- 6 beds
- 7 baths
- 9,525 sqft
- ~2 acre lot
- $299 per sqft
- 1999 build
Experience unparalleled waterfront luxury at this contemporary estate nestled within the coveted gates of Breakwater on Geist Reservoir. More than just a home, this striking retreat is a celebration of design, comfort, and intentional living-crafted for those who seek both inspiration and tranquility. Encompassing over 1.5 acres of manicured privacy, the grounds embrace panoramic lake views and private dock access, offering a seamless connection to the serenity of life on the water. Curated by acclaimed designer Linda Mordoh of Savvy Decor, the interiors evoke elevated sophistication with warm, modern energy. The kitchen is a true centerpiece-custom-crafted Nathan Allan cabinetry, rich black finishes, radiant quartz surfaces, and brushed gold hardware set the stage for culinary creativity and memorable conversation. This is where life gathers, and memories unfold. With six expansive bedrooms-each offering a private en-suite sanctuary-comfort and privacy are never compromised. The primary suite redefines luxury with its spa-inspired bath: dual rain showers, a steam system, soaking tub, DTV digital controls, and a closet designed to indulge your wardrobe dreams. The lower level is designed to flex with your life, fully integrated with Control4 Smart Home technology and offering space for a custom bar and future home theater-perfect for quiet nights in or lively entertaining. Outdoors, the private dock beckons with sunrise coffee, weekend boating, or sunset wine under the stars. Whether you're hosting a celebration or enjoying a moment of stillness, this estate blends everyday luxury with extraordinary experiences. Breakwater isn't just a neighborhood-it's a lifestyle. A secure, prestigious enclave where design, comfort, and connection meet.
Last checked:
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Last updated Jul 8, 2025
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MLS# 22027702 —
The Building
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Year Built:1999
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New Construction:false
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Builder Name:Gary Nance
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Construction Materials:Brick, Stucco
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Architectural Style:Contemporary
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Foundation Details:Concrete Perimeter
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Levels:Two
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Basement:true
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Basement:Ceiling - 9+ feet, Daylight, Exterior Entry, Finished, Storage Space, Walk-Out Access
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Exterior Features:Balcony, Smart Light(s), Smart Lock(s)
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Patio And Porch Features:Covered, Deck, Patio, Porch
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Accessibility Features:No
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Smart Home Features:Appliances Smart - Some,Appliances WiFi - Some,CO2 Dectectors WiFi,Outlets WiFi - Some,Smoke Alarms WiFi,Thermostat - Programmable,Thermostat - WiFi,Window Coverings Programmable
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Upper SqFt:2285
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Building Area Total:9525
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Below Grade Finished Area:3509
Interior
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Rooms:12
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Rooms Total:17
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Rooms Total:12
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Interior:Great Room - 2 Story
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Interior Features:Attic Access, Cathedral Ceiling(s), High Ceilings, Vaulted Ceiling(s), Kitchen Island, Entrance Foyer, Paddle Fan, Hardwood Floors, Hi-Speed Internet Availbl, Pantry, Smart Thermostat, Wired for Sound, Walk-In Closet(s), Wood Work Painted
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Kitchen Features:Kitchen Updated
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Other Equipment:Security Alarm Monitored, Smoke Alarm
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Eating Area:Dining Combo/Great Room
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Laundry Features:Main Level
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Fireplaces Total:3
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Fireplace Features:Basement, Gas Log, Great Room, Hearth Room
Room Dimensions
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SqFt:6016
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Main Level SqFt:3731
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Living Area:9525
Location
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Directions:GPS Friendly
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Latitude:39.950796
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Longitude:-85.933675
The Property
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View:true
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Property Type:Residential
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Property Subtype:Single Family Residence
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Property Attached:false
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Parcel Number:291502009001000020
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Acres:1-3 Acres
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Lot Features:Gated Community, Mature Trees, Wooded
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Lot Size Acres:1.59
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Lot Size SqFt:69,260 Sqft
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Price Per Acre:1792453
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Property Condition:Updated/Remodeled
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Additional Parcels:false
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View:Lake, Trees/Woods, Water
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View:true
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Waterfront:true
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Waterfront Features:Boat Slip, Dock, Lake Front, On Reservoir, Waterfront
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Horse Amenities:None
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Fence:No
Listing Agent
- Contact info:
- Agent phone:
- (317) 345-0785
- Office phone:
- (317) 882-5900
Taxes
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Tax Lot:26
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Tax Year:2023
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Tax Exemptions:None
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Semi Annual Property Tax Amt:18565
Beds
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Beds:4
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Bedrooms:4
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Bedrooms Total:6
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Main Level Bedrooms:1
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Primary Bedroom Description:Closet Walk in
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# of Bedrooms Upper:3
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# of Bedrooms Basement:2
Baths
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Baths:7
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Full Baths:6
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Full Baths:4
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Half Baths:1
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Half Baths:1
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Full Baths Main:1
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Half Baths Main:1
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Full Baths Upper:3
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Full Baths Basement:2
The Listing
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Inspection Warranties:General
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Virtual Tour Unbranded:
Heating & Cooling
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Heating:Forced Air, Natural Gas
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Cooling:Central Air
Utilities
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Utilities:Cable Available, Sewer Connected, Water Connected
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Electric:200+ Amp Service
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Water Source:Public
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Solid Waste:Yes
Appliances
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Appliances:Electric Cooktop, Dishwasher, Disposal, Gas Water Heater, Exhaust Fan, Microwave, Double Oven, Refrigerator, Ice Maker, Tankless Water Heater, Water Softener Owned
Schools
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High School:Hamilton Southeastern HS
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High School District:Hamilton Southeastern Schools
The Community
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Subdivision Name:Breakwater
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Association Amenities:Gated, Maintenance Grounds, Snow Removal
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Spa:false
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Pool Private:false
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Association Fee Frequency:Annually
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Association:true
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Association Fee:3000
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HOA Disclosures:Covenants & Restrictions
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Association Fee Includes:Association Home Owners, Entrance Common, Maintenance, Snow Removal
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Management Company Name:Omni
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Ownership Interest Types:Mandatory Fee
Parking
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Parking Features:Attached
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Garage:true
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Garage Spaces:4
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Garage & Parking:Finished Garage,Garage Door Opener,Service Door
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Garage SqFt:1191
Monthly cost estimate

Asking price
$2,850,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$15,260
|
Taxes | $3,094 |
Insurance | $783 |
HOA fees | $250 |
Utilities | $271 See report |
Total | $19,658/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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6/23/25
Jun 23, 2025
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Price Changed | MIBOR | $2,850,000 | -8.0% |
5/22/25
May 22, 2025
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Price Changed | MIBOR | $3,099,000 | -6.1% |
4/3/25
Apr 3, 2025
|
Listed / Active | MIBOR | $3,300,000 | 74.1% (22.2% / YR) |