4077 N Indian
Destin, FL 32541
- 4 beds
- 3 baths
- 3,500 sqft
- ~1/2 acre lot
- $464 per sqft
- 1995 build
- – on site
Perfectly situated on a spacious half-acre lot along a deepwater canal, this stunning home offers direct access to the bay and Gulf of America - a rare find in a peaceful, non-HOA community. Whether you're an avid boater, fisher, or sun-seeker, this is Florida waterfront living at its best. The property boasts a new pool and deck added in 2020, along with a new dock and boat lift that cater to an outdoor lifestyle centered around the water. The home's elegant Southern-style architecture is highlighted by a grand double staircase leading to a spacious second-floor balcony. Elevated for enhanced views and peace of mind, the main living area on the second floor showcases breathtaking vistas of the canal and pool. Inside, a striking two-way gas fireplace serves as a focal point between the living and dining areas, enhanced by 10-foot ceilings and beautiful hardwood flooring throughout. The updated chef's kitchen is designed with entertaining in mind and features an L-shaped island with ample storage, granite countertops, new backsplash, and new stainless steel appliances. The home includes four well-appointed bedrooms, including a serene master suite with a deep soaking tub for ultimate relaxation. The first floor offers flexible living arrangements with a private guest suite or potential rental unit complete with its own modern kitchenette, living area, bedroom, bathroom, and an additional bonus room that can be used as an office or flex space. This spacious area is ideal for extended family, guests, or long-term tenants. Recent updates include completely remodeled master and guest bathrooms, a new rear deck, new flooring on the front porch and in the laundry room, and a tankless water heater. A sweeping circular driveway provides ample parking, and the spacious front and back yards add to the home's charm and functionality. Perfectly blending comfort, style, and location, this property is just minutes from shopping, dining, and entertainment. It truly offers the best of waterfront living in one of the area's most desirable communities.
Last checked:
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Last updated May 24, 2025
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MLS# 977161 —
The Building
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Year Built:1995
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Construction Materials:Brick
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Building Area Total:3500.0
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Building Area Source:County PA Records
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Architectural Style:New Orleans
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Stories:2
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Levels:None
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Exterior Features:Rain Gutter, Balcony, Boat Slip, Boatlift, Dock, Fenced Back Yard, Lawn Pump, Pool - Gunite Concrt, Separate Living Area, Shower, Sprinkler System
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Accessibility Features:None
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Direction Faces:None
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Patio And Porch Features:Deck Covered, Deck Enclosed, Deck Open, Patio Covered, Patio Open, Porch, Porch Open
Interior
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Interior Features:Breakfast Bar, Guest Quarters, Kitchen Island, Lock Out, Pantry, Washer/Dryer Hookup, Wet Bar
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Rooms Total:7
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Fireplaces Total:None
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Laundry Features:None
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Fireplace:true
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Fireplace Features:Fireplace Gas, Fireplace
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Flooring:Floor Hardwood, Floor WW Carpet New
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional
Location
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Directions:From Hwy 98 turn North on Main Street. Stay on Main street until it dead-ends at stop sign. Turn right on Indian Trail and follow until Indian Trail curves to the right and street name turns into Ind
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Renovated, Construction Complete
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Property Attached:None
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Lot Features:Sidewalk, Within 1/2 Mile to Water
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Lot Size Acres:0.53
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Lot Size Area:0.53
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Lot Size Dimensions:100 x 240
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Lot Size SqFt:23086.8
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Lot Size Units:Acres
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Zoning:City, Resid Single Family
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Possible Use:None
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Parcel Number:00-2S-22-1244-0000-0110
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Topography:None
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View:Canal, Bayou
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Fencing:Fenced Privacy
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Other Structures:Boathouse, Guest Quarters
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Waterfront:true
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Waterfront Features:Bayou, Canal
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Water Body Name:None
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Road Frontage Type:City Street
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:10543.88
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Tax Legal Description:INDIAN CREEK S/D LOT 11
Beds
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Bedrooms Total:4
Baths
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Total Baths:3.0
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Total Baths:3
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Full Baths:3
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:No
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Cooling:Gas
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Cooling:true
Utilities
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Utilities:Electric, Gas - Natural, Gas - Propane, TV Cable
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Electric:None
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Sewer:Community Sewer
Appliances
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Appliances:Auto Garage Door Opn, Dishwasher, Ice Machine, Microwave, Refrigerator, Refrigerator W/IceMk, Security System, Smoke Detector, Washer
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Washer:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Destin
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Elementary School District:None
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Middle Or Junior School:Destin
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Middle Or Junior School District:None
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High School:Destin
The Community
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Subdivision Name:INDIAN CREEK S/D
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Community Features:Dock, Fishing, Laundry, Pets Allowed, Pool, TV Cable, Waterfront
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Association:No
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Association Amenities:None
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Association Fee:None
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Pool Private:None
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Pool Features:Pool - In-Ground, Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Garage Spaces:2.0
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Attached Garage:true
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Carport:false
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Parking Features:Garage, Boat, Covered, Oversized
Monthly cost estimate

Asking price
$1,625,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$8,701
|
Taxes | $878 |
Insurance | $446 |
Utilities | $237 See report |
Total | $10,262/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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5/24/25
May 24, 2025
|
Listed / Active | ECARMLS | $1,625,000 | 100.6% (16.8% / YR) |
5/30/19
May 30, 2019
|
ECARMLS | $810,000 | 1.9% | |
8/17/18
Aug 17, 2018
|
ECARMLS | $795,000 | 30.3% (10.2% / YR) |