- 4 beds
- 3 baths
- 2,966 sqft
- 10,890 sqft lot
- $232 per sqft
- 2005 build
- – on site
Charming Mountain Retreat Near Downtown Banner Elk. Welcome to this spacious and beautifully maintained single-family home, built in 2005, offering 2,966 heated square feet of comfortable living space. Featuring 4 generously sized bedrooms, 3 full bathrooms, and a versatile bonus room—perfect for a home office, playroom, or guest suite—this home provides plenty of room for both relaxation and entertaining. Enjoy breathtaking mountain views from not one, but two expansive decks, ideal for morning coffee, evening gatherings, or simply soaking in the serene surroundings. The attached 1-car garage adds convenience and storage space. Nestled just minutes from downtown Banner Elk, you'll have easy access to local dining, shopping, seasonal festivals, and outdoor recreation. Whether you're looking for a full-time residence or a vacation escape in the High Country, this home offers the perfect blend of space, scenery, and location.
Last checked:
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Last updated Jul 2, 2025
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MLS# 4275590 —
The Building
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Year Built:2005
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New Construction:false
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Construction Type:Site Built
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Subtype:Single Family Residence
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Construction Materials:Wood
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Unit Number:20
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Roof:Composition
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Foundation Details:Basement
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Levels:Two
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Basement:Finished
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Basement:true
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Patio And Porch Features:Deck, Front Porch
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SqFt Unheated Main:480
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SqFt Unheated Total:480
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Above Grade Finished Area:2966
Interior
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Living Area:2966
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Fireplace:true
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Fireplace Features:Gas Log, Gas Vented, Living Room
Location
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Directions:From the Traffic light on NC-194 S/Main St E, Slight left onto NC-194 S, Turn right onto Silver Springs Dr, Slight left onto Old Tpke Rd, Turn right onto Silver Springs Dr, Destination will be on the right.
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Latitude:36.16401283
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Longitude:-81.8864005
The Property
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Type:Residential
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Lot Size Area:0.25
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Lot Size Units:Acres
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Zoning Specification:Banner Elk
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Zoning:R-2
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View:Mountain(s)
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Waterfront Features:None
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Road Responsibility:Publicly Maintained Road
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Road Surface Type:Asphalt, Paved
Listing Agent
- Contact info:
- Agent phone:
- (828) 260-4920
- Office phone:
- (828) 301-4290
Taxes
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Parcel Number:184900800966
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Tax Assessed Value:560600
Beds
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Bedrooms Total:4
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Bedroom Main:1
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Bedroom Upper:2
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Bedroom Basement:1
Baths
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Baths:3
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Full Baths:3
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Full Baths Main:1
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Full Baths Upper:1
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Full Baths Basement:1
The Listing
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Special Listing Conditions:None
Heating & Cooling
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Heating:Heat Pump
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Cooling:Ceiling Fan(s), Heat Pump
Utilities
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Utilities:Cable Available, Natural Gas, Wired Internet Available
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Sewer:Public Sewer
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Water Source:City
Appliances
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Appliances:Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
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Laundry Features:In Basement
Schools
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Elementary School:Banner Elk
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Middle School:Avery County
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High School:Avery County
The Community
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Subdivision Name:Silver Springs Farm
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Association Name:Property Management and Maintenance Services
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Association Fee:$800
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Association Fee Paid:Quarterly
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Restrictions:Subdivision
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HOA Subject To:Required
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Senior Community:false
Parking
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Parking Features:Driveway, Attached Garage
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Garage:true
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Garage Spaces:1
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Main Level Garage:Yes
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Carport:false
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Open Parking:false
Monthly cost estimate

Asking price
$689,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$3,694
|
Taxes | N/A |
Insurance | $189 |
HOA fees | $267 |
Utilities | $176 See report |
Total | $4,326/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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7/1/25
Jul 1, 2025
|
Listed / Active | CMLS | $689,900 |