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404 Saddlebred Lane

Locust, NC 28097

4 beds
3 baths
2,906 sqft
13,939 sqft lot
$149 per sqft
2023 build
– on site

Step into style and space with this stunning 2-story, 4-bedroom home featuring a versatile loft and 2.5 baths, nestled on a premium 0.32-acre lot with a full privacy fence. The main level boasts rich wood laminate flooring throughout, a spacious flex room perfect for a home office, and a generous family room with an elegant electric fireplace. Entertain effortlessly in the gourmet kitchen, complete with quartz countertops, a large center island, bar seating, stainless steel appliances, and abundant cabinet space. Upstairs, the vaulted-ceiling primary suite offers a tranquil retreat, featuring a spa-like ensuite with dual vanities, walk-in shower, and expansive walk-in closet. Each secondary bedroom includes its own walk-in closet, and the upper-level loft adds an extra layer of functionality—ideal for a playroom, media space, or reading nook. Located in a community rich with amenities, you'll enjoy an outdoor pool, cabana, playground, and walking trails right at your doorstep.

Listing courtesy of Canopy MLS / NorthGroup Real Estate LLC

Last checked: Checking… • Last updated Jul 13, 2025 •

MLS# 4275640 —

The Building

Year Built:

2023
New Construction:

false
Construction Type:

Site Built
Subtype:

Single Family Residence
Construction Materials:

Stone Veneer, Vinyl
Roof:

Shingle
Foundation Details:

Slab
Levels:

Two
Basement:

false
Window Features:

Insulated Window(s)
SqFt Upper:

1656
Above Grade Finished Area:

2906

Interior

Flooring:

Carpet, Laminate, Vinyl
Living Area:

2906
Fireplace:

true
Fireplace Features:

Electric

Location

Directions:

From I-485- Take exit 41 for NC 24/27 toward the town of Albemarle. Go 14 miles and make a right onto Hwy 200/ S Central Ave. Drive .2 miles and make a left onto Elm Street. Just over a mile, turn right onto Saddlebred. Home is on the left.
Latitude:

35.249424
Longitude:

-80.41606

The Property

Type:

Residential
Lot Features:

Cleared
Lot Size Area:

0.32
Lot Size Units:

Acres
Zoning Specification:

Res
Fencing:

Back Yard, Fenced, Privacy
Road Responsibility:

Publicly Maintained Road
Road Surface Type:

Concrete, Paved

Listing Agent

Contact info:

Taxes

Parcel Number:

5574-02-78-2741
Tax Assessed Value:

316973

Beds

Bedrooms Total:

4
Bedroom Upper:

4

Baths

Baths:

3
Full Baths:

2
Half Baths:

1
Half Baths Main:

1
Full Baths Upper:

2

The Listing

Special Listing Conditions:

None

Heating & Cooling

Heating:

Electric, Forced Air
Cooling:

Central Air

Utilities

Sewer:

Public Sewer
Water Source:

City

Appliances

Appliances:

Dishwasher, Disposal, Electric Oven, Electric Range, Refrigerator
Laundry Features:

Laundry Room

Schools

Elementary School:

Stanfield
Middle School:

West Stanly
High School:

West Stanly

The Community

Subdivision Name:

Crossroads
Community Features:

Cabana, Outdoor Pool, Playground, Sidewalks, Walking Trails
Association Name:

Cusick
Association Fee:

$217
Association Fee Paid:

Quarterly
Restrictions:

Architectural Review
HOA Subject To:

Required
Senior Community:

false
Development Status:

Completed

Parking

Parking Features:

Attached Garage, Garage Faces Front
Garage:

true
Garage Spaces:

2
Main Level Garage:

Yes
Carport:

false
Open Parking:

false

Monthly cost estimate

Asking price

$435,000

Expense	Monthly cost
Mortgage	$2,329
Taxes	N/A
Insurance	$119
HOA fees	$72
Utilities	$169 See report
Total	$2,689/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
7/13/25 Jul 13, 2025	Price Changed	CMLS	$435,000	-1.0%
7/2/25 Jul 2, 2025	Listed / Active	CMLS	$439,500

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Newest listings in Locust, NC

This house located in Locust, NC 28097 is currently for sale for $435,000. 404 Saddlebred Lane is a 2,906 square foot house with 4 beds and 3 baths that has been on Estately for 13 days. This house is in the attendance area of West Stanley Middle School, West Stanly High School, and Stanfield Elementary School.

Based on information submitted to the MLS GRID as of 7/15/2025 1:11 pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. Some IDX listings have been excluded from this website. Listings courtesy of Canopy MLS as distributed by MLS GRID.