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364 Cardinal Lane

Toccoa, GA 30577

4 beds
3 baths
2,620 sqft
12,197 sqft lot
$183 per sqft
1989 build
– on site

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This Lake Hartwell home has 4 bedrooms and 3 baths spread over three finished levels. The main level has a great room with vaulted ceilings and is open to the kitchen and dining area. There are glass doors that open onto a large open deck and a screened porch overlooking the lake. The main level also has a bedroom and full bath. Upstairs there is a large owner's suite with a tiled bath. The terrace level has two more bedrooms, another full bath and a laundry area. The bedrooms open onto a covered porch which connects to a concrete path to the two-level, covered slip dock. The property also includes an attached garage and a separate storage area for a utility vehicle and/or lake toys.

Listing courtesy of GAMLS / Spot On The Lake / Keller Williams Lake Hartwell

Last checked: Checking… • Last updated Jul 11, 2025 •

MLS# 10492286 —

The Building

Year Built:

1989
Construction Materials:

Concrete, Press Board, Wood Siding
Architectural Style:

Traditional
Structure Type:

House
Roof:

Composition
Levels:

Three Or More
Basement:

Bath Finished, Daylight, Exterior Entry, Finished, Interior Entry, Partial
Total Finished Area:

2620
Above Grade Finished:

1864
Below Grade Finished:

756
Living Area Source:

Public Records
Patio And Porch Features:

Deck, Screened

Interior

Interior Features:

Beamed Ceilings, Vaulted Ceiling(s)
Kitchen Features:

Breakfast Bar
Dining room Features:

Dining Rm/Living Rm Combo
Security Features:

Carbon Monoxide Detector(s), Smoke Detector(s)
Flooring:

Carpet, Hardwood, Tile
Fireplace Features:

Family Room, Gas Log, Masonry
Total Fireplaces:

1
Rooms:

Sun Room

Financial & Terms

Home Warranty:

No
Possession:

Negotiable

Location

Latitude:

34.603189
Longitude:

-83.18752

The Property

Property Type:

Residential
Property Subtype:

Single Family Residence
Property Condition:

Resale
Exterior Features:

Dock
Lot:

65
Lot Features:

None
Lot Size Acres:

0.28
Lot Size Source:

Public Records
Parcel Number:

056E 008
Leased Land:

No
Vegetation:

Partially Wooded
Frontage Type:

Lakefront, Waterfront
View:

Lake
Waterfront Features:

Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Access
Total Dock Slips:

1

Listing Agent

Contact info:

Taxes

Tax Year:

24
Tax Annual Amount:

$2,762.93

Beds

Bedrooms:

4
Bed Main:

1
Bed Upper Level:

1
Bed Lower Level:

2

Baths

Full Baths:

3
Main Level Full Baths:

1
Lower Level Full Baths:

1
Upper Level Full Baths:

1

The Listing

Financing Type:

Conventional

Heating & Cooling

Heating:

Central, Electric, Heat Pump
Cooling:

Ceiling Fan(s), Central Air, Electric, Heat Pump

Utilities

Utilities:

Electricity Available, Water Available
Sewer:

Septic Tank
Water Source:

Public

Appliances

Appliances:

Dishwasher, Disposal, Ice Maker, Microwave, Oven/Range (Combo), Refrigerator
Laundry Features:

In Basement

Schools

Elementary School:

Big A
Middle School:

Stephens County
High School:

Stephens County

The Community

Subdivision:

Shorewood Estates
Community Features:

Lake, Pool
Association:

Yes
Annual Association: Fee

$200
Association Fee Includes:

Maintenance Grounds, Private Roads, Swimming

Parking

Parking Features:

Attached, Garage
Parking Total:

1

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Utility Costs

$207/mo.

Estimate provided by ClearlyEnergy

View a full report

Sale history

Date	Event	Source	Price	% Change
7/8/25 Jul 8, 2025	Sold	GAMLS	$480,000	-4.0%
6/12/25 Jun 12, 2025	Pending	GAMLS	$500,000
5/28/25 May 28, 2025	Price Changed	GAMLS	$500,000	-4.8%

House Sold on 7/8/2025

$480,000

Listing provided by broker:

Spot On The Lake

Keller Williams Lake Hartwell

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Listing Courtesy of: GAMLS and Keller Williams Lake Hartwell.

© 2025 Georgia MLS. All rights reserved. Information Deem Reliable But Not Guaranteed. GAMLS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser GAMLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law.

364 Cardinal Lane

Toccoa, GA 30577