402 Plaza Cambria
Chula Vista, CA 91914
- 5 beds
- 4 baths
- 3,908 sqft
- 11,236 sqft lot
- $357 per sqft
- 2004 build
- – on site
One of the most energy-efficient homes in San Miguel Ranch with major system upgrades completed—PAID solar, new roof, and modern HVAC included! Now offered at a new price—don’t miss this rare opportunity to own a move-in-ready home with high-value improvements already done. This spacious 5-bedroom + loft, 3.5-bath home sits on a premium 11,236 sq ft corner lot at the end of a cul-de-sac and includes two primary suites (one on the main floor), a 3-car tandem garage, upstairs laundry, and a flexible loft space. Upgrades go beyond the surface with 19-panel paid-in-full solar, newer roof, dual high-efficiency A/C systems, TexCote Coolwall exterior coating, whole-house water softener, EV charger, and a fully updated garage system. Inside, the kitchen features granite countertops, stainless steel appliances, and slide-out shelving. The layout includes formal living and dining rooms, dual family rooms, custom built-ins, and elegant stone and hardwood flooring. The private backyard is peaceful and perfect for relaxing or entertaining. Located in a desirable community with HOA amenities including a pool, spa, gym, and clubhouse. The sellers have invested in a wide range of thoughtful upgrades to enhance both comfort and functionality throughout the home. These include a brand new garage door system, a whole-house water softener, and custom garage enhancements such as built-in storage cabinets, a workbench, and expansive overhead storage. The kitchen features slide-out shelving for added convenience, and the home is protected by a transferable whole-house termite warranty through Terminix. A custom wall unit was added to the main living area, and the exterior has been upgraded with TexCote Coolwall coating, offering improved energy efficiency and durability. One of the standout features is the fully paid 4.41 KW/DC solar power system with 19 panels, along with a Tesla Level 2 EV charger (up to 48A with a 24-foot cable). The home is wired for high-speed optical internet and includes ceiling fans in all bedrooms, recessed lighting in the upstairs loft and reception area, and newly installed high-efficiency HVAC systems for both floors. Additional improvements include a remodeled guest bathroom, accent and pathway lighting throughout the hallways, reinforcement and waterproofing of the master bedroom deck and window, new outdoor lighting, and concealed audio/TV cabling in the master bedroom and main living room—perfect for wall-mounted screens. These upgrades reflect true pride of ownership and offer excellent value to the future homeowner.
Last checked:
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Checking…
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Last updated May 16, 2025
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MLS# 250023447SD —
The Building
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Year Built:2004
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New Construction:No
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Stories Total:2
Interior
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Levels:Two
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Eating Area:Area, Dining Room, See Remarks, Family Kitchen
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Room Type:Main Floor Bedroom, Bonus Room, Family Room, See Remarks, Kitchen, Living Room, Primary Bedroom, Laundry, Primary Bathroom, Walk-In Closet
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Living Area Source:Public Records
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Fireplace:Yes
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Fireplace:Family Room
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Laundry:None, Individual Room, Upper Level
Room Dimensions
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Living Area:3908.00
Financial & Terms
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Disclosures:CC And R's
Location
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Directions:GPS Cross Street: Calle La quinta.
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Latitude:32.66816698
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Longitude:-116.96998579
The Property
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Property Type:Residential
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Subtype:Single Family Residence
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Lot Size Area:11236.0000
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Lot Size Acres:0.2579
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Lot Size SqFt:11236.00
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Fencing:Partial
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Fence:Yes
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Land Lease:No
Listing Agent
- Contact info:
- No listing contact info available
Beds
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Total Bedrooms:5
Baths
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Total Baths:4
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Full & Three Quarter Baths:3
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Full Baths:3
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Half Baths:1
The Listing
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Parcel Number:5957702800
Heating & Cooling
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Heating:1
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Heating:Natural Gas, Forced Air
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Cooling:Yes
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Cooling:Central Air
Appliances
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Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Gas Oven, Range Hood
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Included:Yes
The Community
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Subdivision:Chula Vista
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Subdivision:Chula Vista
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Neighborhood:San Miguel Ranch
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Association:San Miguel Ranch Master A
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Association:Yes
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Association Fee:$202
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Association Fee Frequency:Monthly
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Pool:Community
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Senior Community:No
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Private Pool:No
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Assessments:Yes
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Assessments:CFD/Mello-Roos
Parking
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Parking:Yes
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Parking:Driveway
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Parking Spaces:6.00
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Garage Spaces:3.00
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Uncovered Spaces:3.00
Monthly cost estimate

Asking price
$1,399,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$7,491
|
Taxes | N/A |
Insurance | $384 |
HOA fees | $202 |
Utilities | $257 See report |
Total | $8,334/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Transit Score®
Provided by WalkScore® Inc.
Transit Score measures a location's access to public transit. It is based on nearby transit routes frequency, type of route (bus, rail, etc.), and distance to the nearest stop on the route. Transit Scores range from 0 (Minimal Transit) to 100 (Rider’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
5/15/25
May 15, 2025
|
Price Changed | CRMLS_CA | $1,399,000 | -5.2% |
5/2/25
May 2, 2025
|
Price Changed | CRMLS_CA | $1,475,000 | -6.3% |
4/17/25
Apr 17, 2025
|
Price Changed | CRMLS_CA | $1,575,000 | -7.4% |