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3645 Lake Bluff Drive

Sherrills Ford, NC 28763

4 beds
5 baths
2,799 sqft
~3/4 acre lot
$428 per sqft
2002 build
– on site

Great price improvement! This custom-built waterfront home on Lake Norman features four bedrooms and five bathrooms. The tri-level design offers primary living spaces on the main floor, with additional quarters in the walk-out basement. Loft with water views, a bonus room, and a separate office, all equipped with closets. The expansive L-shaped wrap-around covered patio and balconies provide an ideal setting to enjoy the lakeside breeze. Large, wooded lot, adorned with mature trees, ensures ample shade and privacy. Conveniently located adjacent to the community boat ramp and slips, the property is also near Sherrills Ford's shopping and dining areas. The main floor includes a spacious primary bedroom suite, while the basement level an in-law suite with a private, complete with kitchen, dining space, laundry, and two bathrooms. Additional highlights include elegant hardwood floors, tile accents, extra parking for a personal boat, and a lockable gate for enhanced security and privacy.

Listing courtesy of Canopy MLS / Ware Properties & Commercial Investments

Last checked: Checking… • Last updated Jul 4, 2025 •

MLS# 4277092 —

The Building

Year Built:

2002
New Construction:

false
Construction Type:

Site Built
Subtype:

Single Family Residence
Construction Materials:

Hard Stucco, Stone Veneer, Vinyl
Architectural Style:

A-Frame
Foundation Details:

Basement, Slab
Levels:

Two and a Half
Basement:

Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access, Walk-Up Access
Basement:

true
Patio And Porch Features:

Balcony, Covered, Deck, Terrace, Wrap Around
Door Features:

French Doors
SqFt Upper:

1048
Above Grade Finished Area:

2096
Below Grade Finished Area:

703

Interior

Features:

Attic Other
Flooring:

Tile, Wood
Living Area:

2799
Fireplace:

false

Location

Directions:

From Sherrills Ford Road, turn onto Beatty Road and go west unto it dead ends, Take a right onto Lake Bluff Drive. Home will be along left just before the Community Boat Dock and Ramp access.
Latitude:

35.597302
Longitude:

-81.005325

The Property

Type:

Residential
Lot Features:

Waterfront, Wetlands, Wooded
Lot Size Area:

0.77
Lot Size Units:

Acres
Zoning Specification:

R20
Zoning:

R-20
View:

Water
Waterfront Features:

Boat Ramp, Boat Ramp – Community, Boat Slip – Community, Boat Slip (Lease/License), Dock
Fencing:

Partial
Road Responsibility:

Dedicated to Public Use Pending Acceptance
Road Surface Type:

Concrete, Paved

Listing Agent

Contact info:

Taxes

Parcel Number:

460701388393
Tax Assessed Value:

935700

Beds

Bedrooms Total:

4
Bedroom Main:

1
Bedroom Upper:

2
Bedroom Basement:

1

Baths

Baths:

5
Full Baths:

5
Full Baths Main:

2
Full Baths Upper:

1
Full Baths Basement:

2

The Listing

Special Listing Conditions:

None

Heating & Cooling

Heating:

Central, Heat Pump
Cooling:

Central Air

Utilities

Sewer:

Septic Installed
Water Source:

Well

Appliances

Appliances:

Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
Laundry Features:

Electric Dryer Hookup, Gas Dryer Hookup, Main Level

Schools

Elementary School:

Unspecified
Middle School:

Unspecified
High School:

Unspecified

The Community

Subdivision Name:

The Retreat
Community Features:

Lake Access
Association Name:

Monica Matola
Association Fee:

$350
Association Fee Paid:

Annually
Restrictions:

Modular Not Allowed
HOA Subject To:

Required
Water Body Name:

Lake Norman
Senior Community:

false

Parking

Parking Features:

Driveway, Attached Garage, Garage Door Opener, Garage Faces Front
Garage:

true
Garage Spaces:

4
Main Level Garage:

Yes
SqFt Garage:

450
Carport:

false
Open Parking:

true
Open Parking Spaces:

4

Extra Units

Second Living Quarters:

Exterior Connected,Interior Connected,Main Level Garage,Room w/ Private Bath,Separate Entrance,Separate Kitchen Facilities,Separate Living Quarters

Monthly cost estimate

Asking price

$1,199,900

Expense	Monthly cost
Mortgage	$6,425
Taxes	N/A
Insurance	$329
HOA fees	$29
Utilities	$167 See report
Total	$6,950/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price
7/1/25 Jul 1, 2025	Listed / Active	CMLS	$1,199,900
6/24/25 Jun 24, 2025	Price Changed	CMLS
10/17/23 Oct 17, 2023	Price Changed	CMLS

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This house located in NC 28763 is currently for sale for $1,199,900. 3645 Lake Bluff Drive is a 2,799 square foot house with 4 beds and 5 baths that has been on Estately for 14 days. This house is in the attendance area of Bandys High School and Mill Creek Middle School.

Based on information submitted to the MLS GRID as of 7/15/2025 8:25 pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. Some IDX listings have been excluded from this website. Listings courtesy of Canopy MLS as distributed by MLS GRID.