3581 S River Terrace
EDGEWATER, MD 21037
- 5 beds
- 4 baths
- 2,818 sqft
- 8,800 sqft lot
- $312 per sqft
- 1997 build
Stunningly Renovated Colonial in Sought-After Loch Haven. Welcome to this beautifully updated colonial, where no expense was spared in creating a perfect blend of modern elegance and timeless charm. Located in the highly desirable, amenity-rich community of Loch Haven, this home offers luxurious living both inside and out. From the moment you arrive, the inviting front porch with new Azek decking sets the tone for relaxation and comfort. Step inside to discover brand new luxury plank flooring, a striking staircase with a custom railing system, and a flowing layout ideal for both everyday living and entertaining. The spacious family room seamlessly connects to the fully upgraded kitchen, featuring new stainless steel appliances, white cabinetry,, a large center island, and a beverage fridge—a true chef’s delight. Host unforgettable dinners in the formal dining room complete with new lighting and elegant wainscoting. A stylishly updated half bath completes the main level. Step outside to your private backyard retreat, boasting a refinished deck, patio, firepit, water features, and a fully fenced yard—an entertainer’s dream! Upstairs, the primary suite with water views offers a luxurious escape with a custom walk-in closet and a completely renovated en-suite bathroom featuring a double vanity, large shower, and gorgeous tile work. Three additional spacious bedrooms, a large guest full bath, and convenient upstairs laundry complete the upper level, which also features brand new carpeting throughout. The finished lower level offers exceptional versatility with a kitchenette, additional bedroom, full bath, and a separate entrance—perfect for guests, in-laws, or rental potential. Additional upgrades include all new windows, a new back door, and fresh paint throughout the entire home. Enjoy the unparalleled amenities of Loch Haven, including a private sandy beach, community marina, playground, volleyball and tennis courts, pickleball, walking trails, and frequent neighborhood events. Ideally located near top-rated dining and offering easy access to Annapolis, Washington D.C., Baltimore, and Northern Virginia. Don't miss this rare opportunity to own a turn-key home in one of the area's most vibrant waterfront communities!
Last checked:
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Last updated May 10, 2025
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MLS# MDAA2113850 —
The Building
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Year Built:1997
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Year Built Source:Assessor
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New Construction:No
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Construction Materials:Vinyl Siding
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Structure Type:Detached
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Architectural Style:Colonial
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Levels:3
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Accessibility Features:None
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Foundation Details:Concrete Perimeter
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Basement:Yes
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Basement Type:Connecting Stairway, Daylight, Partial, Heated, Improved, Interior Access, Outside Entrance, Poured Concrete, Rear Entrance, Walkout Stairs
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Total SqFt Source:Estimated
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Total Below Grade SqFt:977
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Total Below Grade SqFt Source:Estimated
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:2214
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Estimated
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Below Grade Finished SqFt:604
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Below Grade Unfinished SqFt:373
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:2818
Interior
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Room List:Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Laundry, Recreation Room, Utility Room, Primary Bathroom, Full Bath, Half Bath
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Flooring Type:Luxury Vinyl Plank, Carpet, Ceramic Tile
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Fireplace:No
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Living Area SqFt Source:Estimated
Room Dimensions
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Total SqFt:3191
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Living Area SqFt:2,818 Sqft
Financial & Terms
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Sale Type:Standard
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Possession:Immediate, Negotiable
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Lease Considered:No
Location
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Directions:GPS
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Latitude:38.92077000
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Longitude:-76.52485000
The Property
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Property Type:Residential
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Property Condition:Very Good
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Lot Size Units:Square Feet
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Lot Size Acres:0.20
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Lot Size Source:Assessor
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Lot SqFt:8,800 Sqft
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Zoning:R5
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In City Limits:No
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Other Structures:Above Grade, Below Grade
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Horse:No
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Waterview:No
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Waterfront:No
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Water Oriented:Yes
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Water Access:Yes
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Water Access Features:Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Beach, Swimming Allowed, Waterski/Wakeboard
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Distance To Water:Blocks
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Distance To Body Of Water:1
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Water Body Name:South River
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Water Body Type:River
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Mean Low Water Feet:4
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Navigable Water:Yes
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Tidal Water:No
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Land Use Code:R
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Ground Rent Exists:No
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (443) 995-2409
- Office phone:
- (888) 860-7369
Taxes
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Tax ID Number:020148003898200
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Tax Year:2024
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Tax Lot:2
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Tax Annual Amount:$6,156
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Tax Assessed Value:$576,100
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Year Assessed:2025
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County Tax:5776.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:5
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Upper Level Bedrooms:4
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Upper Level 1 Bedrooms:4
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Lower Level Bedrooms:1
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Lower Level Bedrooms:1
Baths
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Total Baths:4
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Full Baths:3
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Half Baths:1
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Main Level Baths:1.00
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Main Level Half Baths:1
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Upper Level Full Baths:2
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Lower Level Full Baths:1
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Upper Level Total Baths:2
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Upper Level Total Baths:2.00
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All Lower Levels Total Baths:1
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Lower Level Total Baths:1.00
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Upper Level Full Baths:2
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Lower Level Full Baths:1
Heating & Cooling
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Cooling Type:Ceiling Fan(s), Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s)
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:Electric
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Water Source:Well
Appliances
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Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Conditioner - Owned, Water Heater
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Laundry Type:Dryer In Unit, Has Laundry, Hookup, Upper Floor, Washer In Unit
Schools
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Elementary School:Central
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Middle School:Central
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High School:SOUTH RIVER
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School District Name:Anne Arundel County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Loch Haven Beach
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Senior Community:No
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Pool:No Pool
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Community Docks Count:1
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Association Recreation Fee:No
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HOA:No
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Condo/Coop Association:No
Parking
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Total Garage and Parking Spaces:5
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Garage:Yes
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Garage Features:Garage - Front Entry, Garage Door Opener, Inside Access
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Garage Spaces:1.00
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Type of Parking:Attached Garage, Driveway
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# of Attached Garage Spaces:1
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Driveway - # of Spaces:4
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$879,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,711
|
Taxes | $513 |
Insurance | $241 |
Utilities | $235 See report |
Total | $5,700/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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5/2/25
May 2, 2025
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Listed / Active | BRIGHT | $879,900 |