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4069 4th Street

Surf City, NC 28445

3 beds
4 baths
1,664 sqft
7,841 sqft lot
$778 per sqft
1986 build
– on site

Welcome to 4th St in Surf City. This canal area has some of the most coveted areas you will find in Surf City. Majestic sunsets are there for you to enjoy, as this setting is for you to spend your days on the water. The view is magnificent, every evening. Boating amenities are just a few steps away. 2 boatlifts out back and a dock house. This home also enjoys the lower flood rates, since it was grandfathered in, from previous lower flood zone rates. Spacious and open floor plan. Huge master bedroom. Extra heated space on the bottom floor. This area has been used as extra bedrooms and recreation. No HOA on this one. Great community, as this neighborhood has some great fun loving people around you. Deep water canal allows easy access for your vessel to get in and out. This property is near the middle of the island. It is located close to each high rise bridge. Access from either end is convenient, or access by boat. There is a convenience store and night life in walking distance. A short stroll to the beach access and a park is close by as well. Dining is close by as well. Showing is easy, Appointments can be made thru broker bay. Make your viewing appointment soon!

Listing courtesy of HIVE / Changes in Latitudes Realty LLC

Last checked: Checking… • Last updated Jul 9, 2025 •

MLS# 100517491 —

The Building

Year Built:

1986
Construction:

Wood Frame
Construction Type:

Stick Built
Roof:

Architectural Shingle
Stories:

2.0
Stories/Levels:

Two
Exterior Finish:

Vinyl Siding
Foundation:

Pilings
SqFt - Heated:

1,664 Sqft
Exterior Features:

Outdoor Shower
Patio and Porch Features:

Covered, Porch, Patio, Open, Deck
Green Building Features:

None
Handicap Accessible:

None
Green Building Certify:

None

Interior

Interior Features:

Blinds/Shades, Walk-In Closet(s), Ceiling Fan(s)
# Rooms:

7
Dining Room Type:

Kitchen
Flooring:

Carpet, Vinyl, LVT/LVP
Fireplace:

None
Laundry Features:

Hookup - Dryer, Laundry Room, Laundry Closet, In Basement, Hookup - Washer

Financial & Terms

Terms:

Cash, VA Loan, FHA, Conventional

Location

Directions to Property:

From NC Hwy 17, take NC-210 to Surf City, over high rise bridge to Island, then North on 210 to 4th St. Left on 4th, house down on left.
Location Type:

Island
City Limits:

Yes

The Property

Property Type:

A
Subtype:

Single Family Residence
Lot #:

28
Lot Features:

Open Lot
Lot Water Features:

Boat Lift, Pier, Water Depth 4+, Bulkhead, Boat Slip
Lot Dimensions:

55 X 140
Lot SqFt:

7,841 Sqft
View Type:

Canal, Water, Sound View
Waterview:

Yes
Waterfront:

Yes
Zoning:

MHS
Horses:

No
Acres Total:

0.18
Fencing:

Back Yard, Metal/Ornamental
Other Structures:

Covered Area, Workshop, Storage, Shower, Shed(s)
Frontage Type:

Canal Front
Road Type/Frontage:

Paved, Public (City/Cty/St)

Listing Agent

Contact info:

Taxes

Tax Year:

2023
Property Taxes:

$7,162.41

Beds

Bedrooms:

3

Baths

Total Baths:

4.00
Full Baths:

4

Heating & Cooling

Heating:

Heat Pump
Heated SqFt:

1600 - 1799
Cooling:

Heat Pump

Utilities

Utilities:

Sewer Connected, Water Connected
Water Heater:

Electric
Sewer:

Municipal Sewer
Water Source:

Municipal Water

Appliances

Appliances/Equipment:

Built-In Microwave, Electric Oven, Dishwasher

Schools

Elementary School:

Dixon
Middle School:

Dixon
High School:

Dixon
School District:

Onslow

The Community

Subdivision:

Old Settlers Beach
Secondary Subdivision:

N/A
On-Site Pool/Spa:

None
Boat Slip: Mean High Water Depth:

4.00
Pets Allowed:

Yes
HOA and Neigh Amenities:

No Amenities
HOA:

No

Parking

Garage & Parking: Total # Garage Spaces:

2.00
Garage & Parking: Attached Garage Spaces:

2.00
Garage & Parking: Driveway Spaces:

5.00
Garage & Parking: RV/Boat Spaces:

1.00
Parking Features:

Concrete, Paved, Garage Door Opener, Off Street, Garage Faces Front

Monthly cost estimate

Asking price

$1,295,000

Expense	Monthly cost
Mortgage	$6,934
Taxes	$596
Insurance	$356
Utilities	$169 See report
Total	$8,055/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
7/4/25 Jul 4, 2025	Listed / Active	HIVE	$1,295,000	207.2% (21.0% / YR)
8/26/15 Aug 26, 2015		HIVE	$421,500

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This house located in Surf City, NC 28445 is currently for sale for $1,295,000. 4069 4th Street is a 1,664 square foot house with 3 beds and 4 baths that has been on Estately for 11 days. This house is in the attendance area of Dixon High School, Dixon Elementary School, and Coastal Elementary School.

Listing Courtesy of: HIVE and Changes in Latitudes Realty LLC.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.