3528 S River Terrace
EDGEWATER, MD 21037
- 3 beds
- 3 baths
- 2,115 sqft
- 12,566 sqft lot
- $685 per sqft
- 1959 build
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Don't miss this rare opportunity to own a charming waterfront retreat in the sought-after Loch Haven community! Boasting breathtaking views of the South River, this home is a true gem, complete with a brand-new pier featuring a 12,000 lb. remote-controlled boat lift. Enjoy full riparian rights, a unique benefit grandfathered in from the property's original sale in the 1950s. From the moment you step inside, you'll be captivated by expansive water views. The spacious family room is a showstopper, featuring wide-plank flooring, vaulted beamed ceilings, and a cozy fireplace, all framed by walls of glass that bring the outside in. The kitchen includes a new stove and refrigerator, along with ample cabinet space and granite countertops. Just off the kitchen, the patio offers the perfect space for outdoor entertaining while soaking in the serene waterfront setting. The adjacent dining room is equally impressive with vaulted ceilings, wood beams, abundant natural light from the windows that surround the space, and hardwood floors. The main-level primary suite is a peaceful retreat with a luxurious newly renovated bathroom, a walk-in closet, and a large window designed to maximize the view. Two additional bedrooms and another full bath complete this level. The fully finished walk-out lower level has been professionally waterproofed and offers a spacious recreation room, plus a utility room with workshop space.The exterior of the home is in the process of being updated with brand-new siding—photos of the planned enhancements are included in the listing photos. Located in the amenity-rich Loch Haven community, residents enjoy access to a private marina, boat ramp, sandy beach, tennis, pickleball, and basketball courts, as well as the scenic Farm Park. Conveniently located near Annapolis, Baltimore, and Washington D.C., this home is perfect for year-round living or an exceptional weekend escape. Schedule your private showing today and make this waterfront dream home yours!
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Last updated May 6, 2025
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MLS# MDAA2108438 —
The Building
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Year Built:1959
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Year Built Source:Assessor
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New Construction:No
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Construction Materials:Frame
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Structure Type:Detached
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Architectural Style:Coastal
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Levels:2
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Accessibility Features:None
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Foundation Details:Block
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Basement:Yes
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Basement Type:Connecting Stairway, Daylight, Full, Heated, Improved, Interior Access, Outside Entrance, Partially Finished, Side Entrance, Space For Rooms, Sump Pump, Windows, Water Proofing System, Workshop
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Building Winterized:No
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Total SqFt Source:Estimated
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Total Below Grade SqFt:1000
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Total Below Grade SqFt Source:Estimated
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:1515
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Estimated
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Below Grade Finished SqFt:600
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Below Grade Unfinished SqFt:400
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Below Grade Unfinished SqFt Source:Estimated
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Tax Total Finished SqFt:1515
Interior
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Interior Features:Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Water Treat System
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Room List:Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Recreation Room, Utility Room, Primary Bathroom, Full Bath, Half Bath
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Fireplace:Yes
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Fireplaces:1
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Fireplace Features:Brick
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Living Area SqFt Source:Estimated
Room Dimensions
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Total SqFt:2515
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Living Area SqFt:2,115 Sqft
Financial & Terms
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Sale Type:Standard
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Buyer Financing:Conventional
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Possession:Negotiable
Location
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Directions:GPS
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Latitude:38.92370000
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Longitude:-76.52369000
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Location Type:Creek/Stream
The Property
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Property Type:Residential
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Property Condition:Very Good
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Lot Size Units:Square Feet
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Lot Size Acres:0.29
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Lot Size Source:Assessor
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Lot SqFt:12,566 Sqft
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Zoning:R5
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In City Limits:No
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Outdoor Living Structures:Patio(s)
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Other Structures:Above Grade, Below Grade
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Waterview:No
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Waterfront:Yes
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Waterfront Features:Private Dock Site
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Water Oriented:Yes
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Water Access:Yes
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Water Access Features:Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Beach, Swimming Allowed
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Distance To Water:Blocks
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Water Body Name:South River
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Water Body Type:River
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Mean Low Water Feet:3
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Navigable Water:Yes
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Water Frontage In Feet:50
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Land Use Code:R
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Ground Rent Exists:No
Listing Agent
- Contact info:
- Agent phone:
- (443) 995-2409
- Office phone:
- (888) 860-7369
Taxes
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Tax ID Number:020148002356200
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Tax Year:2025
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Tax Lot:14R
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Tax Annual Amount:$8,682
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Tax Assessed Value:$797,100
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Year Assessed:2025
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County Tax:8302.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:3
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Bedrooms Main Level:3
Baths
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Total Baths:3
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Full Baths:2
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Half Baths:1
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Main Level Baths:3.00
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Main Level Full Baths:2
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Main Level Half Baths:1
The Listing
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Close Sale Type:Standard Sale
Heating & Cooling
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Cooling Type:Central A/C, Ceiling Fan(s)
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s)
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:Electric
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Water Source:Well
Appliances
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Appliances:Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater
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Laundry Type:Dryer In Unit, Has Laundry, Hookup, Lower Floor, Main Floor, Washer In Unit
Schools
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Elementary School:Central
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Middle School:Central
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High School:SOUTH RIVER
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School District Name:Anne Arundel County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Loch Haven
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Senior Community:No
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Pool:No Pool
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Spa:No
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Docks:1
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Dock Type And Features:Hoist/Lift Electric, Material - Treated Lumber, Multiple Slip, Private
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Dock/Slip Conveyance:Yes
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Dock/Slip Conveyance:Deeded
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Boats Power Count:1
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Boats Non-power Count:2
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Slips:2
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Community Docks Count:1
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HOA:No
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Condo/Coop Association:No
Parking
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Total Garage and Parking Spaces:2
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Garage:No
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Type of Parking:Driveway
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Driveway - # of Spaces:2
Extra Units
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Vacation Rental:No
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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4/22/25
Apr 22, 2025
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Sold | BRIGHT | $1,450,000 | -3.3% |
3/16/25
Mar 16, 2025
|
Sold Subject To Contingencies | BRIGHT | $1,500,000 | |
3/11/25
Mar 11, 2025
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Listed / Active | BRIGHT | $1,500,000 |