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421 Penn Cove Road

OAKLAND, MD 21550

4 beds
4 baths
4,284 sqft
~1 acre lot
$373 per sqft
1986 build

Exquisite Lakefront Log Home Retreat at Deep Creek Lake. Nestled on a private, wooded 1-acre lot with 169 feet of pristine lakefront along a serene cove on the southern end of Deep Creek Lake, this impeccably maintained log home offers the perfect balance of rustic charm and luxurious lakefront living. From the moment you arrive, the home’s park-like setting and lush landscaping welcome you into a world of tranquility. Step onto the expansive lakeside deck—partially covered for year-round enjoyment—and take in sweeping views of the water, the perfect backdrop for entertaining or peaceful morning coffee. Inside, this spacious 4,284 sq. ft. retreat spans three levels and features 4 bedrooms and 3.5 fully updated baths. The main level primary suite boasts lake views, a walk-in closet, private bath, and direct access to the deck, offering comfort and privacy. Two of the upper-level bedrooms share a beautifully updated bath, both enjoying stunning lake views. The heart of the home includes a grand lakeside great room with panoramic views, and an adjacent billiards room, both with forced-air heat and central A/C—plus a warm and inviting living room with an elegantly finished stone fireplace illuminated by spotlights. The open-concept kitchen features updated appliances, tile countertops, and a counter-height peninsula flowing seamlessly into the dining area, which also walks out to the lakeside deck. The finished walk-out lower level is designed for relaxation and recreation with a family room featuring a wood stove set in a custom stone wall, plus a spacious rec room—all with access to a lakeside patio. A shared three-quarter bath on this level ensures comfort for guests. Boating enthusiasts will appreciate the Type A dock permit, allowing two power boats—ideal for enjoying Deep Creek Lake to the fullest. A two-car attached garage and additional one-car integral garage provide ample storage, with extra driveway space for guests. Whether it’s the intimate indoor details or the unmatched outdoor setting, this one-of-a-kind lakefront home delivers the ultimate Deep Creek Lake experience. Don’t miss this rare opportunity to own a luxurious escape in one of the region’s most peaceful coves. Schedule your private showing today and experience lake living at its finest.

Listing courtesy of BRIGHT / Railey Realty, Inc.

Last checked: Checking… • Last updated Jul 11, 2025 •

MLS# MDGA2009884 —

The Building

Year Built:

1986
Year Built Source:

Assessor
New Construction:

No
Construction Materials:

Log, Log Siding, Cedar, Stone
Structure Type:

Detached
Architectural Style:

Log Home
Levels:

3
Accessibility Features:

None
Foundation Details:

Block
Basement:

Yes
Basement Type:

Fully Finished, Heated, Connecting Stairway, Garage Access, Walkout Level
Total SqFt Source:

Assessor
Total Below Grade SqFt:

2208
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

2076
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Finished SqFt:

2208
Tax Total Finished SqFt:

4284

Interior

Interior Features:

Stove - Wood
Room List:

Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Family Room, Great Room, Laundry, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
Fireplace:

Yes
Fireplaces:

1
Fireplace Features:

Gas/Propane
Living Area SqFt Source:

Assessor

Room Dimensions

Total SqFt:

4284
Living Area SqFt:

4,284 Sqft

Financial & Terms

Sale Type:

Standard
Possession:

Settlement

Location

Directions:

Sand Flat Road to Boy Scout Road to Penn Point Road to Penn Cove Road. Follow to 421 Penn Cove Road on the left.
Latitude:

39.46774081
Longitude:

-79.31691391
Location Type:

Lake

The Property

Property Type:

Residential
Lot Size Units:

Square Feet
Lot Size Acres:

1.04
Lot Size Source:

Estimated
Lot Features:

Landscaping, Trees/Wooded
Lot SqFt:

45,430 Sqft
Zoning:

LR1
View:

Lake
In City Limits:

No
Other Structures:

Above Grade, Below Grade
Waterview:

Yes
Waterfront:

Yes
Waterfront Features:

Private Dock Site
Water Oriented:

Yes
Water Access:

Yes
Water Access Features:

Boat - Powered, Boat - Length Limit, Limited hours of Personal Watercraft Operation (PWC), Private Access, Swimming Allowed, Fishing Allowed, Canoe/Kayak
Water Body Name:

DEEP CREEK LAKE
Water Body Type:

Lake
Navigable Water:

Yes
Water Frontage In Feet:

169
Land Use Code:

R

Listing Agent

Contact info:

Taxes

Tax ID Number:

1218041006
Tax Year:

2025
Tax Lot:

5
Tax Annual Amount:

$12,893.19
Tax Assessed Value:

$1,254,900
Year Assessed:

2025
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Bedrooms Main Level:

1
Upper Level Bedrooms:

3
Upper Level 1 Bedrooms:

3

Baths

Total Baths:

4
Full Baths:

3
Half Baths:

1
Main Level Baths:

2.00
Main Level Full Baths:

1
Main Level Half Baths:

1
Upper Level Full Baths:

1
Lower Level Full Baths:

1
Upper Level Total Baths:

1
Upper Level Total Baths:

1.00
All Lower Levels Total Baths:

1
Lower Level Total Baths:

1.00
Upper Level Full Baths:

1
Lower Level Full Baths:

1

The Listing

Virtual Tour

Heating & Cooling

Cooling Type:

Central A/C, Ceiling Fan(s), Whole House Fan, Window Unit(s)
Central Air:

Yes
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Forced Air, Wood Burn Stove, Baseboard - Electric, Baseboard - Hot Water
Heating Fuel:

Propane - Owned, Electric, Wood

Utilities

Sewer/Septic:

Septic = # of BR
Hot Water:

Electric
Water Source:

Well

Schools

School District Name:

Garrett County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Penn Cove Properties
Senior Community:

No
Pool:

No Pool
Docks:

1
Dock Type And Features:

Type A, Floating
Dock/Slip Conveyance:

Yes
Dock/Slip Conveyance:

Subject to DNR Permit, Physical Dock/Slip Conveys, Exclusive Use
Boats Power Count:

2
Slips:

1
HOA:

Yes
Condo/Coop Association:

No
HOA Fee:

$70
HOA Fee Frequency:

Annually

Parking

Total Garage and Parking Spaces:

8
Garage:

Yes
Garage Features:

Garage Door Opener
Garage Spaces:

3.00
Type of Parking:

Attached Garage, Driveway
# of Attached Garage Spaces:

3
Driveway - # of Spaces:

5

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$1,599,000

Expense	Monthly cost
Mortgage	$8,562
Taxes	$1,074
Insurance	$439
Utilities	$203 See report
Total	$10,278/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price
7/3/25 Jul 3, 2025	Pending	BRIGHT	$1,599,000
7/3/25 Jul 3, 2025	Sold Subject To Contingencies	BRIGHT	$1,599,000
6/27/25 Jun 27, 2025	Listed / Active	BRIGHT	$1,599,000

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This house located in MD 21550 is currently pending sale for $1,599,000. 421 Penn Cove Road is a 4,284 square foot house with 4 beds and 4 baths. This house is in the attendance area of Southern Garrett High School, Broad Ford Elementary School, and Southern Middle School.

Listing Courtesy of: BRIGHT and Railey Realty, Inc..

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.