baths:2
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Half Baths:1
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Partial Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
Heating & Cooling
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Heating:Central, Electric
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Heating:true
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Cooling:Central Cooling, Ceiling Fan(s)
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Cooling:true
Utilities
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Electric:None
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Sewer:Septic Tank
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Water Source:Public
Appliances
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Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Self Cleaning Oven, Washer
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Microwave:true
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Dishwasher:true
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Refrigerator:true
Schools
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Elementary School:Middle Settlements
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Elementary School District:None
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Middle Or Junior School:Union Grove
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Middle Or Junior School District:None
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High School:William Blount
The Community
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Subdivision Name:Ridgewater
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Park Name:None
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Senior Community:No
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Pool Private:No
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Spa Features:None
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View:Lake
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Pets Allowed:None
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Association:No
Parking
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Attached Garage:true
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Garage Spaces:2.0
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Parking Features:Garage Faces Side, Garage Door Opener, Attached, Main Level
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Parking Total:None
Monthly cost estimate

Asking price
$1,750,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$9,370
|
Taxes | $348 |
Insurance | $481 |
Utilities | $170 See report |
Total | $10,369/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/1/25
May 1, 2025
|
Listed / Active | KAARMLS | $1,750,000 | 9.4% (6.0% / YR) |
11/9/24
Nov 9, 2024
|
Price Changed | KAARMLS | ||
9/20/24
Sep 20, 2024
|
Price Changed | KAARMLS |