35 Harding Street
Pearl River, NY 10965
- 4 beds
- 4 baths
- 2,350 sqft
- ~1/2 acre lot
- $310 per sqft
- 1955 build
- – on site
Rare Opportunity!! This English-Style Cape Home with Bonus Cottage – A Unique Dual-Living Opportunity! It is literally 2 house's with separate entrances Welcome to this rare and versatile property—a charming English-style Cape home paired with a full additional cottage, creating a true two-home estate! Each residence has its own private entrance, yet they are thoughtfully connected by a breezeway through the garage, which includes a workshop. This setup is ideal for multi-generational living or a private home office. The main home features 3 bedrooms and 2 full bathrooms. Step inside to an open floor plan filled with character—exposed wood beams in the living room, a seamless flow into the dining area, and a spacious kitchen with sliding doors to the backyard. The first floor includes a bedroom and full bath, while the second floor offers two additional bedrooms, another full bath, and a bonus sitting room with plenty of closet space. A full, unfinished basement provides a laundry area and ample storage. The bonus cottage is just as impressive, with its own entrance, open layout, and gas fireplace in the living room. The dining area and kitchen are spacious and welcoming. Upstairs, you'll find a large bedroom with double closets and an ensuite bath. The cottage also includes its own laundry room, radiant heat on the main floor, and a second heating system for year-round comfort. Additional highlights include a paver driveway, skylights, a French drain system in the basement, and a 2-car attached garage. Located in the sought-after Pearl River School District, this home is just a short stroll to vibrant downtown Pearl River, filled with shops, restaurants, coffee spots, parks, and town pools. With close proximity to the New Jersey border, public transit, and major highways, commuting is a breeze. A must-see property offering endless possibilities—live, work, and host all in one place!
Last checked:
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Last updated Apr 30, 2025
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MLS# 851236 —
The Building
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Year Built:1955
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Basement:true
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Architectural Style:Cape Cod, Cottage
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Construction Materials:Shingle Siding, Wood Siding
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Patio And Porch Features:Patio
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Building Area Units:Square Feet
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Exterior Features:Courtyard
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Window Features:Skylight(s)
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Attic:None
Interior
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Levels:Multi/Split, Three Or More
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Living Area:2350
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Total Rooms:9
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Interior Features:Eat-in Kitchen, Formal Dining, First Floor Bedroom
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Fireplaces Total:1
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Fireplace:true
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Flooring:Hardwood
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Living Area Source:Other
Financial & Terms
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Lease Considered:false
The Property
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Lot Features:Near Public Transit, Near School
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Lot Size Acres:0.5
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Parcel Number:392489-068-014-0002-075-000-0000
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Property Type:Residential
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Property Subtype:Single Family Residence
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Lot Size SqFt:21,780 Sqft
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Property Attached:false
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Property Condition:Actual
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Additional Parcels:false
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Waterfront:false
Listing Agent
- Contact info:
- Agent phone:
- (845) 558-0530
- Office phone:
- (845) 639-0300
Taxes
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Tax Year:2023
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Tax Source:Municipality
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Tax Annual Amount:15802
Beds
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Total Bedrooms:4
Baths
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Full Baths:4
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Total Baths:4
The Listing
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Special Listing Conditions:None
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Virtual Tour URL Unbranded:
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Virtual Tour URL Branded:
Heating & Cooling
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Heating:Baseboard, Forced Air, Radiant, Radiant Floor
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Cooling:Central Air
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# of Heating Zones:2
Utilities
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Sewer:Public Sewer
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Utilities:Trash Collection Private
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Water Source:Public
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Electric Company:Orange & Rockland
Appliances
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Appliances:Dryer, Refrigerator, Washer, Gas Water Heater
Schools
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High School:Pearl River High School
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Elementary School:Lincoln Avenue School
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High School District:Pearl River
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Middle School:Pearl River High School
The Community
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Association:false
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Senior Community:false
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Additional Fees:No
Parking
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Parking Features:Attached
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Parking Total:2
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Garage:true
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Garage Spaces:2
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Carport:false
Extra Units
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Other Structures:Workshop
Monthly cost estimate

Asking price
$728,800
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$3,902
|
Taxes | $1,316 |
Insurance | $200 |
Utilities | $293 See report |
Total | $5,711/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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4/30/25
Apr 30, 2025
|
Listed / Active | ONEKEY | $728,800 | 26.3% (12.7% / YR) |
4/7/23
Apr 7, 2023
|
ONEKEY | $577,000 |

57% of nearby similar homes sold for over asking price
Similar homes that sold in bidding wars went $30k above asking price on average, but some went as high as $400k over asking price.