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3554 Mountain Creek Road

Chattanooga, TN 37415

3 beds
2 baths
1,300 sqft
$250 per sqft
1978 build
– on site

Discover this delightful 3-bedroom, 2-bathroom split-level home presenting comfortable living and exciting possibilities. Located on a generous lot, this property offers a sprawling, private backyard perfect for entertaining, gardening, or simply enjoying the outdoors. Step inside to find a well-maintained interior with a functional layout. The bright and airy living spaces flow seamlessly, providing an ideal setting for both relaxation and everyday living. The kitchen comes with recently updated appliances and provides an ample breakfast room as well as access to the refurbished deck. The primary bedroom is large and comes with an ensuite bathroom. The remaining two bedrooms are also good-sized and have plentiful storage. The unfinished basement is a true gem, already plumbed for an in-law suite, offering an incredible opportunity to expand your living space, generate rental income, or create a private haven for guests. Imagine designing your dream basement - a secondary living area, a home office, a fitness studio, or a dedicated entertainment zone - the options are limitless! Located in the desirable Spring Valley neighborhood, buyers can join the neighborhood HOA for only $300 annually and enjoy access to the community pool. This home provides the perfect blend of tranquility and convenience - minutes away from shopping, dining, schools, healthcare and more! Don't miss your chance to own this fantastic property with its immense potential to grow with your needs. Schedule your showing today!

Listing courtesy of REALTRACS / Greater Downtown Realty dba Keller Williams Realty

Last checked: Checking… • Last updated Jul 4, 2025 •

MLS# 2898503 —

This home is listed in more than one place. See it here.

The Building

Year Built:

1978
Year Built Details:

EXIST
New Construction:

false
Construction Materials:

Other, Brick
Architectural Style:

Contemporary
Roof:

Asphalt
Stories:

2
Levels:

Three Or More
Basement:

Unfinished
Patio And Porch Features:

Deck
Security Features:

Smoke Detector(s)
Building Area Units:

Square Feet
Building Area Total:

1300
Building Area Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished Area Source:

Assessor
Below Grade Finished Area Source:

Assessor
Below Grade Finished Area Units:

Square Feet

Interior

Flooring:

Carpet, Laminate
Fireplace:

false

Room Dimensions

Living Area:

1300
Living Area Units:

Square Feet
Living Area Source:

Assessor

Location

Directions:

Morrisons Springs Road West, Left on Mountain Creek, House will be on the left.
Latitude:

35.123471
Longitude:

-85.312076

The Property

Parcel Number:

108K B 057
Property Type:

Residential
Lot Features:

Level, Other
Lot Size Acres:

0.28
Lot Size Dimensions:

80X150
Lot Size Area:

0.28
Lot Size Units:

Acres
Lot Size Source:

Agent Calculated
View:

false
Fencing:

Back Yard
Property Attached:

false

Listing Agent

Contact info:

Taxes

Tax Annual Amount:

2133

Beds

Bedrooms Total:

3

Baths

Total Baths:

2
Full Baths:

2

The Listing

Special Listing Conditions:

Standard

Heating & Cooling

Heating:

Central, Electric
Heating:

true
Cooling:

Central Air, Electric
Cooling:

true

Utilities

Utilities:

Electricity Available, Water Available
Sewer:

Public Sewer
Water Source:

Public

Appliances

Appliances:

Washer, Refrigerator, Electric Range, Electric Oven, Dryer, Dishwasher

Schools

Elementary School:

Red Bank Elementary School
Middle Or Junior School:

Red Bank Middle School
High School:

Red Bank High School

The Community

Subdivision Name:

Spring Valley Unit 1
Senior Community:

false
Waterfront:

false
Pool Private:

false
Association:

true
$300

Association Fee:
Association Fee Frequency:

Annually

Parking

Parking Total:

2
Parking Features:

Garage Faces Front, Driveway
Garage:

true
Attached Garage:

true
Garage Spaces:

2
Covered Spaces:

2
Carport:

false

Monthly cost estimate

Asking price

$325,000

Expense	Monthly cost
Mortgage	$1,740
Taxes	$177
Insurance	$89
HOA fees	$25
Utilities	$153 See report
Total	$2,184/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Transit Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price
7/4/25 Jul 4, 2025	Pending	REALTRACS	$325,000
6/12/25 Jun 12, 2025	Sold Subject To Contingencies	REALTRACS	$325,000
5/30/25 May 30, 2025	Listed / Active	REALTRACS	$325,000

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This house located in Mountain Creek - Moccasin Bend, Chattanooga, TN 37415 is currently pending sale for $325,000. 3554 Mountain Creek Road is a 1,300 square foot house with 3 beds and 2 baths that has been on Estately for 46 days. 3554 Mountain Creek Road is in the Mountain Creek - Moccasin Bend neighborhood of Chattanooga and has a WalkScore® of 13, making it car-dependent. This house is in the attendance area of Red Bank Middle School, Red Bank High School, and Red Bank Elementary School.

Listing Courtesy of: REALTRACS and Greater Downtown Realty dba Keller Williams Realty.

The data relating to this real estate for sale on this websites comes in part courtesy of the IDX program of the REALTRACS MLS. Real estate listings held by brokerage firms other than Estately are marked with the REALTRACS IDX Logo. REALTRACS and Estately deem all information reliable but not guaranteed, and should be independently verified. REALTRACS and Estately assume no responsibility for typographical errors, misprints or misinformation.

REALTRACS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.