4134 Cobalt Circle
Panama City, FL 32408
- 4 beds
- 6 baths
- 2,860 sqft
- $192 per sqft
- 2007 build
- – on site
Luxurious Townhome with Private In-Law Suite in Gated Waterhaven Community Experience the perfect blend of elegance, modern comfort, and versatile living in this beautifully updated three-story townhome, located in the prestigious, gated Waterhaven community. Boasting over $50,000 in recent improvements, this 4-bedroom, 4.5-bath residence offers over-the-top functionality with a separate carriage house in-law suite ideal for guests, multigenerational living. Step inside to discover luxury vinyl plank flooring, fresh designer paint, upgraded lighting, new blinds, and stylish fans throughout. The gourmet kitchen is a chef's dream, featuring a large island, freshly painted cabinetry, and high-end appliances including a Viking range, Subzero refrigerator, new Bosch dishwasher, microwave, ice-maker, and beverage fridge at the wet bar. Elegant French doors open from the dining room to a private courtyard, perfect for relaxing or entertaining under the stars. Attention to detail is found throughout the home, from intricate wood trim and crown molding to tray ceilings and curated wallpaper accents. Above the two-car garage, the fully equipped carriage house offers a private retreat with its own kitchen, full bath, and sitting area providing exceptional flexibility for extended family, guests, or a home office. Waterhaven residents enjoy resort-style amenities, including a bay front pool, expansive private pier, community clubhouse with theater, kitchen, fitness center, outdoor grilling station, and a grand meeting room for events.
Last checked:
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Last updated May 24, 2025
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MLS# 977144 —
The Building
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Year Built:2007
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# of Buildings:3
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Building Area Total:2860.0
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Building Area Source:County PA Records
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Architectural Style:N/A
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Levels:None
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Exterior Features:Balcony, Boat Launch, Columns, Dock
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Window Features:Window Treatmnt Some
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Accessibility Features:None
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Direction Faces:None
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Patio And Porch Features:Patio Covered
Interior
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Interior Features:Ceiling Crwn Molding, Ceiling Tray/Cofferd, Guest Quarters, Kitchen Island, Lighting Recessed, Newly Painted, Wallpaper, Washer/Dryer Hookup
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Rooms Total:7
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Fireplace:No
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Fireplaces Total:None
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Laundry Features:None
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Flooring:Floor Hardwood, Floor Laminate
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, VA
Location
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Directions:From Thomas Drive, turn East onto Magnolia Beach Rd, At the road split, take a left to continue on Magnolia Beach Rd. Follow it 1/2 mile and Waterhaven will be on your left.
The Property
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Property Type:Residential
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Property Subtype:Condominium
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Property Condition:Construction Complete
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Property Attached:None
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Lot Size Units:Acres
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Possible Use:None
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Parcel Number:40000-050-070
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Topography:None
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Other Structures:Guest Quarters
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Waterfront:true
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Waterfront Features:Other
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Water Body Name:None
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:6086.0
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Tax Legal Description:WATERHAVEN UNIT R014 TYPE D2 4BR 4.5B ORB 2904 P 186 2860 SF ORB 4680 P 1693
Beds
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Bedrooms Total:4
Baths
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Total Baths:5.5
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Total Baths:6
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Full Baths:5
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Half Baths:1
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:No
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Cooling:Wall/Window Unit(s), Ceiling Fans
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Cooling:true
Utilities
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Utilities:Gas - Natural, Public Water
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Electric:None
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Sewer:Public Sewer
Appliances
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Appliances:Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Gas, Washer, Wine Refrigerator
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Dryer:true
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Washer:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Patronis
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Elementary School District:None
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Middle Or Junior School:Surfside
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Middle Or Junior School District:None
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High School:Arnold
The Community
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Subdivision Name:Waterhaven
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Community Features:Boat Launch, Community Room, Dock, Elevators, Exercise Room, Game Room, Gated Community, Pets Allowed, Separate Storage, Waterfront
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Association:true
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Association Amenities:None
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Association Fee:None
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Association Fee 2:4226.0
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Association Fee Frequency:Quarterly
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Association Fee Includes:Accounting, Ground Keeping, Internet Service, Management, Master Association, Sewer, Water
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Pool Private:None
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Pool Features:Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Garage Spaces:2.0
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Attached Garage:true
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Carport:false
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Parking Features:Other
Monthly cost estimate

Asking price
$549,999
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,945
|
Taxes | $507 |
Insurance | $151 |
Utilities | $173 See report |
Total | $3,776/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/24/25
May 24, 2025
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Listed / Active | ECARMLS | $549,999 |