4113 Cobalt Cir Unit Po75
Panama City Beach, FL 32408
- 4 beds
- 5 baths
- 3,983 sqft
- $350 per sqft
- 2007 build
- – on site
Experience the pinnacle of waterfront luxury in this extraordinary penthouse condo, boasting nearly 4,000 square feet of elevated living space with breathtaking panoramic views of St. Andrews Bay. Tucked within the exclusive gated enclave of Waterhaven on the east end of Panama City Beach, this residence redefines coastal elegance with a private 15x35' boat slip equipped with water, electric, and a 10,000 lb lift—perfect for the avid boater seeking seamless access to the Gulf. Thoughtfully designed for refined entertaining, the open floor plan features a chef's dream kitchen complete with a Sub-Zero refrigerator, professional-grade Viking six-burner gas stove with double oven, prep kitchen, serving bar, and an expansive granite island—all flowing effortlessly into the dining and living spaces with rich hardwood floors and uninterrupted bayfront views. From sunrise coffees on your private master balcony to sunset soirees on the spacious wraparound decks, every moment here is curated for luxury and leisure. The grand foyer impresses with a winding staircase and elevator, leading to a bonus en suite ideal for multi-generational living or a private guest retreat. Soaring ceilings, custom crown molding, tongue-and-groove accents, Hardy board details, and new skylights bathe the interior in natural light. Recent high-end upgrades include oak floors, paint, ceilings, a tankless water heater, and three new HVAC systems (2020). Residents enjoy access to resort-style amenities: a bayfront pool, outdoor kitchen, clubhouse with theater, fitness center, event space, and an extended dock perfect for fishing or relaxing. This is a rare opportunity to own a true hidden gem in one of Panama City Beach's most treasured communities, offering the lifestyle you deserve, with the views to match.
Last checked:
As a licensed real estate brokerage, Estately has access to the same database professional Realtors use: the Multiple Listing Service (or MLS). That means we can display all the properties listed by other member brokerages of the local Association of Realtors—unless the seller has requested that the listing not be published or marketed online.
The MLS is widely considered to be the most authoritative, up-to-date, accurate, and complete source of real estate for-sale in the USA.
Estately updates this data as quickly as possible and shares as much information with our users as allowed by local rules. Estately can also email you updates when new homes come on the market that match your search, change price, or go under contract.
Checking…
•
Last updated May 6, 2025
•
MLS# 321883 —
The Building
-
Year Built:2007
-
Construction Materials:Other
-
Structure Type:Condo
-
Roof:Metal
-
Foundation Details:Slab, On Grade
-
Window Features:Skylight
Interior
-
Interior Features:Crown Molding, Vaulted Ceiling(s), Elevator, Kitchen Island, Recessed Lighting, Other, Pantry, Walk-In Closet(s), Wet Bar
-
Furnished:Negotiable
-
Fireplace:false
Room Dimensions
-
Living Area:3983
-
Living Area Units:Square Feet
Location
-
Directions:Head west over Hathaway Bridge, turn left on Thomas Dr (2.1 mi), then left on Magnolia Beach Rd (1.1 mi). As it curves into Delwood Beach Rd, take the left to stay on Magnolia Beach Rd. Turn left on Mystic Ln, then left on Cobalt Circle - 3rd floor
-
Latitude:30.15864
-
Longitude:-85.723683
The Property
-
Property Type:Residential
-
Property Subtype:Condominium,Detached Single Family
-
Property Condition:Construction Complete
-
Property Attached:true
-
Zoning Description:Residential Single Family
-
Lot Features:Subdivided
-
Lot Size Dimensions:0 x 0
-
Lot Size Units:Square Feet
-
Waterfront:true
-
Waterfront Features:Waterfront, Bay
-
View:Bay, Water
-
View:true
-
Road Surface Type:Paved
-
Road Frontage Type:County Road
-
Additional Parcels:false
Listing Agent
- Contact info:
- Agent phone:
- (850) 527-5651
- Office phone:
- (850) 233-4351
Taxes
-
Tax Legal Description:WATERHAVEN UNIT P075 TYPE F1 3BR 4.5B ORB 2904 P 186 W/LOFT 3216 SF ORB 4342 P 2201 **PENTHOUSE*
Beds
-
Bedrooms Total:4
Baths
-
Total Baths:5
-
Total Baths:4.5
-
Full Baths:4
-
Half Baths:1
Heating & Cooling
-
Heating:Central Electric
-
Heating:true
-
Cooling:true
-
Cooling:Central Electric, Ceiling Fan(s)
Utilities
-
Utilities:Electricity Connected, Natural Gas Connected, Other, Sewer Connected, Water Connected, County Trash
-
Water Source:Public
-
Sewer:Community Sewer
Appliances
-
Appliances:Other, Electric Oven
-
Laundry Features:Washer/Dryer Hookup
The Community
-
Subdivision Name:Waterhaven
-
Association:true
-
Association Fee:5498
-
Association Fee Includes:Other, Recreational Facilities
-
Association Fee Frequency:Quarterly
-
Community Features:BBQ Pit/Grill, Boat Launch, Dumpster, Fitness Center, Fishing, Gated, Pool
-
Pool Private:true
-
Pool Features:In Ground, Other
Parking
-
Garage:false
-
Attached Garage:false
-
Carport:false
-
Parking Features:Other
Monthly cost estimate

Asking price
$1,395,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$7,469
|
Taxes | N/A |
Insurance | $383 |
HOA fees | $1,833 |
Utilities | $193 See report |
Total | $9,878/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.