4045 4th Street
Surf City, NC 28445
- 3 beds
- 3 baths
- 2,030 sqft
- 7,841 sqft lot
- $541 per sqft
- 2011 build
- – on site
Welcome to your Coastal Paradise in Surf City! This beautifully maintained Canal-Front home offers everything you need for the ultimate waterfront lifestyle - complete with a private boat dock, boat lift, and your very own boat ramp. After a day on the water, rinse off in the outdoor shower and unwind on the relaxing porch and watch as boats drift by. Inside, you'll find an open-concept layout filled with natural light, wide doorways throughout for easy accessibility, and generous storage space. Each of the 3 bedrooms are generously sized, offering plenty of room to relax and recharge. The expansive garage provides plenty of room for your vehicles, tools, and all your beach and boating gear. The home is as functional as it is charming. Outside, the lush, professionally maintained landscaping earned Yard of the Month honors in 2024. This home truly combines comfort, functionality, and the best of coastal living! Don't miss your chance to own a Piece of Paradise!
Last checked:
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Last updated May 3, 2025
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MLS# 100503585 —
The Building
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Year Built:2011
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Construction:Wood Frame
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Construction Type:Stick Built
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Roof:Architectural Shingle
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Attic:Access Only
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Stories:2.0
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Stories/Levels:Two
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Basement:None
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Exterior Finish:Vinyl Siding
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Foundation:Pilings
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SqFt - Heated:2,030 Sqft
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Exterior Features:Irrigation System, Outdoor Shower
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Patio and Porch Features:Deck, Patio
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Green Building Features:None
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Green Building Certify:None
Interior
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Interior Features:Blinds/Shades, Smoke Detectors, Walk-In Closet, Foyer, Pantry, Mud Room, Kitchen Island, Ceiling Fan(s)
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# Rooms:5
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Dining Room Type:Combination
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Flooring:Carpet, Tile, LVT/LVP
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Fireplace:None
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Laundry Features:Closet
Financial & Terms
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Terms:Cash, VA Loan, FHA, Conventional
Location
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Directions to Property:Travel North on Hwy 17 past Hampstead. Take a right onto NC 210E towards Surf City. Go right on Roland Ave, then straight at the traffic circle to go over Surf City bridge. Take the 2nd exit on the next traffic circle. Travel 2.2 miles and take a left onto 4th street. Then take a quick right onto Canal St and the next left onto 4th Street. The home will be down just a bit on the left.
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Location Type:Island
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City Limits:Yes
The Property
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Property Type:A
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Subtype:Single Family Residence
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Lot #:16
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Lot Water Features:Boat Dock, Pier, Boat Ramp, Boat Lift
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Lot Dimensions:55x140x56x140
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Lot SqFt:7,710 Sqft
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View Type:Canal View, Water View
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Waterview:Yes
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Waterfront:Yes
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Zoning:MHS
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Acres Total:0.18
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Fencing:Back Yard, Metal/Ornamental
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Frontage Type:Canal Front
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Road Type/Frontage:Paved, Public (City/Cty/St)
Listing Agent
- Contact info:
- Agent phone:
- (910) 262-4797
- Office phone:
- (910) 270-3606
Taxes
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Tax Year:2023
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Property Taxes:$8,925.58
Beds
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Bedrooms:3
Baths
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Total Baths:4.00
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Full Baths:2
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Half Baths:2
The Listing
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Home Warr/Termite:Home Warranty/Seller, Termite Bond
Heating & Cooling
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Heating:Forced Air
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Heated SqFt:2000 - 2199
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Cooling:Central
Utilities
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Utilities:Municipal Sewer, Municipal Water
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Water Heater:Electric
Appliances
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Appliances/Equipment:Cooktop - Electric, Refrigerator, Washer, Wall Oven, Microwave - Built-In, Dryer, Dishwasher
Schools
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School District:Onslow
The Community
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Subdivision:Old Settlers Beach
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Secondary Subdivision:N/A
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On-Site Pool/Spa:None
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Boat Slip: Mean High Water Depth:4.00
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HOA and Neigh Amenities:No Amenities
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HOA:No
Parking
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Garage & Parking: Total # Garage Spaces:1.00
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Garage & Parking: Attached Garage Spaces:1.00
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Garage & Parking: Driveway Spaces:2.00
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Parking Features:Off Street
Monthly cost estimate
Asking price
$1,100,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$5,890
|
| Taxes | $743 |
| Insurance | $302 |
| Utilities | $143 See report |
| Total | $7,078/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
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5/3/25
May 3, 2025
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Pending | HIVE | $1,100,000 | |
|
5/2/25
May 2, 2025
|
Listed / Active | HIVE | $1,100,000 | |
|
4/25/25
Apr 25, 2025
|
Coming Soon | HIVE | $1,100,000 |
