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403 Saw Mill River Road

Millwood, NY 10546

4 beds
2 baths
1,644 sqft
~1/2 acre lot
$456 per sqft
1957 build
– on site

Perhaps the best buy in the Chappaqua School District! This expanded Cape Cod ringed by mature trees has been well-maintained and updated as a multi-generation family hub for almost 60 years. Now it's ready to start that nurturing cycle again with a new family on nearly 2/3 of an acre with water views and lake access on Tara Lake, but no HOA fees or restrictions. The private beach area is open to a limited number of properties around the lake. The home's renovated kitchen has stone counters, an island, a full suite of appliances, and propane for cooking. There are two bedrooms (originally three) and a full, renovated bathroom on the first floor. Two more bedrooms, a full bath, and yet-to-be-finished space on the second floor wait for updates of your choice. Other improvements include: a young roof (approx. 10 years), approx. 700sf maintenance-free deck (2022), above-ground oil tank (2015), and upgraded electrical (2013); permits for all improvements are closed. Municipal water, an expanded septic system, an oil-fired furnace, and hot-water baseboard and steam heat support this comfortable home. The location on a "primary", county road means reliable plowing when snow falls. Chappaqua schools, local shopping and services, easy access to highways, public parks and recreation; and multiple MetroNorth options are the perfect suburban mix. All inclusive taxes for 2024 = $15,241; current STAR = $1,702 standard/$3,676 enhanced. Grab this rare opportunity to buy a move-in ready home in one of Westchester's top-rated school districts for an as-is price with lots of potential to add value.

Listing courtesy of ONEKEY / Key Real Estate Services, LLC

Last checked: Checking… • Last updated May 19, 2025 •

MLS# 848363 —

The Building

Year Built:

1957
Basement:

true
Architectural Style:

Cape Cod
Construction Materials:

Vinyl Siding
Patio And Porch Features:

Deck, Porch, Screened
Foundation Details:

Block
Building Area Units:

Square Feet
Laundry Features:

In Basement, Washer Hookup
Attic:

Unfinished

Interior

Levels:

Three Or More
Living Area:

1644
Total Rooms:

6
Interior Features:

First Floor Bedroom, First Floor Full Bath, Breakfast Bar, Granite Counters, His and Hers Closets, Kitchen Island, Master Downstairs, Storage, Walk Through Kitchen, Washer/Dryer Hookup
Fireplace Features:

Wood Burning
Fireplaces Total:

1
Fireplace:

true
Flooring:

Carpet, Hardwood
# of Kitchens:

1

Financial & Terms

Lease Considered:

false

The Property

Fencing:

None
Lot Features:

Back Yard, Front Yard
Lot Size Acres:

0.61
Parcel Number:

3600-081-013-00001-000-0018
Property Type:

Residential
Property Subtype:

Single Family Residence
Lot Size SqFt:

26,572 Sqft
Property Attached:

false
Property Condition:

Actual
Waterfront:

false
Water Access:

Yes
Road Frontage Type:

County Road
Road Responsibility:

Public Maintained Road
Horse:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Source:

Municipality
Tax Annual Amount:

15241.5
Tax Lot:

18
Included In Taxes:

Trash,Water

Beds

Total Bedrooms:

4

Baths

Full Baths:

2
Total Baths:

2

The Listing

Special Listing Conditions:

None

Heating & Cooling

Heating:

Baseboard
Cooling:

Wall/Window Unit(s)
# of Heating Zones:

1

Utilities

Sewer:

Septic Tank
Utilities:

Cable Connected, Electricity Connected, Propane, Trash Collection Public, Water Connected
Water Source:

Public
Electric Company:

Con Edison

Appliances

Appliances:

Dishwasher, Dryer, Freezer, Microwave, Refrigerator

Schools

High School:

Horace Greeley High School
Elementary School:

Westorchard
High School District:

Chappaqua
Middle School:

Seven Bridges Middle School

The Community

Association:

false
Senior Community:

false
Additional Fees:

No
Pool Private:

false
Spa:

false

Parking

Parking Features:

Attached, Garage
Parking Total:

3
Garage:

true
Garage Spaces:

1
Carport:

false
Carport Spaces:

1

Monthly cost estimate

Asking price

$749,900

Expense	Monthly cost
Mortgage	$4,015
Taxes	$1,270
Insurance	$206
Utilities	$328 See report
Total	$5,819/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
4/17/25 Apr 17, 2025	Listed / Active	ONEKEY	$749,900
4/16/25 Apr 16, 2025	Coming Soon	ONEKEY	$749,900

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This house located in Millwood, NY 10546 is currently for sale for $749,900. 403 Saw Mill River Road is a 1,644 square foot house with 4 beds and 2 baths that has been on Estately for 36 days. This house is in the attendance area of Horace Greeley High School.

Listing Courtesy of: ONEKEY and Key Real Estate Services, LLC.

IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.