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417 N Main Street

Center City, MN 55012

4 beds
3 baths
2,552 sqft
~1/2 acre lot
$311 per sqft
1978 build
– on site

Two Lakes. One Incredible Lifestyle. Welcome to your dream lake home—nestled between North Center Lake and Pioneer Lake, with approximate 200 feet of shoreline on each, offering breathtaking sunrises, sunsets, and water views from nearly every room. Located just 45 minutes from the Twin Cities, this rare property is ideal for year-round living, unforgettable family getaways, or short-term rental income. This 4-bedroom PLUS a spacious "Bunkroom", 3-bathroom walkout rambler has been thoughtfully remodeled with comfort, style, and entertaining in mind. Featuring two primary bedroom suites, an open-concept layout, two fireplaces, and a fully updated kitchen and dining area, the home blends clean modern design with timeless lakeside charm. Nearly every surface has been upgraded. The bunkroom—located above the heated and insulated 2-car garage—comfortably sleeps six or more, making it perfect for hosting guests, extended family, or creating a high-earning rental experience. Outdoors, enjoy the full recreational lifestyle: boating, swimming, water-skiing, fishing, and peaceful stargazing at night. Set near the end of a quiet dead-end street, the home offers exceptional privacy, friendly neighbors, and access to scenic walking and hiking trails. And yet, it has a fantastic location, just a short walk into Center City for restaurants, shops, and local charm. Whether you're seeking a peaceful retreat, a forever home, or a smart investment, this is a rare opportunity to own a fully renovated lake property on two lakes in a premier location. Welcome to lake life at its finest.

Listing courtesy of NORTHSTAR / Polina Kilpela / LPT Realty

Last checked: Checking… • Last updated May 21, 2025 •

MLS# 6720649 —

The Building

Year Built:

1978
New Construction:

false
Age Of Property:

47
Construction Materials:

Vinyl Siding
Roof:

Age 8 Years or Less, Asphalt
Accessibility Features:

None
Levels:

One
Main Level Finished Area:

1040.0000
Basement:

Egress Window(s), Finished, Walkout
Basement:

true
Foundation Area:

1040
Manufactured Home:

No
Building Area Total:

2552
Above Grade Finished Area:

1512
Below Grade Finished Area:

1040

Interior

Dining Room Description:

Eat In Kitchen,Living/Dining Room
Fireplace:

true
Fireplaces Total:

2
Fireplace Features:

Family Room, Gas
Amenities:

Ceiling Fan(s),Dock,Kitchen Center Island,Kitchen Window,Other,Patio,Panoramic View,Boat Slip,Vaulted Ceiling(s),Washer/Dryer Hookup

Room Dimensions

Living Area:

2552

Location

Directions:

I-35 to Highway 8, E to Center City, N on Cty 9 to top of hill @ church turn left to Main Street go past Court House to home on left on dead end street.
Latitude:

45.401514
Longitude:

-92.821952

The Property

Parcel Number:

120001000
Zoning Description:

Residential-Single Family
Property Type:

Residential
Property Subtype:

Single Family Residence
Property Attached:

false
Additional Parcels:

false
Lot Features:

Accessible Shoreline, Many Trees
Lot Size Area:

0.43
Lot Size Dimensions:

202x73x203x117
Lot Size SqFt:

18513
Lot Size Units:

Acres
View:

East, See Remarks, South, West
Lake Chain:

Y
Lake Chain Name:

Chisago Lakes
Lake Chain Acreage:

5357
Lake Acres:

749
Lake Depth:

46
Lake Bottom:

Hard,Sand
Water Body Name:

North Center Lake
Waterfront Elevation:

10-15
Road Frontage Type:

No Outlet/Dead End
Water Source:

City Water/Connected
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

6272
Tax With Assessments:

6272.0000

Beds

Bedrooms Total:

4

Baths

Total Baths:

3
Bath Description:

Full Primary,Full Basement,Main Floor 3/4 Bath
Full Baths:

2
Three Quarter Baths:

1

Heating & Cooling

Heating:

Forced Air
Cooling:

Central Air

Utilities

Sewer:

City Sewer/Connected

Appliances

Appliances:

Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Schools

High School District:

Chisago Lakes

The Community

Waterfront:

true
Waterfront Features:

Lake Front, Lake View, Other
Association:

false
Assessment Pending:

Unknown

Parking

Parking Features:

Attached Garage, Gravel, Concrete, Heated Garage, Insulated Garage
Parking Open:

5
Garage Spaces:

2
Garage Dimensions:

24x22
Garage SqFt:

528

Monthly cost estimate

Asking price

$795,000

Expense	Monthly cost
Mortgage	$4,256
Taxes	$522
Insurance	$218
Utilities	$211 See report
Total	$5,207/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

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Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
5/14/25 May 14, 2025	Listed / Active	NORTHSTAR	$795,000
5/13/25 May 13, 2025	Coming Soon	NORTHSTAR	$795,000	51.1% (10.8% / YR)
8/14/20 Aug 14, 2020		NORTHSTAR	$526,000	0.2%

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This house located in Center City, MN 55012 is currently for sale for $795,000. 417 N Main Street is a 2,552 square foot house with 4 beds and 3 baths that has been on Estately for 7 days. This house is in the attendance area of Chisago Lakes Middle School, Taylors Falls Elementary School, and Chisago Lakes Senior High School.

Listing Courtesy of: NORTHSTAR and LPT Realty.

Estately, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Thomas Rehman, a licensed Real Estate Broker in the state of Minnesota, and a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information deemed reliable but not guaranteed.

©2025 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved. Information deemed reliable but not guaranteed. Property data presented reflects information otherwise available from public records. The REALTOR® providing this information may not have represented the buyer or seller in some or all of the transactions.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. RMLS and Estately, Inc. assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law.

Open house information subject to change without notice.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.